🎄 Our colleagues will be taking a well-deserved break on Christmas day, Boxing day, and New Year's day, but we're here to support you on all other working days. We wish all our connections a happy holiday season, and a healthy and prosperous New Year! #YBScommercial #commerciallending #commercialmortgages
YBS Commercial Mortgages
Financial Services
Peterborough, Cambridgeshire 2,528 followers
Offering an award-winning commercial mortgages service, including commercial, semi-commercial, BTL and holiday lets.
About us
YBS Commercial Mortgages is the commercial arm of Yorkshire Building Society that provides award-winning service to both trading businesses and professional portfolio property investors based in the UK. We provide: • Commercial mortgages • HMO mortgages • Buy to let mortgages for limited companies • Holiday let mortgages • Semi-commercial mortgages • Lending amounts £300,000 - £20,000,000 maximum per portfolio. • Loan terms from 5 to 25 years. • Loans up to 75% LTV. • Named points of contact with direct dial contact numbers. • Both variable and fixed rates. Our innovative, flexible approach allows us to focus on providing a dedicated and personal service from application through to completion for every one of our customers –something we’re extremely proud of. Winners of the ‘Best Service from a Commercial Mortgage Provider’ Moneyfacts award for two years running.
- Website
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https://www.ybs.co.uk/commercial?cmpid=soc-01029
External link for YBS Commercial Mortgages
- Industry
- Financial Services
- Company size
- 51-200 employees
- Headquarters
- Peterborough, Cambridgeshire
- Founded
- 2019
- Specialties
- Commercial Mortgages, Commercial Lending, Corporate Buy to Let, Limited Company Buy to Let, Limited Company BTL, Commercial Investment Mortgages, Commercial Owner Occupier Mortgages, and Specialist Mortgages
Updates
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Hear from Angela Norman as she chats with Modern Lender about the highlights and challenges of 2024, plus what might be in store next year for the commercial sector. Read the full article here: https://lnkd.in/e9yzy26k #YBScommercialmortgages #commerciallending #commercialmortgages
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Fantastic to see our team receive amazing feedback and make a difference to our valued broker partners 👏 👏 Well done Natalie Mackle Loretta Smith! YBS Commercial Mortgages
Unlocking Airspace Potential 🚀 We’re excited to share that we recently secured £8.96M in financing for a UK investor and developer Rajiv Nehru, supporting the refinance of a recently completed residential airspace development. Airspace developments of a certain size and height not only require an experienced developer to be able to deliver successfully, but they also bring additional layers of complexities when it comes to legals, safety, surveys etc. When refinancing these developments, lenders will need to ensure that these extra requirements have all been met and fully signed off. Having a client who is organised and meticulous with his approach and documentation certainly made this easier, but it is crucial that lender requirements are shared with the borrower and their legals early on to ensure everything is in hand and can be satisfied so not to delay the legal process and consequently completion. Our strong relationship with YBS enabled us to: ✔ Run the process to ensure we hit refinance deadlines. ✔ Push leverage to 70% LTV, exceeding their typical threshold for this type of scheme. ✔ Lock in the cheapest available rates during the process - 5.35% Big thanks to Natalie Mackle and Loretta Smith at Yorkshire Building Society for their support, open communication, and proactive involvement. Strong relationships and managing process are key to success in securing the right property finance. If you’re exploring options for your next project or interested in discussing airspace financing— get in contact with a member of our team. #PropertyFinance #AirspaceDevelopment #RealEstateInvesting
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It’s always a pleasure to help brokers save their customers money and grow their business, and when brokerage Fleet Commercial Finance threw down the gauntlet, our Relationship Director Myron Klymyszyn, delivered the goods with a £6.1m refinance and capital raise. The challenge was to refinance an existing MUFB portfolio loan from another lender before it fell on to an expensive SVR, and provide extra funding to enable the purchase of several other properties. Despite being a complex transaction on the surface, Kevin Beck, Director of Fleet Commercial Finance, was delighted with the case management and positive outcome for his client: “The service we received from YBS Commercial Mortgages was excellent from both the New Business Team, Underwriters and the Completions team who drove the case forward to complete in a timely manner. Communication between the broker client and lender was very good and this led to a streamlined process. We would have no hesitation in recommending YBS Commercial Mortgages to our clients for future mortgages." This was the first time the customer had taken out a loan with YBS Commercial Mortgages, and we’re proud to have come up with a deal that saved them considerably more money than staying on their old lender’s SVR, and lend additional funds so they can continue growing their property portfolio. • Corporate BTL • Refinance and Capital Raise • Located in St Albans • 5 year fixed term • Loan term 10 years • LTV 75% • Interest only #YBScommercialmortgages #commerciallending #commercialmortgages
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We're often asked how we look at Owner-Occupied cases which are part of a split property. Here, Chris Gagg and Paul Jordan discuss how we approach multiple unit structures, and the benefits of our expanded product suite. 📨 To discuss your next Owner-Occupied case, contact our SME lending experts today: commercialowneroccupied@ybs.co.uk #YBScommercialmortgages #commerciallending #commercialmortgages
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What a fantastic night! We're absolutely over the moon to have won Commercial Mortgage Lender of the Year at last night’s NACFB Mortgage Lender of the Year awards in London. Congratulations to all nominees and winners, and a special 'thank you' to the NACFB and all it's members. #YBSCommercialMortgages #commerciallending #commercialmortgages #NACFBEvents #CommercialLenderAwards #LendingExcellence Andrea Cotton Angela Norman Gaynor Morgan CeMAP CeRER DipBBC DIpFA PDipBF Stacey Wilson Stacey Higgins Michael Wray MA MSc CMgr MCMI Duncan Cassidy Chris Gagg Steve P. Andrew Edwards Derek Doran Kathryn Silkstone Catherine Jupp
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The NACFB Commercial Lender awards are underway and the atmosphere is electric! 🎉 It's an honour to be here celebrating the best in our industry, and we're proud to be finalists for two awards tonight. Wishing the best of luck to everyone shortlisted and a fantastic evening! #YBSCommercialMortgages #commerciallending #commercialmortgages #NACFBEvents #CommercialLenderAwards #LendingExcellence Andrea Cotton Angela Norman Gaynor Morgan CeMAP CeRER DipBBC DIpFA PDipBF Stacey Wilson Stacey Higgins Michael Wray MA MSc CMgr MCMI Duncan Cassidy Chris Gagg Steve P. Andrew Edwards
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We're very excited to be attending the NACFB Commercial Lender Awards tonight and honoured to be shortlisted for Commercial Mortgage Lender of the Year, and the Underwriting Team Award! 🎉 Wishing all finalists the best of luck. Here's to a fantastic evening celebrating #LendingExcellence together! 🏆 #YBSCommercialMortgages #commerciallending #commercialmortgages #NACFBEvents
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We're looking forward to celebrating #LendingExcellence at the NACFB Commercial Lender Awards on Thursday! We're proud that YBS Commercial Mortgages have been shortlisted for: ⭐ Commercial Mortgage Lender of the Year 2024 ⭐ Underwriting Team of the Year 2024 Thank you to all NACFB members who voted for us, and best of luck to all finalists. We look forward to seeing everyone there! #YBSCommercialMortgages #commerciallending #commercialmortgages #NACFBEvents #CommercialLenderAwards
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Is it possible to submit an Owner-Occupied case, if your client has existing business debt? Here Credit Risk Manager, Paul Jordan and Business Development Manager, Chris Gagg discuss why it's a key bit of info we look at in the initial enquiry stage. 📨 Contact our #SMElending experts today: commercialowneroccupied@ybs.co.uk Or to view more info on our criteria and how to apply, visit: https://orlo.uk/Fx0N3 #YBScommercialmortgages #commerciallending #commercialmortgages