Forward Lending, Wholesale Lending Division

Our high-performing Fast Track HELOC is designed to help your clients accelerate towards their financial goals by tapping into their home equity. https://hubs.ly/Q03140vJ0 Max loan amounts to $400,000, Max LTV 85%, Min 640 FICO and more. Talk to your AE for more details. #HELOC #Speed #Quality #Service #ForwardLending #BuildingPartnerships Intended for use by real estate and lending professionals only and not for distribution to consumers

.25 BPS Price Improvement Special Applicable for: • Purchase, Refinance, and Cash-Out • Government (FHA, VA, and FHA DPA) • Non-QM • Closed End Seconds (CES) Select Price Improvement Special • Combine with Select for up to .60 bps Price Improvement! Excludes: CalHFA and HELOC Loan Programs FHA/VA January Special: .375 BPS Price Improvement • Available for FHA and VA loans with FICO 600 – 679 Note: Cannot be combined with other promotions. Excludes DPA, CalHFA, and HELOC Loan Programs. Don’t miss out – these specials are only valid through January 31, 2025! Let’s make 2025 a year of success and opportunity together! Terms and conditions apply. Offers may change at any time. Specials are valid for loans locked 1/1/2025 through 1/31/2025. Offers subject to change at any time, terms and conditions apply. Special applies to all Non-QM, FHA, VA loans, including low/high balance, Closed-End Seconds, and DPA Programs excluding CalHFA DPA programs and Jumbo Programs. Also excludes HELOCs. Specials are valid for loans locked 1/1/2025 through 1/31/2025. Offers subject to change at any time, terms and conditions apply. Specials may not be combined with any other price improvement or special unless indicated in the offer. Forward Lending is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration, Veterans Administration, or the Federal Government. *Closed-End Seconds: Loans originated in US Territories and the following states are ineligible: AK, NY, TN, TX, VT, WV, WY. Restrictions apply, contact your Account Executive for details. Important to note that a Closed-End Second Mortgage may typically have a higher interest rate than the first lien mortgage. #JanuarySpecials #Speed #Quality #Service #ForwardLending #BuildingPartnerships Intended for use by real estate and lending professionals only and not for distribution to consumers

Here's to a year of shared success and new opportunities ahead. Thank you to our incredible Forward Lending team and Broker partners for making this year unforgettable! 🎉 Let's make 2025 our best year yet! Happy New Year from Forward Lending #HappyNewYear #Speed #Quality #Service #ForwardLending #BuildingPartnerships Intended for use by real estate and lending professionals only and not for distribution to consumers.

📢 Attention Brokers and MLOs! Reminder for NMLS Continuing Education. Don't let an overdue NMLS CE requirement slow you down! Check your NMLS account today and knock out your CE before the deadline. Avoid any interruptions to your workflow and keep your pipeline running smoothly! #NMLS #ContinuingEducation #MLO #BrokerTips #MortgageProfessionals #ForwardLending Intended for use by real estate and lending professionals only and not for distribution to consumers

Important Holiday Hours Schedule 🎉 Tuesday, December 31st • Forward Lending offices will be open on Tuesday, December 31st. • Funding cut off time will be 12pm PT. • A rate sheet will be distributed. • Our Lock Desk will be open until 12pm PT. Wednesday, January 1st • Forward Lending and the Lock Desk will be closed in observance of New Years Day. No rate sheet will be distributed. Thursday, January 2nd • Forward Lending resumes normal business hours. #NewYear #LockDesk #Speed #Quality #Service #ForwardLending #BuildingPartnerships Intended for use by real estate and lending professionals only and not for distribution to consumers.

What makes us different? We are focused on a good loan experience by giving clear communication, efficient processing, and excellent customer service! We make the borrowing process smooth and stress free. Call us for all your Non-QM, Conventional and Government loan program needs! https://hubs.ly/Q030N5nv0 #Speed #Quality #Service #ForwardLending #BuildingPartnerships Intended for use by real estate and lending professionals only and not for distribution to consumers

Important Holiday Hours Schedule 🎉 Tuesday, December 31st • Forward Lending offices will be open on Tuesday, December 31st. • Funding cut off time will be 12pm PT. • A rate sheet will be distributed. • Our Lock Desk will be open until 12pm PT. Wednesday, January 1st • Forward Lending and the Lock Desk will be closed in observance of New Years Day. No rate sheet will be distributed. Thursday, January 2nd • Forward Lending resumes normal business hours. #NewYear #LockDesk #Speed #Quality #Service #ForwardLending #BuildingPartnerships Intended for use by real estate and lending professionals only and not for distribution to consumers.

Put our performance DSCR program to work for your clients. Low ratio! Learn more: https://hubs.ly/Q030H_fK0 • 70% LTV for Purchase and Rate & Term Refi • 65% LTV for Cash-Out Refi • Max loan amount $3,000,000 • 1 – 4 family properties and condominiums permitted • Down to 640 FICO • Non-Warrantable Condos OK • Investment Properties only • Gift funds Ok • No Max on financed properties #NonQM #DSCR #Speed #Quality #Service #ForwardLending #BuildingPartnerships Intended for use by real estate and lending professionals only and not for distribution to consumers.

Take advantage of our Quick Locks to Lock in a Rate for your borrower with a few pieces of information. Lock in that rate while you finalize the application and submit it: https://hubs.ly/Q030Dhtn0. Available in the Track today! • Name • Address • SSN • Assign the Loan Officer, Processor and done Stand out from the competition with Quick Locks! It’s a game changer you don’t want to pass up on. Talk with your AE to learn more. Quick Lock Loans must be submitted within 10 days or the lock will be cancelled. #QuickLocks ##Speed #Quality #Service #ForwardLending #BuildingPartnerships Intended for use by real estate and lending professionals only and not for distribution to consumers.

❄️ Merry Christmas from all of us at Forward Lending! We appreciate your trust and partnership and wish you a season filled with joy, peace, and special moments with loved ones. 🎄 Warm wishes, The Forward Lending Team ☃️ #MerryChristmas #Speed #Quality #Service #ForwardLending #BuildingPartnerships Intended for use by real estate and lending professionals only and not for distribution to consumers.