Universal Lending Home Loans

Mortgage definitions don't have to be complicated. You can learn some of the most important terms in 10 words or less. Pretty simple, right? 👇 Down payment assistance programs are a great way to help make homebuying more accessible for all types of homebuyers. Since the down payment is usually a frequent barrier for first-time homebuyers, there are quite a few options to get them the money they need upfront. 💰 Could you benefit from a boost to your down payment fund? Just reach out and we can discuss options to help you meet your goals! #OurUniversal #PeopleHelpingPeopleAchieveTheirDreams #Downpaymentassistance #Buyingyourfirsthome #Downpayment

Celebrating 43+ years of guiding thousands of families on their journey to homeownership! Each year is a milestone, and we're incredibly grateful for the trust, loyalty, and partnership of our amazing clients and real estate partners. Thank you for being part of our story, and for allowing us to be part of yours. Here's to many more years of turning homeownership dreams into reality! 🏡✨🔑 #LocalLender #HomeownershipJourney #BuildingDreamsTogether #OurUniversal #PeopleHelpingPeopleAchieveTheirDreams

So, you're ready to buy a house. Now you're probably wondering if having a real estate agent is the right move. It is! Below are just some of the ways they can help you streamline the process. 👇 1. Access to listings: They often have access to properties that may not be widely advertised, so you have more options. 2. Negotiating: You want the best possible price and terms, right? They know how to navigate bidding wars and other common challenges. 3. Paperwork management: Buying a house is a lot of paperwork. They handle the documentation, ensuring that everything is completed accurately and on time. 4. Legal Protection: They're familiar with real estate laws and can help you avoid potential legal pitfalls. 5. Expert guidance and advice: They have your interests in mind. Their objective advice can help you avoid emotional decisions that might not be in your best financial interest. 6. Time management: They can streamline the homebuying process by filtering out properties that don't meet your criteria, arranging viewings, and guiding you through inspections and appraisals. 7. Connections: Their network of trusted professionals, such as inspectors, mortgage brokers, and attorneys, can make the process smoother. 8. Peace of mind: Having a knowledgeable advocate on your side can reduce stress and uncertainty. #OurUniversal #PeopleHelpingPeopleAchieveTheirDreams #Realestate #Realtors #Buyingahome

So, you're thinking about finishing your basement. It's a big decision and a big project. Doing it for the right reasons is important as well. 🛠️ Now, not every state will count a finished basement as square footage. There are some different parameters, but the biggest one is for the basement to have fire evacuation access separate from the rest of the house. Still, even if the basement doesn't count as a "livable area," it can be a space to spend time and make memories. In terms of return on investment, the National Association of Realtors put out their Remodeling Impact Report in 2022, stating that an estimated 86% of the project cost is recouped when it's time to sell. A finished basement is a top-four interior remodel when it comes to ROI, and it outperformed projects like kitchen and bathroom remodels. Think about how a remodel will impact your life. Will it make you love your house even more? Trust your gut. It might be worth it. And, when you make the decision, our team has ways to help you access your equity. That way, you can use the money you already have in your house to make it even better. 🤝 🏡 #OurUniversal #PeopleHelpingPeopleAchieveTheirDreams #HomeRemodeling #HomeEquity

Let's work together to find the right financing tailored to your specific needs, so your dream home becomes a reality this season. 🏡✨🎄

Do you know about our JumpStart loan? If you've dealt with an application denial, it might just take a second opinion to get the right loan option. We've got plenty of different programs to help buyers in many different situations. 📄🏡 #OurUniversal #PeopleHelpingPeopleAchieveTheirDreams #Creditscore #Mortgagefinancing

As we approach the end of the year, it's crucial to recognize that thousands of Coloradans are facing home-threatening financial hardships. At Universal Lending Home Loans, we're committed to making a difference through sustainable homeownership. We are proudly participating in the Colorado Gives Foundation's Good for Business Challenge to support the Colorado Homeownership Coalition (CHC), a nonprofit dedicated to helping Coloradans stay in their homes. ❤️🏡 CHC is a coalition of housing advocates, counselors, and caring individuals who offer vital support to those facing temporary setbacks. Here's how you can help us make a lasting impact for homeowners across Colorado: 1. Make a Donation Today: Every donation matters and 100% goes to support homeowners in need: https://lnkd.in/g7XkXesq 2. Share the Cause: Help spread the word by sharing this post on social media to reach more supporters. 3. Follow CHC on Social Media: Join us in growing CHC's network. Like their page on Facebook or follow on LinkedIn. Together, we can provide hope and stability for Colorado homeowners in need. #OurUniversal #PeopleHelpingPeopleAchieveTheirDream #ColoradoGives #Homeownership

Rushing in is not the move.✋ Sometimes it may feel like every house you find isn't the one for you. Or, maybe you've made some offers, but they haven't been accepted. Together, we can create a strategy for stronger offers. Also, know that you don't have to settle. Sure, you may have to make some compromises, but you should still love the house. Bottomline: Be patient. The right house is out there. 🏡 ❤️ #OurUniversal #PeopleHelpingPeopleAchieveTheirDreams #Homebuying

Beyond grateful for the trust, partnerships, and incredible clients that make each day rewarding. Wishing everyone a warm and joyful Thanksgiving filled with family, friends, and blessings. 🦃🍂 #OurUniversal #PeopleHelpingPeopleAchieveTheirDreams #Thankful

📢 Do you know how much equity you have in your home?🏡💰 If you're curious, we've got a FREE tool called Homebot that sends you monthly estimates of your home's value, detailing your potential equity and showing you different options to continue building wealth. 📈✨ Whether you're thinking about refinancing, selling, or just want to stay informed, Homebot gives you valuable insights at your fingertips. Want access to this great resource? Reach out today, and let's get you started on staying in the know about your home's equity and potential! 🔑💡 #HomeEquity #WealthBuilding #FinancialPlanning #Homebot #StayInformed #OurUniversal #PeopleHelpingPeopleAchieveTheirDreams