Spike’s Post

Willy - great responses to the CNBC questions. And I agree that the banks have averted a crisis in commercial lending; however, plenty of other brewing challenges are ahead for most Americans. The yield curve is still inverted - bad news for most of the non-public developers/owners for the next 18 months. This will be a challenge for a substantial number of owners and their permanent lenders (CMBS and Agencies). Multifamily owners are facing unprecedented higher costs including insurance, property taxes, and labor. These costs will be passed along to tenants. However, a popular theme is that corporate greed is the problem and not the unprecedented inflation over the past three years. The Biden/Harris/Walz proposal to limit rent increases to 5% per annum will have unintended consequences. Class A- and B properties will not be improved, which will lead to a tsunami of sub-standard Class C properties. Affordable maybe, but unlivable. Check out New York and Chicago. Perversely, the affordable market has been propped up by 15 million new non-residents who are seeking shelter. The supply/demand curve for affordable housing has been rocked by this unprecedented demand. Rents are still rising despite significant supply increases. Not a great scenario when wage increases are significantly less than rent increases. And the $25,000 new homeowner credit will not be equitable. Renters who cannot qualify will be left behind -only new homeowners will qualify. What about all the buyers who just bought a home and did not receive this graft? This is akin to the college debt relief program - the students who worked hard to pay off the debt will be disenfranchised. IMHO, 2025 will strain consumers' wallets, particularly the majority of Americans who cannot/shouldn't pay more than 30% of their income on rent.

Happy St. Patrick's Day! May your day be filled with luck, laughter, and all the green you can imagine! Whether you're celebrating with a pint of Guinness, a jig, or simply sporting your favorite shade of emerald, let's spread the cheer and Irish spirit far and wide! #StPatricksDay #LuckOfTheIrish #CheersToGreen #InsuranceBrokers #InsuranceBrokerage #HomeInsurance #AutoInsurance #LifeInsurance

Doing It Right

Had a great time yesterday delivering a session at our Repairs Leadership team meeting! ⭐ It was a follow up from our last meeting where they shared what additional support they needed from the People team. My presentation was around - this is what you said, and this is what we're going to do to support you! I also gave the team a scenario to talk through based on a situation they might face as people managers. It was a great opportunity for everyone to share their knowledge and ideas on how to approach and resolve people issues. Getting feedback from our stakeholders is key to making sure we can continuously improve and provide the best service to our internal customers. Always learning, always evolving!💡

Hey everyone! We’re just a week out from Control the Bull in Dallas, and there are still some seats left! If you haven’t grabbed your spot yet, now’s the time. 🙌 You won’t want to miss out on the practical, no-BS strategies that we have lined up to help you tackle today’s toughest claim challenges so you can become the expert that carriers can’t bull. Plus, even if you’re not joining the full event, you’re invited to our FREE networking night at The Shark Club in Plano on Monday, November 18th, from 7-10 pm! 🦈 🏈 We’ll be networking and watching the Cowboys vs. Texans game, so bring your team or industry friends and come hang with us for a casual evening of drinks, football, and industry connections. We’re just asking for a quick head count to make sure we’ve got room for everyone at the networking night, so drop a comment or message to let us know if you’re coming! 🎟️ Event Info & Tickets: [Link in comments] Looking forward to seeing you there! PS: Please help us spread the word so we can pack the house! #ControlTheBull #ClaimsExperts #InsuranceClaims #Claims #DallasEvent #ClaimsProfessionals #NetworkingEvent #Roofers #Roofing #PublicAdjusters #PublicAdjuster #Contractors #PropertyDamage

First, there’s that moment of pure joy—like you've just won the lottery, and every happy dance move you’ve ever practiced finally comes in handy. 💃 Selling your house means new adventures ahead! Need help navigating the next step? Let’s make sure your next move is just as smooth and successful! #SoldIt #4074RealEstate #LivingTheDream #NextChapter #RealEstate #Queensland

AD has changed the view of the business landscape for Premier. Anything we can see or perceive is now much more accessible and achievable.

The thing about proven performance is it has to be proven again and again. Even with the challenging market of 2023, our numbers prove that we have performed for our clients once again. #piattsothebys #piattsothebysinternationalrealty #sothebys #sothebysinternationalrealty #pittsburgh #pghrealestate

As a fellow family business Director, I echo these sentiments. #familybusiness #familybusinessuk #supportlocal

Stop by the Horsefly Analytics stand at #SWP London and discover why leading organizations are using our real-time labor market intelligence to transform their talent strategies. Make smarter, data-backed decisions. Your competitors already are. Visit us to learn more! #TalentAnalytics #HRTech #WorkforcePlanning