T. Rowe Price Australia’s Post

The regulatory landscape is evolving, with the ECB imposing stricter climate-related requirements on banks. Responsible Investing Analyst, Joseph Baldwin analyzes what this could mean for European banks compared to their U.S. counterparts. https://trowe.com/3Domffu #ClimateRisk #BankingIndustry

To face laxer regulatory requirements, some banks deliberately reduce balance sheet items around reporting dates. This behaviour, known as “window dressing”, is unacceptable: it undermines the objectives of bank regulation, risks disturbing the operations of financial markets and may lead to banks having insufficient resources in times of stress.   Two regulatory frameworks are particularly vulnerable to window dressing, those for global systemically important banks (G-SIBs) and for the leverage ratio. The ECB Blog looks at how regulators and supervisors are taking action: https://lnkd.in/gMSNXgU2

❓ End of "window dressing" in EU Banking ❓ After reading the ECB blog is clear, that regulators are not happy about this practice 🙂 and will find the solutions to reduce it. #bankingregulation #bankingindustry

Great pleasure joining Stephen Sedgwick on CNBC this mornings to discuss European bank Q3 earnings. I argued that the outlook for banks remains healthy but it is not difficult to find downside scenarios where, for example, the ECB could be forced to lower rates more dramatically. We also covered the importance of bank M&A, and why stronger European banks are a necessity for a stronger Europe. https://lnkd.in/e7USGphU #CMU #EDIS #BankingUnion #Consolidation

[#EuropeanBanking] Is optimism on the rise for the banking sector? Throughout 2023, the global economy grappled with persistent geopolitical and macroeconomic challenges. 👉 If you are curious about their effect on the Expected Credit Losses of Europe's 26 largest banks, read our new report: https://bit.ly/3Lw5uQe. #IFRS9 #CreditRisk #ECL

All eyes on Frankfurt 👀 What will the ECB’s Governing Council decide? This Thursday, the Governing Council meets for its final monetary policy meeting before the winter break. ⛄️ In this video, I break down: » who makes up the Governing Council » what factors they consider when making their decisions » why their meeting-by-meeting approach matters P.S. If you're interested in Germany’s economic outlook, don’t miss the Bundesbank’s 𝗗𝗲𝘂𝘁𝘀𝗰𝗵𝗹𝗮𝗻𝗱 𝗣𝗿𝗼𝗴𝗻𝗼𝘀𝗲, coming out this Friday. ________________ Also interested in economics and central banking? Reach out, I’d love to connect & hear YOUR thoughts! 🩷 #CentralBanking #ECB #InterestRates

“Even though we have retraced from the lows, the market's frame of mind has permanently shifted, and it now needs proof that the economy isn't about to crash.” Vitali Meschoulam, Global Banking and Markets, takes a deep dive into the conditions that drove the sharp sell-off this week and where we may go from here. Clients can access the full report here: http://ms.spr.ly/6041lcpZz

[#EuropeanBanking] Is optimism on the rise for the banking sector? Throughout 2023, the global economy grappled with persistent geopolitical and macroeconomic challenges. If you are curious about their effect on the Expected Credit Losses of Europe's 26 largest banks, read our new report: https://lnkd.in/efe3yDkq #IFRS9 #CreditRisk #ECL

Accredited Investors: The regulatory landscape is evolving, with the ECB imposing stricter climate-related requirements on banks. Responsible Investing Analyst, Joseph Baldwin analyzes what this could mean for European banks compared to their U.S. counterparts. https://trowe.com/3Pk3mwZ

Quantitative Tightening by the Fed, ECB and #BankofEngland is reducing the supply of reserves in their respective #banking systems. This increases the risk of reserve scarcity, which would put upward pressure on money market #interestrates relative to policy rates. Learn more: https://ow.ly/AG3R50Tcmxi #FitchRatings #Fed #ECB