CMG Financial

Lucky number 7! Today, we celebrate seven years since the launch of HomeFundIt™, the nation’s first and only down payment gifting platform. Since its inception in 2017, HomeFundIt has helped over 2,500 families purchase a collective $700 million in real estate. Historically, down payments have been one of the largest obstacles for home buyers. Here’s how HomeFundIt is making homeownership more accessible: https://lnkd.in/erQydt53

Fed cuts rates this week, but mortgage rates went UP? It looks like coal in our stockings this holiday season! 🎁 Where are rates headed next? Do we even know? In our latest article, we explore two potential paths: ✅ Rates finally decline if inflation eases, bringing relief to buyers. ❌ Or, rates stay elevated as strong growth keeps affordability a challenge. Understanding these scenarios is critical to helping buyers navigate today’s market. Don’t let uncertainty hold you back—learn how to prepare for both outcomes! Read here: https://lnkd.in/erh2j7Ch #MortgageRates #NewHomeSales #SalesTraining #RealEstateMarket #CMGBuilderAdvantage Post written by Anthony Grasst, VP, National Builder Manager at CMG Financial

CMG is thrilled to announce that two of our outstanding leaders have been recognized in this year’s 40 Under 40 list by National Mortgage Professional! Congratulations to our honorees, Gianina "G” Rosenblatt, SVP of Corporate Operations, and Kelly Deaton, VP of Marketing Operations! Read here to learn about Gianina and Kelly’s exceptional contributions to CMG and the industry at large: https://lnkd.in/eaPwGcBn  #TeamCMG #JoinCMG #40Under40

When disaster strikes, it becomes our responsibility to lend a helping hand to those in need. This fall, the destruction caused by Hurricanes Helene and Milton drastically affected the lives of thousands.  Thanks to the generosity of our employees, CMG Home Loans was able to send $85,000 in hurricane relief to two hurricane relief beneficiaries— Cajun Navy Relief and Global Empowerment Mission (GEM).  Thank you to each and every one of our team members who contributed to our hurricane relief initiative! Your support is deeply appreciated. 

Big news! The Federal Housing Finance Agency (FHFA) has released the OFFICIAL Conventional Loan limit increases for 2025. Though these limits will run through next year, we're accepting loans up to the limits below starting NOW! We are thrilled to be able to offer these higher limits early so buyers don't have to wait until 2025. To learn more about Conventional Loans, read here: https://lnkd.in/ehrTW3ec #FHFA #LoanLimits #ConventionalLoan #HomeBuying 

Did you know there's CASH trapped inside your home?! Before you start shuffling through the couch cushions looking for coins, try looking another place — in your home's equity! Here's how you can turn your home into cash WITHOUT selling it #HELOC #HomeEquity

💗LOVE💗 is in the air! CMG Financial is honored to be named a 2024 Most Loved Employer by National Mortgage Professional Magazine- the best in distributed retail! 🎉   Based on our employees' survey responses, CMG scored big where it counts-- with our incredible team members! Thank you to each and every one of our employees who participated in NMP's survey, rating CMG's benefits, culture, and employee kudos. We are thrilled to have each of you on Team CMG! See what our team members love about CMG: https://lnkd.in/edy3seQw

In a recent article, "Mortgage Rates Spike: Affordability Strains, But Opportunities Remain," Anthony Grasst, CMG’s National Builder Manager, explores the challenges and opportunities presented by today’s housing market. With mortgage rates climbing nearly 1% in the past month, affordability has tightened, and buyer sentiment has dropped. Many buyers are holding off, waiting for rates to fall—but as Anthony points out, hope is not a strategy. This article highlights: · The risks of waiting for market conditions to improve, · Practical strategies builders and sales teams can use to drive sales today, · And ways to address buyer hesitancy and affordability concerns effectively. Read here: https://lnkd.in/eUSsVYdN #CMGBuilderAdvantage #B2B #HousingMarket #RealEstateInsights #BuilderStrategies

First-time home buyers in Philadelphia 🔔 are ready to turn the key 🔑 and UNLOCK 🔓 homeownership! CMG Home Loans is proud to be one of the select lenders in PHDC's Turn The Key (TTK) program, which offers eligible first-time home buyers 🏠 up to $75,000 in down payment assistance.  Our local Philadelphia team was thrilled to showcase CMG's exclusive programs, including our CommunityONE Special Purpose Credit Program and HomeFundIt™, to prospective home buyers at PHDC's Turn The Key Open House. Shoutout to our very own Carlos Hernandez, Branch Manager (NMLS ID# 413824), and Christina Hernandez, Junior Loan Officer (NMLS ID# 2316002) for presenting innovative home financing solutions! Thank you to Philadelphia Housing Development Corporation (PHDC) for hosting this informative event!  Here's to expanding #Homeownership in Philadelphia! #PHDC #TurnTheKey #HomeownershipDreams

🔎 Are You Overlooking One of Your Biggest Opportunities? 💡 Despite all the talk about affordability, there’s a growing audience you can't afford to ignore—first-time buyers. In his latest article, CMG's Anthony Grasst reveals surprising insights that could reshape your sales strategy. Get ready to learn: ➡️ Why 3.3 million ready-to-buy renters could be your next clients?  ➡️ How rising first-time buyer activity in unexpected regions is creating new opportunities?  ➡️ The key reasons these buyers are choosing new homes, from lower operating costs to modern design and community amenities? If you’re serious about increasing sales, now is the time to adjust. Click here to uncover 6 must-know insights 👉 https://lnkd.in/eaAKsPnv   #CMGBuilderAdvantage #NewHomeSales #FirstTimeBuyers #SalesStrategy #MarketInsights #HomeBuilders