Homeownership Council of America

Happy Holidays to everyone, this holiday season! And let's remember the importance of having a home and making homeownership possible for everyone! We're happy to say since the launch of our National Down Payment Assistance Program (DPA) we've helped 125 families achieve homeownership! Please contact us to learn more about how you can support or make a donation this holiday season and contribute to the ongoing work we're doing here at HCA by making a difference in people's lives through homeownership!

Lenders, here's your chance to make a difference!The gap between Black and White homeownership rates- 44.9% vs. 74.5%-is nearly the same today as it was in the 1970s, when the Fair Housing Act and ECOA were enacted. Become a sponsor for Equity Certified Programs through the Homeownership Council of America. Your support can help drive equitable homeownership and create lasting community impact. Learn more about how you can contribute and make a change. #CorporateSocialResponsibility #EquityInHomeownership #BusinessImpact #FairHousingAct

As we begin to close out 2024 and look ahead to 2025, let's remember black women are powerful drivers of economic growth, and it's time the world recognizes it. We're thrilled that in 2024,Goldman Sachs made a $10 billion commitment to support Black women entrepreneurs and leaders. This is a crucial step towards economic equity, and we stand with initiatives that uplift and empower Black communities. Read more in this insightful Forbes article. #EconomicEquity #SupportBlackWomen #Empowerment #HCA #Forbes

Thanksgiving began in 1621 as a celebration of collaboration and shared resources between Indigenous peoples and Pilgrims. Today, many communities of color, including Native Americans, still face barriers to land and homeownership. At HCA, we honor the spirit of unity and equity in homeownership, ensuring that everyone has the opportunity to thrive. 🏡 #Thanksgiving #EquityForAll #HomeownershipForAll #HappyThanksgiving

Highlighting a major issue in homeownership and people of color: This statistic underscores the ongoing racial gap that we need to address for a more equitable future. #SupportHomeownership #UnderservedCommunities #FairLending #BuildGenerationalWealth #BeTheChange #SPCP #SpecialPurposeCreditProgram

On this Veterans Day, we honor the brave men and women who have served our country. At HCA, we are proud to partner with the Veterans Administration to ensure veterans have access to fair and equitable home loans. Our mission is to support those who have given so much by expanding homeownership opportunities and helping veterans achieve the stability they deserve. Today, and every day, we thank you for your service and sacrifice. #Veterans #Homeownership #BuildEquity

Your vote matters! 🗳️ As we head to the polls today, let’s stand together for leadership that uplifts and empowers all communities! 🇺🇸 #ElectionDay #VoteForEquity

HCA is excited to be in Denver at the MBA conference! Our VP of National Programs, Don Nash, delivered an impactful presentation on the launch of the Equity Certified Program and the vital role of Special Purpose Credit Programs. We are committed to educating and networking with industry professionals as we take meaningful steps to close the homeownership gap. Together, we can create a more equitable future!

Today, we honor the rich histories, cultures, and contributions of Indigenous people. At HCA, we're committed to supporting Indigenous communities by expanding access to homeownership and economic empowerment. Currently, the homeownership rate for Native American and Alaska Native households is just 50%, compared to the national average of 65%. We are working to close this gap and create equitable opportunities for all. Let's continue to recognize and respect Indigenous rights every day. 🌍 #IndigenousPeoplesDay #EquityForAll #HomeownershipForAll

Celebrating Hispanic Heritage Month by Empowering Hispanic Homeownership! Homeownership isn’t just about owning property—it’s about building generational wealth, securing a stable future, and creating a legacy for families. For Hispanic communities, homeownership is a key pathway to financial stability and a powerful tool in closing the wealth gap. Did you know? Latino and Black individuals are less likely than Whites to believe homeownership is possible. Source: mgic.com Did you know? Hispanic homeownership is improving, but challenges still remain—like access to fair lending, affordable housing, and education on the home buying process. We at Homeownership Council of America (HCA) are committed to changing that!! At HCA, we’re committed to breaking down these barriers by partnering with lenders to create Special Purpose Credit Program (SPCP) resources, and access to equitable lending solutions designed to empower Hispanic families. Why this matters more than ever: Generational Wealth: Homeownership helps families build equity that can be passed down to future generations. Community Stability: Owning a home strengthens neighborhoods and creates lasting roots in communities. Financial Empowerment: It offers a sense of security and control over peoples financial future. Let’s work together to make the dream of homeownership a reality for more Hispanic families. Save and share this post to with your community or tag someone who is ready to start their homeownership journey! #HispanicHeritageMonth #EmpowerHomeownership #GenerationalWealth #SpecialPurposeCreditPrograms #SPCPs #EquityCertified