sureti’s Post

Yes, it is possible to get an income protection insurer to agree to cover you, even if you’ve previously been declined. People get declined for different reasons, but it can be common for existing medical conditions to be the root cause. 🩺 That’s why, if you have a complicated medical history, it’s important to get professional advice before you make any decisions. When the Bank Says No has access to specialist insurers who offer products designed to suit those with pre-existing but which are nonetheless highly competitive. Get in touch and we can get to work! 📱 Your home may be repossessed if you do not keep up repayments on your mortgage. When The Bank Says No is a mortgage broker, and not a lender. When The Bank Says No is a trading name of Alder Rose Mortgages Limited whom are directly authorised and regulated by the Financial Conduct Authority under FCA No. 923776.

#mortgagebrokers and #investors are you having trouble getting a deal qualified using the DSCR model? Do you know that Acra offers their Flag Ship DSCR Program noted here and also offers a, No DSCR Score DSCR loan! On top of that, with most all #investmentloan lenders now brokering your deal, Acra is "the" lender from start "thru servicing". So you have no worry about, "lender trickery" that is so prevalent these days. For more info, to discuss a deal, #brokers for a broker packet just call/text Gil at 603-401-6408 or gil.pementel@acralending.com today! #mortgage #mortgages #investmentloan #mortgagebroker #mortgagebrokers #broker #brokers

:: Credit cards :: 
We are talking credit cards today.   When a lender is looking at your loan affordability, when it comes to credit cards, they’re looking at your limit, not balance.   If you have a big limit you don’t need, you can reduce it. If you don’t need it, close it.   If you have a $10k credit card limit, that could add an extra $380/month expense against your affordability and income. This reduces the maximum loan you can apply for.   Have questions? Shoot us a DM. Don’t be shy. #blackfish #blackfishgroup #leahbusby #happyclients #financebroker #homeloan #experts #blackfishgroup #financialplanning #lifestyle #confidence #finance #property #insurance #mortgage #mortgagebroker #glenelgbroker #adelaidebroker #brokeryourfriendstrust #incometips #borrowingpower #homeloanoptions #creditcard #creditcardtips

Acquiring title insurance is a great way to protect your investment and lenders will require it. It helps protect against issues that prevent you from having clear ownership of the property. Some examples include: existing liens on a property that are not cleared prior to the change in title (e.g. previous owner has unpaid utilities, mortgage payments, property taxes secured against the property) encroachment issues title fraud . . . #insurancefraud #titleinsurance #investment #homeowner #mortgagetip #mortgageadvice #realestateadvice #sherrycorbitt #mortgagesindurham #mortgagebroker #remax #remaxjazz #compassrealestate #findingyourdirection

“What is ‘Whole of Market’? And how do I access it?” ‘Whole of Market’ is only that if you can impartially access all types of lenders and products, and source the most suitable solution for your clients. Some lenders will only allow you access with FCA authorisation, NACFB membership and/or PI insurance coverage. As an ‘Appointed Representative’ (AR) of Fiducia Commercial Network we’ll ensure that you get all of these and can truly provide ‘Whole of Market’ access for your clients. #commercialbroker #commercialfinance #businessloans #smefinance #financebroker #invoicefactoring #assetfinance #hirepurchase #financelease #commercialmortgage #bridgingfinance #unlockopportunity

Huge Congratulations 🎊 King 🚀🚀 on your American Express Business Platinum, No Limit #credit #creditrepairspecialist #credittips #financialliteracy #financialeducation #wealth #wealthmindset #homebuyers #lifeinsurance #insurance #money #credithelp #creditispower #creditrestoration #growth #growthmindset

The #FHA and #VA have established new loss mitigation options to provide payment reduction to delinquent borrowers. Partners Anoush Garakani and Nanci Weissgold discuss why this is important in our latest #ConsumerFinance ABstract blog post. https://bit.ly/3VWyDdU

“What is ‘Whole of Market’? And how do I access it?” ‘Whole of Market’ is only that if you can impartially access all types of lenders and products, and source the most suitable solution for your clients. Some lenders will only allow you access with FCA authorisation, NACFB membership and/or PI insurance coverage. As an ‘Appointed Representative’ (AR) of Fiducia Commercial Network we’ll ensure that you get all of these and can truly provide ‘Whole of Market’ access for your clients. #commercialbroker #commercialfinance #businessloans #smefinance #financebroker #invoicefactoring #assetfinance #hirepurchase #financelease #commercialmortgage #bridgingfinance #unlockopportunity

These are the top 20 loan officers with the most units produced in 2023. Read the rankings to see the performance of these leading loan officers. #mortgage #topproducers

🚀 The demand & pricing for 1-4 unit DSCR loans is too big to ignore! 💥 Investors can skip private money and short-term loans while still closing fast with an institutional DSCR product. 🏆 ✅ Use short-term or long-term rental comps for DSCR ✅ Cash-out after 6 months using new value ✅ Vacant properties OK up to 70% LTV (based on market rent for DSCR) ✅ Fund & vest in an LLC without reporting to personal credit ✅ Non-TRID = No LE/CD waiting period. Close fast by ordering appraisal before ITP. Even after almost 10 years, many lenders & brokers still don’t fully grasp how simple this product is. Many make it more difficult than it needs to be. Let’s chat if you want to fund more DSCR loans! 📲 More info & pricing here: https://lnkd.in/gnf74zbF #DSCRLoans #RealEstateFinance #NonQM #MarketOpportunities