LendAPI

🎉 Exciting News: Episode 3 of LendAPI Academy is Live! 🎉 We’re thrilled to unveil the latest episode in our LendAPI Academy series: Building a Fintech Product with LendAPI! In Episode 3, we dive into Variable Studio, a powerful tool that enables you to create the essential building blocks—variables and components—necessary to design workflows and applications for your fintech solution. 🚀 Here’s what you’ll learn: ✅ How to populate Variable Studio with new components ✅ How to create input and output data types ✅ How to leverage the versatility of variables to build better products Mastering Variable Studio is a critical first step toward bringing your fintech product to life. Whether you're just starting or looking to level up, this episode is packed with insights to help you succeed! 🎥 Watch now and make sure to subscribe to the full series as we guide you toward unlocking the full potential of LendAPI. 👉 Ready to dive in? https://lnkd.in/gQNQEqu9 Let’s build the future of fintech together! 💡 #Fintech #LendAPI #Innovation #ProductDevelopment

🎉 We’ve Hit a Milestone: Over 10 Million Applications Processed! 🎉 Today, we’re thrilled to announce that LendAPI has surpassed 10 million applications processed since our launch on March 1, 2024! 🚀 This achievement is more than a number—it’s a testament to the transformative power of our all-in-one platform that empowers banks and fintechs to build, launch, and scale financial products with unprecedented speed and efficiency. With Product Studio, Rules Studio, and our robust Pricing Engine, we’re not just providing tools; we’re revolutionizing how financial products are brought to market. From drag-and-drop customer flows to advanced risk management tools like A/B testing and shadow scoring, we’re making innovation accessible to all. 🌟 What makes this milestone even more special? It reflects the trust and feedback of our incredible customers. Your input drives us to keep improving, and we’re already working on exciting enhancements to our most popular tools. Thank you to our partners, customers, and team for making this possible. Here’s to the next 10 million applications—and beyond! 📢 What’s next? Stay tuned for new releases and features as we continue to redefine the future of banking and fintech. #LendAPI #FintechInnovation #Milestone #FutureOfFinance #CustomerSuccess https://lnkd.in/g7VHP6Ue

🚀 Exciting Partnership Milestone: LendAPI + Payliance 🚀 We’re thrilled to announce our latest integration milestone with Payliance, a leader in real-time payment solutions for lenders and financial institutions. In today’s digital banking era, delivering credits and debits to qualified borrowers in real time isn’t just a competitive edge—it’s a necessity. Payliance has revolutionized payment processing with fast onboarding, seamless real-time payment rails, and flexible solutions tailored for lenders, BNPL providers, and banks. 💡 Why does this matter? 🔹 Real-time funding ensures borrowers get the funds they need when they need them—whether for a personal emergency or small business operations. 🔹 Faster loan repayment processing gives lenders real-time cashflow insights, optimizing funding for new borrowers. 🔹 Payliance's innovative tools—like digital ACH, debit card processing, and mobile payment solutions—make payments seamless for both businesses and customers. With LendAPI's integration, launching and scaling BNPL platforms has never been easier. Lenders, merchants, and small business owners can now: ✅ Quickly onboard applicants directly through their website or POS system. ✅ Accept credit cards, debit cards, and ACH payments seamlessly. ✅ Go live in days—not months! 🎯 Ready to transform your payment processes? Learn more: 👉 www.payliance.com 👉 www.lendapi.com Spotlight URL: https://lnkd.in/gQzazvHu We’re excited to help lenders and merchants provide real-time payment experiences that move their businesses forward. 🚀 #LendAPI #Payliance #RealTimePayments #Fintech #BNPL #LendingSolutions #Partnerships

🚀 Integration Partner Spotlight: Pave – Redefining the Future of Cash Flow Underwriting 🚀 Cash flow underwriting is revolutionizing how banks and lenders assess applications, and with tools like Plaid, Nova Credit, MX, and Chirp, banking transaction data has become more powerful than ever. Today, we’re excited to highlight our integration partner Pave —a leader in unlocking key insights from cash flow data. Pave makes it simple for banks and fintechs to: ✅ Automate income and employment verification instantly ✅ Analyze spending behavior for short-term lending and BNPL decisions ✅ Standardize complex, fragmented banking transaction data into actionable insights With Pave now integrated into LendAPI, you can seamlessly build and deploy robust cash flow underwriting rules using our intuitive visual rules builder and API-driven workflows. 🔑 Getting Started is easy: 1️⃣ Sign up at LendAPI.com 2️⃣ Enter your Pave credentials in the Integrated Partners section 3️⃣ Start building smarter underwriting models today! This is the future of underwriting—faster, smarter, and more insightful. Are you ready to leverage the power of cash flow data? Partner Spotlight Link: https://lnkd.in/gt2rjpuk 👉 LendAPI | Pave | Let’s innovate together. #Fintech #Underwriting #CashFlow #Automation #Innovation #LendAPI #Pave

🚀 We’re thrilled to unveil LendAPI Academy! 🎉 At LendAPI, we’re committed to empowering our customers to achieve success. That’s why we’ve launched LendAPI Academy, a video series hosted by our very own Head of Operations and Product, Kay Feng. This resource is designed to help you maximize the value of our platform with step-by-step guidance and actionable insights. Our kickoff series focuses on the fundamentals: 🎯 Part 1: Introduction to LendAPI: https://lnkd.in/g4cQc-4q Navigate the dashboard and explore key platform features. 🎯 Part 2: Setting Up for Success: https://lnkd.in/guiC_b7z Learn how to configure integrated partners and manage user permissions. Why should you check it out? 💡 Simplify onboarding for new team members. 💡 Gain confidence in navigating and customizing your setup. 💡 Discover best practices to streamline workflows and boost productivity. 🌟 This is just the beginning! We’ll be rolling out more episodes packed with tips, advanced features, and tools to help you get the most out of LendAPI. ➡️ Ready to get started? Watch the first two episodes now and stay tuned for what’s next: LendAPI Academy. Let’s unlock your platform’s full potential together! 💻✨ #LendAPI #LendAPIAcademy #TechInnovation #CustomerSuccess #LearningJourney

✨ Exciting Updates from LendAPI! ✨ As we close out 2024, the LendAPI team is hard at work bringing you v2.6.4, packed with powerful new features and enhancements to streamline your experience and unlock more potential in our platform. 🔑 Key Highlights: ✅ New Client Signup Flow: Simplifies the onboarding process by guiding potential clients to select the right subscription and complete payments upfront. This automation minimizes manual interventions, ensuring the right clients join the platform while keeping it efficient and focused. ✅ Enhanced Variable/Model Studio: You can now craft if/then/else logic and utilize new data types like strings, enabling the creation of more complex models, variables, and conditional logic—no engineering required! This empowers you to design sophisticated pricing algorithms and decision models independently. ✅ Upgraded Product Studio: Refine your client-facing applications with improved layout, fonts, and styling options for a more polished look and feel. ✅ Optimizations Across the Platform: From a speedier dashboard to a persistent navigation bar, we’ve made numerous updates to enhance usability and performance. ✅ New Payment Gateway Integration: We've added Payliance as a payment gateway, expanding your payment options for seamless transactions. 📋 Detailed Updates in v2.6.4: A Data Tab to provide a comprehensive view of first- and third-party data in application views. Optimized code in Rules Studio for handling concurrent requests. Updates to BNPL, Credit Card, Mortgages, and Store Front implementations to improve usability and client outcomes. This release reflects our commitment to continuous improvement and innovation, powered by your valuable feedback. Thank you for helping us evolve the platform! 💡 Looking Ahead: These updates are just a glimpse of what’s coming in 2024. Stay tuned as we continue to deliver tools that make building, scaling, and managing your financial products easier than ever. We’d love to hear your thoughts—let us know how these features enhance your workflow! 🚀 https://lnkd.in/gCUdk8hc #LendAPI #PlatformUpdate #FintechInnovation #Automation #ClientSuccess

🚀 Welcome Finexos to LendAPIs Marketplace! 🎉 We’re thrilled to announce Finexos as the 198th member to join LendAPI’s Marketplace! Finexos is a fintech leader specializing in AI-powered financial intelligence, real-time credit risk assessment, and advanced loan book vulnerability insights. Their innovative use of machine learning and Open Banking data empowers lenders to better assess repayment risk, optimize decision-making, and uncover underserved credit opportunities—all while ensuring compliance with emerging lending regulations. Their solutions are tailored to: ✅ Predict financial distress & reduce defaults with advanced AI. ✅ Offer real-time loan book analysis to detect vulnerabilities and early signs of risk. ✅ Improve affordability analysis while meeting regulatory expectations. ✅ Unlock financial inclusion by safely expanding access to credit. With an impressive focus on ethical AI, transparency, and security (certified with ISO 27001 accreditation), Finexos aligns with the future of fair lending, innovative risk assessment, and financial inclusion. We’re excited to have Finexos on board to strengthen and diversify the solutions available in LendAPI's Marketplace. 🤝 https://lnkd.in/gan82_EF #LendAPI #Fintech #FinancialInclusion #AI #CreditRisk #WelcomeFinexos

🚀 Exciting News! 🚀 We’re thrilled to welcome MergePower Inc. to the LendAPI Marketplace as our 197th member! MergePower Inc. brings innovative credit reporting solutions that enable faster, more accurate data analysis and reporting. Their suite of tools—MergePro™, AttributePro™, ScorePro™, and Infile Wizard™—streamline tri-bureau merging, custom credit scoring, and PII removal, saving time and ensuring data accuracy for lenders and government entities alike. With features like customizable credit attributes, real-time machine learning scoring, and MISMO compliance, MergePower Inc. empowers organizations to navigate complex credit reporting needs with precision and ease. Their technology is trusted by corporations and agencies alike, from Equifax and Experian integrations to government lending and fraud protection. Welcome aboard, MergePower Inc.! We’re excited to have you as part of the LendAPI family. 💙 #Welcome #LendAPI #MergePower #CreditReporting #Fintech #Innovation #Partnerships #DataSolutions https://lnkd.in/gsQhvpki

✨ Exciting News at LendAPI! ✨ We’re thrilled to welcome Lumos Data as the 197th member of our growing marketplace! Lumos Data is redefining small business lending with their cutting-edge predictive analytics and risk management tools. Their innovative solutions empower financial institutions to make smarter lending decisions while expanding access to capital for small businesses. Lumos’s flagship offerings, including the Lumos Prime+ Score and Portfolio Insights, utilize machine learning to evaluate credit risk, forecast losses, and optimize loan portfolios. By transforming raw data into actionable insights, Lumos enables lenders to mitigate risk, maximize profitability, and support fair, efficient lending practices. This partnership represents a shared commitment to modernizing financial services through technology and data-driven strategies. We are honored to collaborate with Lumos Data to further empower lenders and create opportunities for small businesses everywhere. Welcome to the LendAPI community, Lumos Data! 🚀 #FinTech #SmallBusinessLending #DataAnalytics #Innovation #LendAPI https://lnkd.in/gK7nFkBJ

📣 Exciting News! We are thrilled to welcome Conductiv as the 196th member of the LendAPI marketplace! 🎉 Conductiv's innovative platform is transforming lending operations for financial institutions by integrating permissioned data, machine learning, and automated decisioning tools. Their solutions help institutions approve loans faster, reduce fraud, and enhance borrower experiences, particularly by streamlining traditionally manual processes like income and document verification. By joining our marketplace, Conductiv brings its cutting-edge capabilities to further empower lenders in automating stipulation management, leveraging AI for underwriting, and broadening access to credit for underserved communities. Their proven results, such as a 47% lift in loan approval rates and up to 5x faster processing times, align perfectly with our mission of driving innovation and efficiency in the lending ecosystem. Please join us in welcoming Conductiv to the LendAPI family! We’re excited to see how this partnership will continue to redefine what’s possible in lending. 🚀 #Partnerships #Innovation #Lending #DataDrivenDecisions #FinancialTechnology https://lnkd.in/gG3ZuWCj