Cerise+SPTF

⏩ After #EMW2024: Special Report by Cerise+SPTF and Session Recordings 📽️ On November 13-15, e-MFP hosted the 2024 edition of the European Microfinance Week in Luxembourg and online. Like every year, the program was rich, and Cerise+SPTF teams brought expertise and key findings with partners. 𝑊𝑒 𝑐𝑜𝑣𝑒𝑟𝑒𝑑 𝑘𝑒𝑦 𝑡𝑜𝑝𝑖𝑐𝑎𝑙 𝑖𝑠𝑠𝑢𝑒𝑠: 🛠️ New tools and resources for #ESG risks and performance management 📱 The responsible provision of #DigitalFinancialServices 🎯 #ClientProtection practices and customer-centric approaches for decision making 🌱 #Outcomes management and #Impact reporting, aligned with the Sustainable Development Goals 𝑊𝑎𝑡𝑐ℎ 𝑡ℎ𝑒 𝑠𝑒𝑠𝑠𝑖𝑜𝑛 𝑣𝑖𝑑𝑒𝑜𝑠 𝑎𝑛𝑑 𝑟𝑒𝑎𝑑 𝑜𝑢𝑟 𝑟𝑒𝑝𝑜𝑟𝑡 ℎ𝑒𝑟𝑒: 👉 https://lnkd.in/eqZ3J-as #FinancialInclusion #ImpactInvesting #ResponsibleFinance #SocialPerformance #SustainableOutcomes #SDGs

At Cerise+SPTF, we are proud to collaborate with the Alliance of Digital Finance and Fintech Associations (Alliance DFA)- a global hub uniting associations to foster synergy, amplify impact, and drive innovative knowledge exchange.  🚀 Amelia Greenberg, Deputy Director of the Social Performance Task Force, delivered recently trainings to Alliance DFA members on the DFS Standards, which are management standards for financial service providers of all types, including fintechs, for the responsible provision of digital financial services.The trainings on the DFS Standards equipped the Alliance DFA country directors to help their members make digital finance safer and more inclusive for all. 𝐇𝐢𝐠𝐡𝐥𝐢𝐠𝐡𝐭𝐬: 🗣The training was initially delivered in French in September, with an English series the following month. 📖 Two engaging sessions in each language, designed to deepen understanding and practical application. ⚙️ Participants practiced using the DFS Standards evaluation tool. 💬 The head of one national fintech association observed: "𝐓𝐡𝐞 𝐃𝐅𝐒 𝐒𝐭𝐚𝐧𝐝𝐚𝐫𝐝𝐬 𝐚𝐫𝐞 𝐥𝐢𝐤𝐞 𝐩𝐞𝐞𝐫 𝐫𝐞𝐯𝐢𝐞𝐰𝐬 𝐰𝐢𝐭𝐡𝐢𝐧 𝐚𝐧 𝐢𝐧𝐝𝐮𝐬𝐭𝐫𝐲."   👋 We invite you to explore these resources.  Training recordings and PowerPoints are available here:  👉 https://lnkd.in/eqBTR3N3 This is just the beginning! We're excited to continue working with AllianceDFA to promote responsible digital finance worldwide.  📩 For more information, feel free to reach out at info@sptfnetwork.org. #DigitalFinance #FinancialInclusion #ResponsibleFinance #DFS #Trainings

#GoodRead 🚀 "𝗟𝗮𝘄 𝗰𝗵𝗮𝗻𝗴𝗲𝘀 𝗰𝘂𝗹𝘁𝘂𝗿𝗲” : Strengthening client protection through regulation On June 4th, 2024, in Manila, Cerise+SPTF hosted a Regulator Dialogue on strengthening Consumer Protection during the Cerise+SPTF Annual Meeting, co-hosted with the Microfinance Council of the Philippines, Inc. This dialogue, funded by the Asian Development Bank (ADB), gathered central bankers, regulators, and experts from 12 countries across Asia, Africa, and Latin America. Following the peer exchange format, the conversations focused on implementation issues related to advancing sustainable consumer protection practices in the financial sector. This curated group of discussants included countries that are facing client protection challenge and those that have encountered these challenges and put in place regulatory mitigants and practices. 𝐎𝐮𝐫 𝐫𝐞𝐩𝐨𝐫𝐭 𝐨𝐧 𝐭𝐡𝐞 𝐝𝐢𝐚𝐥𝐨𝐠𝐮𝐞 𝐢𝐧𝐜𝐥𝐮𝐝𝐞𝐬:  💡 The 3Cs Framework: Issues of Culture, Capability, and Collaboration guided discussions on tackling consumer protection challenges, designing effective policies, and enhancing supervision. 🤝 Market systems approach: Inclusive dialogue with regulators, consumer advocates from Consumers International, and thought leaders from Cerise+SPTF. 📊 Actionable insights: Participants shared strategies for integrating consumer protection into corporate governance, empowering consumers, and leveraging data analytics to strengthen regulatory outcomes.   This event underscored the power of peer learning and international collaboration in addressing consumer protection challenges while promoting financial inclusion. Importantly, it advanced the conversation towards the implementation of regulation rather than just broad strokes on the need for effective action. 🎯 Discover more: Download the full report to explore key takeaways and innovative policy recommendations:  https://lnkd.in/ehA556Et   🙏 Acknowledgments: A heartfelt thank you to the Asian Development Bank (ADB), Gouvernement luxembourgeois Ministry of Foreign and European Affairs, Defence, Development Cooperation and Foreign Trade, and the Agence Française de Développement for their generous support, enabling us to create a platform for impactful dialogue. And of course the dialogue participants for their time and contributions in making the exchanges meaningful. #ConsumerProtection #FinancialInclusion #RegulationMatters #Collaboration #RIFFSEA

🌱💡 𝐒𝐨𝐜𝐢𝐚𝐥 𝐈𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐨𝐧𝐬 𝐟𝐨𝐫 𝐅𝐚𝐢𝐫 𝐆𝐫𝐞𝐞𝐧 𝐚𝐧𝐝 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐓𝐫𝐚𝐧𝐬𝐢𝐭𝐢𝐨𝐧 𝐢𝐧 𝐄𝐮𝐫𝐨𝐩𝐞 - Throwback to our mid-term meeting for the Transform Together Fund with the Microfinance Centre On Oct 8-9 in Warsaw, we exchanged with the 9 partners of the #TransformTogetherFund project, on their digital and green innovations to improve skills of vulnerable populations. We have learned from the partners about chat-bots to discuss with customers, #DigitalLending, e-signatures, ways to build digital skills for micro-entrepreneurs, and more tech solutions! 🔎 Technology has enabled significant progress in financial inclusion. Digital tools and 𝐝𝐢𝐠𝐢𝐭𝐚𝐥 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐬𝐞𝐫𝐯𝐢𝐜𝐞𝐬 (DFS) represent a great opportunity as it can make financial services safer, more transparent, and more efficient. But the level of harm that #customers are already experiencing from DFS is also increasing: cyber criminality, fraud, inadequate recourse mechanisms, over-indebtedness, lack of transparency, unclear/unfair pricing, among many other #risks. 💡 During our #TTFMeeting, we shared the work conducted by Cerise+SPTF over the past five years to build the Management Standards for the Responsible Provision of Digital Financial Services (the 𝐃𝐅𝐒 𝐒𝐭𝐚𝐧𝐝𝐚𝐫𝐝𝐬), a set of practices to mitigate the risks of customer harm. The DFS Standards are organized in five dimensions, covering 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐲, 𝐠𝐨𝐯𝐞𝐫𝐧𝐚𝐧𝐜𝐞, 𝐩𝐫𝐨𝐝𝐮𝐜𝐭 𝐝𝐞𝐬𝐢𝐠𝐧, 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧, 𝐚𝐧𝐝 𝐡𝐮𝐦𝐚𝐧 𝐫𝐞𝐬𝐨𝐮𝐫𝐜𝐞𝐬. As a public good, the DFS Standards come along with a free evaluation tool that digital financial service providers of all types can use. 👉 Learn more about the DFS Standards and Evaluation Tool: https://lnkd.in/eqBTR3N3 💬 With the partners in Warsaw, we discussed the way to implement the DFS Standards to address the customer protection risks from DFS and how these issues should be discussed in the revision of the 𝐄𝐮𝐫𝐨𝐩𝐞𝐚𝐧 𝐂𝐨𝐝𝐞 𝐨𝐟 𝐆𝐨𝐨𝐝 𝐂𝐨𝐧𝐝𝐮𝐜𝐭 to ensure digital finance can be inclusive, safe, and beneficial to customers. Thank you to all the partners for open exchanges on innovation and challenges! 👉 Stay tuned in 2025 for the lessons learned with these projects: https://lnkd.in/e_7K7-Ez ✅ Adie ✅ Confeserfidi Società Finanziaria ✅ COOPFIN s.p.a. ✅ FAER IFN ✅ Fundacja na rzecz Rozwoju Polskiego Rolnictwa ✅ Associazione MicroLab ✅ OMRO ✅ SIS Credit ✅ 3Bank #InclusiveFinance #SustainableFinance #GreenSkills #DigitalSkills #SocialInnovation

💡 The November Newsletter is Out! This month, we share the latest resources and projects for a fair #green and digital transition in #Europe, outcomes-focused #impact measurement and management, #customer protection, and responsible #digital financial services. 𝐑𝐞𝐚𝐝 & 𝐒𝐡𝐚𝐫𝐞 𝐭𝐡𝐞 𝐧𝐞𝐰𝐬𝐥𝐞𝐭𝐭𝐞𝐫! 👉 in English: https://lnkd.in/eh8Snjvv 👉 en français : https://lnkd.in/e7wZYAmS 𝐹𝑖𝑛𝑑 𝑜𝑢𝑡 𝑚𝑜𝑟𝑒: 📃 Special Report on our participation in the European Microfinance Week #EMW2024 🎓 Next year certifying #elearning program and free online courses 𝑆𝑝𝑒𝑐𝑖𝑎𝑙 𝑚𝑒𝑛𝑡𝑖𝑜𝑛 𝑓𝑜𝑟 𝑜𝑢𝑟 𝑆𝑃𝐼 𝑂𝑛𝑙𝑖𝑛𝑒 𝑢𝑠𝑒𝑟𝑠: 📢 Don't forget to finish your #audits so you can compare your results and contribute to the global benchmarks! #ResponsibleFinance #InclusiveFinance #ClientProtection #SustainableOutcomes #SDGs

💡 Le 30 octobre dernier, à Cotonou, au Bénin, s’est tenue une session de formation ESG dans le cadre du 𝐏𝐫𝐨𝐣𝐞𝐭 𝐄𝐒𝐆 𝐁𝐞́𝐧𝐢𝐧. Cet événement, animé par Gilles Da Costa, Daniel A. DASSOU, et Fonton Sylvestre HONVOU, experts certifiés Cerise+SPTF, visait à renforcer les capacités des institutions de microfinance (IMFs) béninoises en matière de gestion des risques environnementaux, sociaux et de gouvernance (ESG). ✍️ Une formation au service de 12 IMFs béninoises Les 12 IMFs sélectionnées pour le Projet ESG Bénin ont bénéficié de cette initiative novatrice, qui répond à l’objectif crucial de renforcer leurs pratiques ESG. Cette approche vise à mieux préparer les IMFs à satisfaire les critères internationaux de financement durable et à améliorer leur résilience face aux risques ESG. 🗓 Étapes clés du Projet ESG Bénin Le Projet ESG Bénin se déroule en trois grandes phases : 1️⃣ - Évaluations ESG (réalisées en septembre 2024)  2️⃣ - Formation ESG (30 octobre 2024) : renforcement des compétences des IMFs et des acteurs locaux sur les enjeux ESG. 3️⃣ - Assistance technique ESG (jusqu’à mi-janvier 2025) : accompagnement ciblé pour cinq IMFs dans l’intégration de politiques ESG adaptées. 🌐 Un projet soutenu par des partenaires de premier lan Développé par Development Associates International (DAI) et soutenu par USAID/Bénin, le projet répond à un besoin urgent : aider les entreprises béninoises, notamment les institutions financières et les cliniques de santé, à respecter les exigences ESG des bailleurs internationaux. En effet, de nombreuses organisations locales peinent à répondre à ces standards, ce qui freine leur accès à des financements essentiels pour leur développement. Grâce à l’expertise technique de Cerise+SPTF, reconnue à l’international pour sa maîtrise de la gestion de la performance sociale et environnementale, et à l’appui des experts locaux, le projet fournit des solutions concrètes pour surmonter ces défis et promouvoir une gestion des risques ESG efficace. 👏 Félicitations aux 12 IMFs participantes, aux partenaires impliqués, aux experts du réseau des Pros et aux acteurs locaux mobilisés pour cette avancée majeure. Liste des IMFs bénéficiaires : ACFB - Africa Finances - ALIDé - APHEDD - AVM - CAMUFE - COOPEC-AD/BENIN - COWEC - PEBCo - RENACA – Bénin - ONG SIA N'SON MICROFINANCE - [Anonyme] #ESG #Bénin #FinanceDurable #ImpactInvesting #USAID #CeriseSPTF #Microfinance

We were honored to share our expertise with the Catapult cohort at The LHoFT - Luxembourg House of Financial Technology last week. We contributed to this high-level program by raising awareness of the importance of mitigating the #risks associated with the provision of #digital financial services. This day was a great opportunity to discuss and promote responsible practices, and encourages institutions to implement the new 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭 𝐒𝐭𝐚𝐧𝐝𝐚𝐫𝐝𝐬 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐑𝐞𝐬𝐩𝐨𝐧𝐬𝐢𝐛𝐥𝐞 𝐏𝐫𝐨𝐯𝐢𝐬𝐢𝐨𝐧 𝐨𝐟 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐒𝐞𝐫𝐯𝐢𝐜𝐞𝐬 (𝐭𝐡𝐞 “𝐃𝐅𝐒 𝐒𝐭𝐚𝐧𝐝𝐚𝐫𝐝𝐬”). "𝐷𝐹𝑆 𝑆𝑡𝑎𝑛𝑑𝑎𝑟𝑑𝑠 𝑎𝑟𝑒 ℎ𝑒𝑟𝑒 𝑡𝑜 ℎ𝑒𝑙𝑝 𝑠𝑡𝑎𝑟𝑡-𝑢𝑝 𝑓𝑖𝑛𝑡𝑒𝑐ℎ𝑠 𝑠ℎ𝑎𝑝𝑒 𝑡ℎ𝑒𝑖𝑟 𝑚𝑜𝑑𝑒𝑙𝑠 𝑤𝑖𝑡ℎ 𝑎 𝑐𝑜𝑛𝑠𝑢𝑚𝑒𝑟 𝑝𝑟𝑜𝑡𝑒𝑐𝑡𝑖𝑜𝑛 𝑚𝑖𝑛𝑑𝑠𝑒𝑡" - Anne-Laure Behaghel, Client Protection Pathway Director at Cerise+SPTF 💡 Learn more about the Digital Financial Services Standards & assessment tool by Cerise+SPTF: https://lnkd.in/eqBTR3N3 #DigitalFinance #ClientProtection #Fintechs

⏰ Webinaire ce jeudi ! Découvrez et participez au 𝐏𝐫𝐨𝐣𝐞𝐭 𝐑𝐀𝐅, 𝐩𝐨𝐮𝐫 𝐮𝐧 𝐬𝐞𝐜𝐭𝐞𝐮𝐫 𝐚𝐠𝐫𝐢𝐜𝐨𝐥𝐞 𝐞𝐭 𝐚𝐥𝐢𝐦𝐞𝐧𝐭𝐚𝐢𝐫𝐞 𝐫𝐞𝐬𝐩𝐨𝐧𝐬𝐚𝐛𝐥𝐞. https://lnkd.in/efHyrdYt Cerise+SPTF conduit un projet multi-acteurs pour développer des #outils de gestion intégrant des normes de protection des clients et de conduite responsable pour les #entreprises agroalimentaires. 🌾 Ce projet s'appuie sur les premières initiatives conduites en collaboration avec IISD - International Institute for Sustainable Development et IDH Farmfit Fund, et vise à ajuster les outils existants en fonction des besoins du secteur et créer un environnement favorable pour promouvoir leur utilisation et soutenir l'amélioration durable des pratiques. Pour tout connaître des outils existants et des ambitions du projet sur les mois à venir, rejoignez notre 𝐰𝐞𝐛𝐢𝐧𝐚𝐢𝐫𝐞 𝐝𝐞 𝐩𝐫𝐞́𝐬𝐞𝐧𝐭𝐚𝐭𝐢𝐨𝐧 𝐞𝐧 𝐟𝐫𝐚𝐧𝐜̧𝐚𝐢𝐬 𝐣𝐞𝐮𝐝𝐢 𝟐𝟏 𝐧𝐨𝐯𝐞𝐦𝐛𝐫𝐞 𝐚̀ 𝟏𝟒𝐡𝟑𝟎. 👉 Inscriptions ici : https://lnkd.in/eJfRvnkS #Agriculture #Agroalimentaire #SocialBusiness #ResponsibleBusinessConduct #ClientProtection #SustainableWorld

🚨 ¡Webinar este jueves! Descubra el proyecto de Cerise+SPTF para un 𝐬𝐞𝐜𝐭𝐨𝐫 𝐚𝐠𝐫𝐢́𝐜𝐨𝐥𝐚 𝐲 𝐚𝐥𝐢𝐦𝐞𝐧𝐭𝐚𝐫𝐢𝐨 𝐫𝐞𝐬𝐩𝐨𝐧𝐬𝐚𝐛𝐥𝐞. https://lnkd.in/eEN9e9bx Desde 2022, Cerise+SPTF colabora con sus socios para desarrollar herramientas de gestión que incorporen normas de protección al cliente y conducta responsable para las #empresas agroalimentarias. 🎯 El Proyecto RAF pretende ajustar las #herramientas existentes en función de las necesidades del sector y crear un entorno propicio para promover su uso y apoyar la mejora de las prácticas. 𝐄𝐬𝐭𝐞 𝐣𝐮𝐞𝐯𝐞𝐬 𝟐𝟏 𝐝𝐞 𝐧𝐨𝐯𝐢𝐞𝐦𝐛𝐫𝐞 𝐚 𝐥𝐚𝐬 𝟏𝟔.𝟎𝟎 𝐡𝐨𝐫𝐚𝐬 (hora de París) presentaremos las iniciativas actuales del Proyecto RAF y nuestros planes para los próximos meses. El webinar se impartirá en español. 👉 Inscríbase en la plataforma Zoom Meeting: https://lnkd.in/eT4sFvGB International Institute for Sustainable Development IDH Farmfit Fund ADA - Appui au Développement Autonome #Agricultura #Agroalimentación #ResponsibleBusinessConduct #ClientProtection #SustainableWorld

📢 𝐂𝐚𝐥𝐥𝐢𝐧𝐠 𝐚𝐥𝐥 𝐄𝐦𝐞𝐫𝐠𝐢𝐧𝐠 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐌𝐚𝐧𝐚𝐠𝐞𝐫𝐬 𝐚𝐧𝐝 𝐂𝐥𝐢𝐦𝐚𝐭𝐞 𝐅𝐮𝐧𝐝 𝐌𝐚𝐧𝐚𝐠𝐞𝐫𝐬! The Expression of Interest for the ICFA - International Climate Finance Accelerator 2025 Cohort is now open. 𝘿𝙤𝙣'𝙩 𝙢𝙞𝙨𝙨 𝙮𝙤𝙪𝙧 𝙘𝙝𝙖𝙣𝙘𝙚 𝙩𝙤 𝙖𝙥𝙥𝙡𝙮 𝙗𝙮 𝙉𝙤𝙫𝙚𝙢𝙗𝙚𝙧 30𝙩𝙝! ICFA is a multi-year acceleration program designed to empower emerging investment managers focused on climate action. 🌱 If you’re passionate about making a tangible impact in 𝐜𝐥𝐢𝐦𝐚𝐭𝐞 𝐦𝐢𝐭𝐢𝐠𝐚𝐭𝐢𝐨𝐧 (reducing, limiting, or capturing GHG emissions) or 𝐜𝐥𝐢𝐦𝐚𝐭𝐞 𝐚𝐝𝐚𝐩𝐭𝐚𝐭𝐢𝐨𝐧 (projects designed to manage the effects of climate change), ICFA offers the resources and network to help you thrive. Last year, ICFA received 64 expressions of interest, with 5 great projects chosen for the 2024 cohort.  👉 Curious about their journey? Check out the projects here: https://lnkd.in/ek82Bxxd 💡Interested in joining the 2025 cohort?  Apply today: https://lnkd.in/dzBba59 🎯 Key Resources: 1️⃣ - Eligibility & Selection Criteria: https://lnkd.in/e9bvCdbJ 𝘌𝘭𝘪𝘨𝘪𝘣𝘭𝘦 𝘈𝘱𝘱𝘭𝘪𝘤𝘢𝘯𝘵𝘴 𝘢𝘳𝘦 𝘶𝘯𝘭𝘪𝘴𝘵𝘦𝘥 𝘦𝘯𝘵𝘪𝘵𝘪𝘦𝘴, 𝘵𝘺𝘱𝘪𝘤𝘢𝘭𝘭𝘺 𝘺𝘰𝘶𝘯𝘨 𝘤𝘰𝘮𝘱𝘢𝘯𝘪𝘦𝘴 𝘸𝘪𝘵𝘩 𝘭𝘪𝘮𝘪𝘵𝘦𝘥 𝘳𝘦𝘴𝘰𝘶𝘳𝘤𝘦𝘴, 𝘵𝘩𝘢𝘵 𝘢𝘳𝘦 𝘪𝘯𝘪𝘵𝘪𝘢𝘵𝘪𝘯𝘨 𝘵𝘩𝘦𝘪𝘳 𝘧𝘪𝘳𝘴𝘵 𝘰𝘳 𝘴𝘦𝘤𝘰𝘯𝘥 𝘪𝘯𝘴𝘵𝘪𝘵𝘶𝘵𝘪𝘰𝘯𝘢𝘭 𝘷𝘦𝘩𝘪𝘤𝘭𝘦, 𝘸𝘪𝘵𝘩 𝘵𝘩𝘦 𝘰𝘣𝘫𝘦𝘤𝘵𝘪𝘷𝘦 𝘵𝘰 𝘢𝘥𝘷𝘪𝘴𝘦 𝘢𝘯𝘥/𝘰𝘳 𝘮𝘢𝘯𝘢𝘨𝘦 𝘵𝘩𝘪𝘴 𝘷𝘦𝘩𝘪𝘤𝘭𝘦. 𝘔𝘢𝘯𝘢𝘨𝘦𝘥 𝘢𝘤𝘤𝘰𝘶𝘯𝘵𝘴, 𝘚𝘗𝘝𝘴, 𝘢𝘯𝘥 𝘱𝘪𝘭𝘰𝘵 𝘷𝘦𝘩𝘪𝘤𝘭𝘦𝘴 𝘸𝘪𝘵𝘩 𝘭𝘪𝘮𝘪𝘵𝘦𝘥 𝘈𝘜𝘔 𝘢𝘳𝘦 𝘯𝘰𝘵 𝘤𝘰𝘯𝘴𝘪𝘥𝘦𝘳𝘦𝘥 𝘪𝘯𝘴𝘵𝘪𝘵𝘶𝘵𝘪𝘰𝘯𝘢𝘭 𝘷𝘦𝘩𝘪𝘤𝘭𝘦𝘴. 𝘐𝘧 𝘵𝘩𝘦 𝘈𝘱𝘱𝘭𝘪𝘤𝘢𝘯𝘵 𝘪𝘴 𝘱𝘢𝘳𝘵 𝘰𝘧 𝘢 𝘨𝘳𝘰𝘶𝘱 𝘰𝘧 𝘤𝘰𝘮𝘱𝘢𝘯𝘪𝘦𝘴, 𝘪.𝘦., 𝘮𝘶𝘭𝘵𝘪𝘱𝘭𝘦 𝘤𝘰𝘮𝘱𝘢𝘯𝘪𝘦𝘴 𝘵𝘩𝘢𝘵 𝘢𝘳𝘦 𝘥𝘪𝘳𝘦𝘤𝘵𝘭𝘺 𝘰𝘳 𝘪𝘯𝘥𝘪𝘳𝘦𝘤𝘵𝘭𝘺 𝘤𝘰𝘯𝘵𝘳𝘰𝘭𝘭𝘦𝘥 𝘣𝘺 𝘢 𝘤𝘰𝘯𝘵𝘳𝘰𝘭𝘭𝘪𝘯𝘨 𝘦𝘯𝘵𝘪𝘵𝘺, 𝘦𝘭𝘪𝘨𝘪𝘣𝘪𝘭𝘪𝘵𝘺 𝘸𝘪𝘭𝘭 𝘣𝘦 𝘤𝘰𝘯𝘴𝘪𝘥𝘦𝘳𝘦𝘥 𝘰𝘯 𝘢 𝘨𝘳𝘰𝘶𝘱 𝘣𝘢𝘴𝘪𝘴.  2️⃣ - Application Guide & FAQs: https://lnkd.in/eCuanET4 Jurgen Hammer 🇵🇸 - Paola D'Angelo #ClimateFinance #FundManagers #ClimateAction #ImpactFinance #Welcome2Luxembourg