CommBank Business and Institutional

Recently, CommBank and GlobalCapital brought together senior funding leaders from major lenders in the UK, Nordics, EU, Canada, Asia and Australia for a roundtable on key topics including liquidity, investor base, regulation and relative value in the Australian dollar bond market. Attended by Enrico Massi, CommBank’s Head of FI Capital Markets, and Vera Savina, CFA, CommBank’s Head of DCM Europe, the Kangaroo Bond Roundtable uncovered key insights around the strength of Australia as a source of fixed income funding and future opportunities. Read more here: https://lnkd.in/g5TwWbyV

Faster payments bring speed and convenience but also new challenges. Here's what CommBank experts shared at Sibos 2024: 1️⃣ Fraud is evolving in real-time payment systems, but the value of losses is decreasing. 2️⃣ Ecosystem collaboration with telcos and tech companies is driving Australia’s progress in reducing scam losses. 3️⃣ Clients value the benefits of tokenisation – efficiency, security, and liquidity – not the technology for technology’s sake. Technology is transforming global finance, but collaboration and innovation are key to managing emerging risks. As the landscape evolves, trust and safety remain priorities for building the future of payments. Discover more insights here: https://lnkd.in/gZwxGC3Y #CommBankBrighterPerspectives #Sibos2024 #PaymentsInnovation #Tokenisation #FraudPrevention

As AI transforms global industries, Australia’s unique commitment to fairness and transparency positions it as a responsible leader in this space. At SXSW Sydney, CommBank’s Chief Decision Scientist Dan Jermyn shared how we’re using AI to tackle real-world challenges - from identifying harmful transaction descriptions to deploying risk-managed, data-driven tools. With AI ethics and governance at the forefront, CommBank is empowering businesses to unlock innovation responsibly. Read more about how Australia is leading the way in AI: https://lnkd.in/gnGF8cKr #CommBankBrighterPerspectives #AIInnovation #ResponsibleAI #BusinessEthics #DigitalTransformation #SXSW

As Australia progresses towards a more sustainable economy, shifting from fossil fuels to full electrification presents an opportunity not just to reduce emissions but to drive long-term savings and economic efficiency. Renewable energy advocate Saul Griffith highlights that moving homes and businesses to all-electric solutions could save the nation billions each year, while supporting households and industries alike in their journey to sustainability. Learn more about the potential savings and efficiency gains for Australia’s businesses: https://lnkd.in/ghQXBMaY #CommBankBrighterPerspectives #Sustainability #Electrification #BusinessGrowth #EnergyTransition

Spending at men’s and women’s clothing stores jumped 30 per cent in November, as Aussie shoppers took advantage of Black Friday-Cyber Monday sales. To learn more, access our monthly Commbank Household Spending Insights Index here: https://bit.ly/3DmxJzV

Yesterday we were proud to announce that CBA has signed a Memorandum of Understanding with ICICI Bank – a leading private sector bank in India.   The MoU aims to support collaboration and help our customers to accelerate growth across Australia-India corridor by: -Facilitating introductions of corporate and business customers who are interested in investing or setting up businesses in the other bank’s home country; -Facilitating trade between corporate and business customers in Australia and India by supporting them with banking services and providing guidance in relation to cross-border trade opportunities; -Assisting customers migrating to Australia and India with banking services; and -Supporting cross-border payments by collaborating on customer-centric solutions.   Michael Vacy-Lyle, Group Executive of Business Banking, CBA said: “The business environment presents significant opportunities for both Australian and Indian businesses and we are excited to partner with ICICI Bank to better facilitate trade and advance prosperity in both countries. We understand that doing business in another country can present challenges as well as opportunities for businesses. That is why we are delighted to be working with ICICI Bank to give our business customers dedicated access to a leading banking partner across the corridor.”   Find out more: https://lnkd.in/gPUiinPN

CBA today appointed a new Chief Economist, Luke Yeaman, to succeed Stephen Halmarick, who announced plans to depart the bank in August. “Luke brings a deep understanding of Australia’s economic wealth and potential, as well as experience representing our country on a global stage, which will be valuable for our clients both at home and abroad,” said Andrew Hinchliff, Group Executive Institutional Banking & Markets. “As our new Chief Economist, Luke will leverage cutting-edge AI technology and the most comprehensive data set in the country to provide unparalleled insights into Australia’s macroeconomic environment to CBA clients across the corporate, government and institutional sectors,” Mr. Hinchliff said. Learn more here: https://bit.ly/3ZDMEPb

The 2024 Australian Securitisation Forum conference kicked off on Monday, bringing together industry members from Australia, New Zealand and internationally at Sydney’s Hyatt Regency. At yesterday’s “AI: So What?” panel Andrea Schmidt, David Stevens, Martin Granell, Matthew Neece, CFA and Cathie Drysdale explored the impact of generative AI within the securitisation context and the broader financial industry. The conversation covered the use of AI in asset portfolio management and structured workflows to enhance performance and ensure non-biased decision-making, as well as how AI can aid in risk management and minimisation through consistent practices. Meanwhile, Andrea Jaehne moderated the panel “Shifting sands in the Authorised-deposit-taking institution sector” leading a discussion on lending options and the evolution of investor engagement. Commonwealth Bank is proud to serve as gold sponsor for the event and we thank everyone who joined us at the conference and participated in the panel discussions. KangaNews Justin Mineeff, CFA

Energy transition is at the forefront of many of our institutional and corporate clients' minds. This week we held the second in a series of lunches, this time in Melbourne, focused on the implications of Australia's energy transition. During the event, our Mining and Energy Economist, Vivek Dhar, alongside other CommBank commodity experts, facilitated a stimulating discussion. They delved into the likely pathway for the east-coast gas market and highlighted the key risks to watch. The outlook of the east-coast gas sector is crucial for Australia's economic future, given the importance of gas for industry and its role in setting the east-coast electricity price. Thank you to all our clients for participating.

CommBank is proud to have taken out two awards in the KangaNews Awards 2024, including US Private Placement House of the Year, and Australian Sustainability Debt House of the Year (jointly awarded to ANZ). KangaNews received votes from hundreds of market participants to celebrate the achievements of 2024's most outstanding performers, and to be recognised is testament to our capabilities and expertise in debt capital markets. Congratulations to all teams involved for this recognition. Read more here: https://lnkd.in/gVCH4qva Chris Mclachlan Desmond Fennell Penny Schubach Charles Perrignon Rosalie Valladares Jessica Lyons Lauren Holtsbaum Ali Westmore Charles Davis Tania S. Drew Lanyon Owen Matthews Charlotte Brown Isabella Panozzo Ellie Krust Jo Lyn Tan