Last month, our SVP of Engineering Geddes Munson sat down with Bloomberg’s Diksha Gera to talk about AI in finance, including Affirm’s 12+ year history with machine learning (ML) and the advantages of transaction-level underwriting. “We have all this context that allows us to make a much smarter and much more accurate underwriting decision, and gives [our consumers] more access to credit if they can afford it.” Check out the full panel for more of Geddes’s insights about AI and ML at Affirm: https://lnkd.in/g-Ug9NY5
Affirm
Financial Services
San Francisco, California 240,874 followers
We create honest financial products that improve lives.
About us
At Affirm, we’re using today’s technology to bring significant disruptive innovation to the financial industry. We focus on improving the lives of consumers by delivering simple, honest and transparent financial products. We have roles across a variety of teams, including engineering, product, finance, operations, revenue, marketing, people and more. A note to applicants: Fake job and recruiting scams are on the rise. Affirm will never ask you to pay any upfront fees or send you any checks to purchase equipment during any part of the recruiting process. Affirm only uses legitimate company email address domains (either “@affirm.com” or "@us.greenhouse-mail.io”) to communicate with candidates via email. We have roles across a variety of teams, including engineering, product, finance, operations, revenue, marketing, people and more. Affirm is also proud to be a remote-first company! Attracting great people starts by finding talent in different places. That's why we built remote work into the DNA of how we do business—but if an office space is more your style, we have offices in Chicago, New York City, Pittsburgh, San Francisco, and Toronto. Not to mention we have comprehensive and award-winning benefits that were made for you. Interested in learning more? Check out our careers page and apply today! Visit affirm.com/careers for more information. A note to applicants: Fake job and recruiting scams are on the rise. Affirm will never ask you to pay any upfront fees or send you any checks to purchase equipment during any part of the recruiting process. Affirm only uses legitimate company email address domains (either “@affirm.com” or "@us.greenhouse-mail.io”) to communicate with candidates via email.
- Website
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https://www.affirm.com/careers
External link for Affirm
- Industry
- Financial Services
- Company size
- 1,001-5,000 employees
- Headquarters
- San Francisco, California
- Type
- Public Company
- Founded
- 2012
- Specialties
- eCommerce, Payments, Installment Loans, Millennials, Financial Services, Online Payments, Retail, Personal Finance, FinTech, Financial Technology, and Financial Management
Locations
Employees at Affirm
Updates
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We’re excited to announce that after 🔟 years of working together, we are expanding our partnership with Woo! Affirm will be automatically enabled on WooPayments, making it even easier for WooCommerce merchants to offer Affirm’s flexible and transparent pay-over-time plans at checkout. Merchants like Gardyn have seen improved growth since offering Affirm through WooCommerce. Benjamin De Castro, CMO of Gardyn, says that the partnership “allows us to deliver a best-in-class checkout experience – one that helps us better meet our customers’ needs and, in doing so, accelerates our growth.” Learn more here: https://lnkd.in/gBDCPXM5
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Our COO Michael Linford spoke with Business Insider about Affirm’s approach as a remote-first company, and how we are very intentional about building a high performance culture. #remotework #highperformanceculture #affirmers Read more 👇
The best part of Affirm is the people who work here. There are many benefits to being a remote-first company -- we're able to recruit from deeper pools of talent and build incredible teams, people can work in ways that maximize their individual productivity, etc. It is, of course, not without its challenges. Cultivating a cohesive, high-performing workplace is something we spend a lot of time on. It was great to chat with Dominick Reuter, Clementine Fletcher and Steven Tweedie of Business Insider about our high-performance culture at Affirm and how we're really intentional about creating opportunities to connect in-person while providing our teams the flexibility to maximize their productivity. https://bit.ly/3P1iyiw
Affirm's COO shares one approach the remote-first company uses to build a 'high-performance culture'
businessinsider.com
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Unexpected expenses—like auto repairs or medical bills—can create tough decisions for consumers. Modern Retail highlights how offering pay-over-time solutions helps businesses meet consumers where they are, providing a responsible way to manage these costs without compromising their budgets. About the aftermarket auto space, our SVP of Revenue, Pat Suh, shared that Affirm has seen 30% year-over-year growth, with over $5 billion in transactions. Read more: https://lnkd.in/ePzf3Uej
More people are using buy now, pay later for auto repairs and elective health care
https://www.modernretail.co
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📣 Exciting news! We’re expanding our partnership with Adyen, which will bring our flexible payment options to more merchants and platforms across North America. Key features of the expanded partnership include: 🥇 Affirm will be the first Pay Later provider to support Adyen for Platforms. This enables peer-to-peer marketplaces and other platform businesses to offer Affirm’s pay-over-time plans at checkout. 🇨🇦 Adyen merchants in Canada will access Affirm’s monthly installments, in addition to the existing biweekly option. This gives their customers even more payment choice and flexibility. Here’s what our Chief Revenue Officer, Wayne Pommen, said about the partnership: "Deepening our partnership with Adyen — and continuing to build out an unparalleled network of payment partners – will further expand Affirm’s reach so that more consumers, merchants and platforms can benefit from our honest financial products.” Learn more here: https://lnkd.in/gwGC8hzu
Affirm and Adyen Expand Partnership to Bring Flexible Payment Options to More Merchants and Platforms
investors.affirm.com
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🏆 We’re honored to be recognized as one of Fortune’s Future 50 companies! This list celebrates businesses poised for sustainable, long-term growth in a rapidly changing world. Since Affirm was founded in 2012, our mission has remained unchanged: deliver honest financial products that improve lives. This recognition is a testament to how that mission continues to resonate and drive us forward as we work to build a fairer financial future for all.🌟 Read more about the #FortuneFuture50 here: https://lnkd.in/ggA-v6U9
The Future 50
fortune.com
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We’re pleased to announce that Affirm and Sixth Street have entered into a long-term capital partnership. The agreement represents our largest capital commitment to date, as Sixth Street will be able to invest up to $4 billion in purchasing Affirm loans. 🤝 Affirm’s CCO Brooke Major-Reid said: “We are honored to establish this new long-term partnership with Sixth Street as we continue to strengthen and diversify our platform to support our ambitious growth plans with capital efficient funding. Sixth Street’s expertise in asset-based finance, long-term capital and collaborative approach make them an ideal partner for Affirm.” Affirm’s COO Michael Linford said: “Our capital markets expertise is an important point of competitive differentiation, and we believe this partnership with Sixth Street’s world-class investment team reinforces that.” For more info: 👇
Today, I’m proud to share that Affirm and Sixth Street have entered into a new long-term capital partnership. The agreement represents the largest ever capital commitment secured by Affirm and will enable Sixth Street to invest up to $4 billion in purchasing Affirm loans over the next 3 years, allowing us to power up to more than $20B in volume. Over the past several years, I have had a front-row seat as Affirm has scaled to become one of the most impactful fintechs in the world - providing millions of consumers with the ability to pay over time with no fees or junk charges. Our capital markets expertise has been a key driver of our success, yet all the horsepower under the hood can easily be overlooked by the naked eye outside Affirm’s walls. Today’s news marks a giant leap forward for our Capital program and demonstrates the confidence that some of the top global investors have in our vision to make payments more honest and transparent. Congratulations to the entire Capital team – led by Brooke Major-Reid and deal leads Dan Chen, Monica Mehra, Tony Giacin, Yue An, and Jason Shi alongside Ryan Chen and Monica Childs in Capital Legal and Siphelele Jiyane, Kailee Balagia, CPA, and Yuqi L. in Accounting – on today’s news! The journey ahead for Affirm is brighter than ever, and with strategic partners like Sixth Street, I have no doubt that we’ll continue to lead the way in redefining payments and commerce as we know it. https://bit.ly/3ZD7QmW
Affirm and Sixth Street Announce Long-Term Capital Partnership to Invest up to $4 Billion in Affirm Loans | Affirm Holdings, Inc.
investors.affirm.com
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Learn about Affirm’s approach to data management and how we ensure accuracy and efficiency in our latest tech blog. Written by Affirm Engineer Chad Lagore, this post dives deep into our data replication and validation stack, now built on Apache Iceberg! Check out the full post: https://bit.ly/4g63Ouh
Expressive Time Travel and Data Validation for Financial Workloads
tech.affirm.com
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“It’s just unreal when you have a job that actually makes an impact in the world.” Nupur Kantamneni, Sr. Director of Product Management, shares how her team supports our merchant and customer experience and how we’re driven by our mission to create honest financial products that improve lives. #affirmers #honestfinance #missiondriven
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The holiday season is make or break for retailers. Our CRO Wayne Pommen shared trends he suggests retailers use to close out the year strong.
🚨 Retailers 🚨 As we head into the final stretch of the holiday season, now’s the time to capitalize on key trends that are shaping consumer behavior. 📊 💳 Paying over time has become the norm, as more than half of Americans use flexible payment options to manage their budgets. 🔑 Interest-free promotions are no longer just a nice-to-have—they’re the new discount, with 50% of consumers valuing them more than traditional deals. 🎁 And self-gifting is on the rise, bringing forward purchases consumers would have otherwise made post-holiday. In my latest post, I break down how embracing these trends can help retailers boost conversion, protect margins, and build lasting customer loyalty. It’s not too late to finish the year strong! ⏰ Check it out here: https://bit.ly/3VpWQYP