Cachet

Cachet

Insurance

Tallinn, Tallinn 2,719 followers

Empowering the platform economy through adaptive insurance design.

About us

Cachet bridges the divide between the platform economy and insurance with solutions designed to empower growth. We make insurance fairer, more flexible, and fully adapted to the platform lifestyle.

Website
http://www.cachet.me
Industry
Insurance
Company size
11-50 employees
Headquarters
Tallinn, Tallinn
Type
Privately Held
Founded
2018
Specialties
sharing economy, car insurance, data driven, usage-based insurance, person centric, micromobility, platform economy, and gig work

Locations

Employees at Cachet

Updates

  • View organization page for Cachet, graphic

    2,719 followers

    Cities are growing fast. Can transport keep pace? 🤔 By 2050, nearly 7 in 10 people will call cities home. That’s billions relying on infrastructure already struggling to cope. 💡 The solution is building cities that move smarter. Where ride-hailing, micromobility, and public transport work side-by-side. Because every shared trip cuts down emissions, reduces congestion, and gets us closer to the sustainability goals ⁉️ But there’s a gap. Two, actually: 1) Mobility platforms need greener fleets, fast. 2) Cities and businesses must adapt as urban habits change. The question isn’t whether this transformation can happen – it’s how quickly we can make it. We’ve got some answers, and insights into the role insurtech will play in supporting this shift. Now over to you: What’s the single most impactful step we can take to cut urban emissions by 2030?

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  • View organization page for Cachet, graphic

    2,719 followers

    High premiums, outdated logic, limited flexibility – traditional insurance wasn’t built for the platform economy. That’s why we’ve created something different - to help close the gap. In today’s new economy, choosing the right insurance partner for your platform isn’t just a box-ticking exercise – it’s a crucial step on your path to profitability. 📊 What should you look for? We’ve broken down the 5 key things every operator should consider today. The question isn’t if you’ll rethink insurance – it’s when. Let’s make it now.

  • Tomorrow, our CEO and co-founder, Hedi Mardisoo, will be in Brussels for The Innovation Games with The S9+ Coalition and Allied For Startups. It’s a chance to explore how Europe can support start-ups to scale, innovate, and lead globally. From tech regulation to investment strategies, the spotlight will be on practical ways to break barriers for entrepreneurs across Europe. Want to learn how you can contribute to Europe’s innovation story? 👉 Sign-up for the event here https://lnkd.in/e5kFsrAy 

    View profile for Hedi Mardisoo, graphic

    CEO & Co-Founder @ Cachet | Insurtech | Techstars Portfolio Company | Developing Human-Centric Servies | Public Speaker | Member of the EFS Management Board

    Sometimes, it feels like Europe is on the verge of something incredible – but we have to push a little harder to get there. Right now, the new #EuropeanCommission is coming together. The decisions they take over the next five years will shape whether Europe’s startups thrive – or hit the same old hurdles. So, next week 11th Dec, I’m heading to #Brussels to join @S9+ and Allied For Startups  at The Innovation Games. Together, we’ll explore how to turn this moment into real momentum for startups and innovation. This isn’t just about policies – it’s about decisions that will define how Europe competes on the global stage. I don’t have all the answers, and that’s exactly what makes this exciting. It’s a chance to listen, learn, and spark ideas that could lead to a better future. If you’re as passionate about Europe’s potential for innovation as I am - share below what ideas do you have for simplifying life for a startup scaling in the EU! And if you’re in #Brussels next week let’s connect. Cachet 📢 Haven’t registered yet? Don’t miss out! Secure your spot now: https://lnkd.in/guAstTKm

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  • View organization page for Cachet, graphic

    2,719 followers

    🚨 Passionate about shaping Europe’s future? You won’t want to miss this. 👇 Next week, our CEO and co-founder, Hedi Mardisoo is heading to Brussels 🇧🇪 She'll be joining the The S9+ Coalition to unpack what the new Commission’s priorities mean for Europe's startups. 📈 From tech policy to closing investment gaps, the focus is on one big question: how can Europe become the best place for startups to grow and thrive? 🤔 Read all about event and secure your spot here: https://lnkd.in/e5kFsrAy #TheInnovationGames #Startups #EUTechPolicy #Innovation #EUDigitalPolicy

    View profile for Hedi Mardisoo, graphic

    CEO & Co-Founder @ Cachet | Insurtech | Techstars Portfolio Company | Developing Human-Centric Servies | Public Speaker | Member of the EFS Management Board

    Sometimes, it feels like Europe is on the verge of something incredible – but we have to push a little harder to get there. Right now, the new #EuropeanCommission is coming together. The decisions they take over the next five years will shape whether Europe’s startups thrive – or hit the same old hurdles. So, next week 11th Dec, I’m heading to #Brussels to join @S9+ and Allied For Startups  at The Innovation Games. Together, we’ll explore how to turn this moment into real momentum for startups and innovation. This isn’t just about policies – it’s about decisions that will define how Europe competes on the global stage. I don’t have all the answers, and that’s exactly what makes this exciting. It’s a chance to listen, learn, and spark ideas that could lead to a better future. If you’re as passionate about Europe’s potential for innovation as I am - share below what ideas do you have for simplifying life for a startup scaling in the EU! And if you’re in #Brussels next week let’s connect. Cachet 📢 Haven’t registered yet? Don’t miss out! Secure your spot now: https://lnkd.in/guAstTKm

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  • It’s a fact – micromobility is radically changing the way we move through our cities. Traditional insurance, however, is not staying up to speed with this trend. Scooters, e-bikes, and other shared vehicles have made urban transportation faster, more flexible, and more accessible than ever. But a lack of personalization is holding things back. Outdated coverage models are creating  higher costs that threaten the future of many micromobility operators. The solution? A data-driven, adaptive approach to insurance design that understands the needs of modern platforms. Want to learn how we’re doing it? https://lnkd.in/eEQMZAvS #Mobility #Insurtech #Innovation #PersonalisedInsurance #FutureOfMobility #Micromobility

  • 🚨We’re Hiring: Legal Counsel 🚨 Cachet keeps on growing! 🚀 We now navigate more new markets than ever - and are expanding our team to keep up. We’re looking for a Legal Counsel to join our legal team and tackle the exciting challenges of scaling an InsurTech. This role is perfect for someone who thrives on solving complex legal puzzles, shaping compliance for emerging markets, and driving innovation. 📍 Hybrid in Tallinn
 👉 Apply here: https://lnkd.in/d5iXV2R7 Join us and be part of the team that’s redefining insurance for the digital age! #LegalJobs #Insurtech #LegalCareers #WeAreHiring #TeamCachet

    Legal Counsel

    Legal Counsel

    cachet.bamboohr.com

  • View organization page for Cachet, graphic

    2,719 followers

    A better future for mobility in Europe is possible—but things need to change. We’ve joined forces with 12 other European tech enablers and driver associations, including Bolt, TomTom and Vay, to call for a fresh approach. Right now, outdated and fragmented rules are holding us all back. In many cities, 50% of ride requests go unserved. To make rides safer, meet people’s needs, and improve our cities, we need unified rules—designed for today and tomorrow. Get the full picture below. 👇

    View profile for Hedi Mardisoo, graphic

    CEO & Co-Founder @ Cachet | Insurtech | Techstars Portfolio Company | Developing Human-Centric Servies | Public Speaker | Member of the EFS Management Board

    👉 1 in 4 Europeans relies on ride-hailing 🚖. Yet in major cities, 50% of ride requests go unserved. Why? Outdated and fragmented rules are holding us all back. At Cachet, we’ve spent six years working with platforms, drivers, and passengers. We’ve seen the challenges—and the opportunities.  That’s why we’re standing with 13 ride-hailing platforms, tech innovators, and driver associations to call on the EU to update the rules. A unified framework would be game-changing: unlocking 600,000 new jobs by 2030 and delivering €1,400 in annual benefits per EU citizen. But this is about more than numbers. It’s about creating safer rides, empowering citizens, and transforming cities for the better. Ride to the Future imagines a Europe where urban mobility is accessible, sustainable, and innovative. It’s the future the Cachet team is working to enable. To get there, we need one thing: unified rules built for the future—not stuck in the past. The time to act is now. And we hope our leaders will come along for the ride. 👉 Read more about our vision here: sharedmobilityeurope.org #SharedMobilityEurope #FutureofMobility #RideToTheFuture Bolt Heetch LeCab TomTom Vay

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  • View organization page for Cachet, graphic

    2,719 followers

    🎉 The news is out — and Cachet is in! 👏 We're proud to be included amongst the hottest startups in Europe. Being part of The Europas 100 is another massive milestone, in a big 2024. 🏆 The Europas has been celebrating Europe’s leading tech startups for 16 years. With past 100 winners including Bolt, Wise and Spotify. Not bad company to be in! Thank you to our team, clients, and partners for making this possible. The countdown is on for special awards, revealed on 11th November in Lisbon! 👀 #TheEuropas100 #InsurTech #Innovation #PlatformEconomy #CachetTeam  #GigEconomy

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  • View organization page for Cachet, graphic

    2,719 followers

    🔑 Why Is Personalised Insurance The Key to Safer Riding? 🛴🤔 Zag Daily sat down with our CEO, and Co-Founder, Hedi Mardisoo for a deep dive into how behaviour-driven insurance is shaping the future of mobility. Since our founding in 2018, we have been all-in on the belief that personalised insurance doesn’t just protect — it empowers. As the world of shared mobility grows, so does the need for smarter, more adaptable insurance solutions. Today we're not only helping fleets reduce costs but also driving safer, more responsible riding. Curious how? Read more: https://lnkd.in/euT3EV_4 #Mobility #Insurtech #Innovation #PersonalisedInsurance #FutureOfMobility #Cachet

    View organization page for Zag Daily, graphic

    7,022 followers

    Cachet co-founder Hedi Mardisoo reveals how the broker is designing personalised insurance for the mobility industry that reflects rider behaviour patterns & rewards good habits. Currently, most new mobility platforms can only be insured based on usage time but with access to additional data, Cachet’s service is becoming more customised and accurate. “Today, in the sharing economy, insurance is unsustainable because there is little focus on user accountability,” Mardisoo tells Zag Daily. “We want to change this by making premiums more personalised and responsive.” Cachet has quickly gained traction since its launch. In Sweden, where the firm is partnered with Voi, Ryde, Hopp and Swup the company covers close to 72% of the rental e-scooter market. Read more: https://lnkd.in/euT3EV_4

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  • View organization page for Cachet, graphic

    2,719 followers

    🎉 Excited to see our partnership with Taskrabbit featured by Insurtech Insights! 🎉 We're dedicated to enabling the platform lifestyle with tailored insurance solutions. Teaming up with Hiscox and Taskrabbit to offer enhanced insurance options for gig workers across multiple European countries is a significant step toward that goal. Read the full story to see how we're empowering freelancers in the gig economy: https://lnkd.in/ewqXVexV #InsurtechInsights #Insurtech #Partnerships #GigEconomy #InsuranceInnovation

    View organization page for Insurtech Insights, graphic

    124,234 followers

    Cachet, a company specialising in insurance products for platforms and micromobility, has announced a new partnership with Taskrabbit to provide enhanced insurance options for freelancers. The new offering, underwritten by Hiscox, will be available in six European countries. Hedi Mardisoo, CEO of Cachet said: “Taskers can choose how and when they work, with the financial security they need to thrive. We are proud to add Taskrabbit to our growing community of platforms using Cachet’s technology to enable the platform economy lifestyle.” Begüm Z., Managing Director Europe at Taskrabbit also commented, saying: “It’s of utmost importance for Taskrabbit to cater to the evolving needs of our Taskers across European markets.” Read the full story here: https://lnkd.in/ewqXVexV #insurtechinsights #insurtech #partnerships #underwiting #gigeconomy

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Similar pages

Funding

Cachet 4 total rounds

Last Round

Series A

US$ 5.7M

See more info on crunchbase