Deephaven Mortgage

We're kicking off our countdown to the new year! Check our page leading up to 2025 for some fun facts, tidbits from Deephaven leadership and national holiday updates. Today is National Ugly Holiday Sweater Day and Deephaven Mortgage definitely knows a thing or two about that. In fact, our operations and underwriting teams just hosted their annual ugly sweater exchange earlier this month. See photo 2 for some wacky examples!   Get warm and cozy this holiday season in your holiday sweater. Feel free to post a picture in comments! Don’t forget to become an approved partner with Deephaven! It’s easy: https://lnkd.in/epUm8Zme

Join us in South Florida for the FAMP Miami Winter Mortgage Conference happening January 23rd at the Loews Miami Beach Hotel. Click here to register using our promo code Deephaven2025SoBe: https://lnkd.in/eWeK9Fn8 Make sure to visit us at booth 318 and ask how Deephaven can help increase your volume in 2025 utilizing Non-QM.   Discover The Deephaven Difference!

Do you have an extensive background managing mortgage operations teams? If so, this position at Deephaven Mortgage is for you! We are seeking a VP of Mortgage Operations to work full-time in our Charlotte, NC office. Deephaven offers a proprietary suite of Non-QM products, RTL loans, strong pricing, quick turn times, webinar support, best-in-class scenario desk, fully integrated platform, superior customer service, great benefits, and unmatched company culture. View the details of the position and apply today using this link: https://lnkd.in/eDHAGAqC Join The Team And Discover The Deephaven Difference! Jamie Cava

A huge thank you to everyone who joined us at last week’s Non-QM Power Pulse event in Miami, FL including our sister company Anchor Loans. We are also very appreciative of our wonderful sponsors Class Valuation, ClearEdge Title and NAN - Nationwide Appraisal Network. We look forward to more collaborations in 2025! Our attendees brought a lot of energy to the room and had lots of insightful questions and requests for training. The majority of questions were focused on Bank Statement loans, HELOCs, non-warrantable condos and residential transition loans such as a Fix and Flip and Ground Up Construction. It is clear where the opportunity lies in 2025! We hope you left feeling inspired and ready to take your business to the next level! Planning for Non-QM Power Pulse in 2025 is now in progress. Stay tuned for our 2025 schedule to see which cities we're coming to near you! Many attendees are scheduling non-QM trainings for their teams- you can too by contacting us at info@deephavenmortgage.com. Partner with us! It's easy: https://lnkd.in/epUm8Zme

Join us at the New England Mortgage Expo happening January 15-17 at the Mohegan Sun Casino and Resort in Uncasville, Connecticut. Tons of industry experts are already set to attend— make sure you are, too! Click here to register for free using our promo code DEEPHAVENFREE: https://lnkd.in/gthXFeme Visit the Deephaven Mortgage team at booth 530 and ask how we can help you drum up business in 2025 by utilizing Non-QM. This is a can’t-miss event for mortgage pros from across New England and we can't wait to see you there!

Deephaven Mortgage’s DSCR Product Allows Unlimited Investor Concentration! Send us your scenarios to info@deephavenmortgage.com. If you're not an approved partner with us you can be easily: https://lnkd.in/epUm8Zme Scenario: An experienced investor is purchasing a condominium to offer as a short-term rental. The questionnaire indicates a high investor concentration of 85%. The association provides a front desk check-in and cleaning services. The purchase price is $550,000 with an LTV of 75%. They have a FICO score of 755. Will the investor concentration create a challenge? Not if you work with Deephaven! Non-QM Solution: Deephaven’s DSCR product allows for unlimited investor concentration. Borrowers can qualify without traditional analysis of their employment, personal income, or debt-to-income ratio. Instead, qualification is based on the cash flow of the subject property. With an LTV at 75%, the minimum DSCR ratio for purchase transactions is .75. Discover The Deephaven Difference!

Join us as we kick off the new year at NLE's LeverageCon 4! The event will be happening on January 13th at the Broward County Convention Center in Ft. Lauderdale, Florida. Please visit our booth to discuss how Deephaven Mortgage can help grow your business utilizing Non-QM. Then, check out Chief Sales Officer Tom Davis speaking during the 1:00PM DSCR Experts Panel to learn all about DSCR and rental financing. It's sure to be a great day full of education and networking! Click here to register for the event and view the agenda: https://leveragecon.com/

Deephaven Mortgage's Asset Utilization Product is a Great Solution for Borrowers With High DTIs! Send your scenarios to info@deephavenmortgage.com for a quick close. Are you an approved partner with us? Become approved easily: https://lnkd.in/epUm8Zme Scenario: Our borrower is purchasing a second home for $455,000. They have a 731 FICO and an LTV of 80%. They recently sold their established business for $850,000 with the proceeds placed in a money market account. They also have a retirement account of $1.2 million. The challenge? A high debt-to-income ratio due to a fixed income through Social Security. Non-QM Solution: Deephaven’s Expanded-Prime product provided this borrower a flexible solution using its unique total asset utilization feature. Unlike traditional loans, this product does not analyze employment income or debt ratio and allows this borrower to qualify using a six-month bank statement program. The borrower's qualified assets were sufficient to cover the new loan amount, down payment, closing costs, required reserves, and 5-years of current monthly obligations. Highlights: -660 Minimum FICO -Loan Amounts $100,000 - $3.5 Million -Primary, Second Homes and Investment Properties -DTI and No DTI Options -Max LTV 80% Discover The Deephaven Difference!

Deephaven Mortgage is proud to give a big shout out to the wonderful sponsors participating in our Non-QM Power Pulse II event next week! Class Valuation, ClearEdge Title & NAN - Nationwide Appraisal Network, your support and continued partnership is very appreciated. Attendees, please make sure to stop by the sponsor booths to learn how they can help you power up your business. We still have a few seats left for anyone who has not registered yet. Register today and check out the agenda here: https://lnkd.in/ecCqRGGv We can't wait to see you next week in Miami!

SVP of Wholesale Operations Sara Stogsdill is featured in NMP's Mortgage Women Magazine with her article “Minimizing Risks, Maximizing Rewards- How Mortgage Women Can Achieve Non-QM Mastery”. Sara discusses the power of non-QM loans, what to expect from a non-QM partnership and how to leverage regulatory changes as new business opportunities. Read her article here: https://lnkd.in/e34evB2j Afterwards, please reach out to us at info@deephavenmortgage.com with any questions or to submit scenarios. Discover The Deephaven Difference!