74% of financial service providers are feeling the pinch of IT talent shortages and see a lack of tech expertise as their greatest barrier to digital transformation. Meanwhile, 57% of consumers say they’d switch to a new financial institution if it offered more seamless, tech-forward digital services. That’s why easy-to-use, off-the-shelf fintech solutions—that don’t require a robust dev team to implement—are more important than ever. Learn how we’re helping to bridge the skills gap in our latest post: →https://hubs.la/Q030_pLd0
Argyle
Financial Services
Argyle lets consumers connect their payroll records to your app, so you can automate more and spend less.
About us
Argyle is the leading provider of direct-source access to real-time income and employment data. With Argyle, businesses automate critical workflows—including income and employment verifications, deposit switches, wage advances, and loan repayments—so they can save money, build more efficient processes, reduce risk, and scale. Named a World’s Most Innovative Company in 2024 by Fast Company, Argyle largely serves the mortgage, background check, personal lending, and banking industries as well as the gig economy. Founded in 2018, Argyle completed its Series C funding round in 2024, has raised over $100 million in capital, and is backed by top investors, including Rockefeller Asset Management, Bain Capital Ventures, Bedrock, Checkr, F-Prime, and SignalFire. Argyle’s coverage of the U.S. workforce includes 96% of the Fortune 1000 and delivers the highest conversion rates on the market. The company has been recognized by HousingWire as a Tech100 mortgage innovator, Fintech Nexus as an Emerging Fintech Innovator, Tearsheet as the Best Alternative Data Product, and Fintech Futures as the 2023 Fintech Startup of the Year. Argyle is also an authorized report supplier for Fannie Mae’s Desktop Underwriter® validation service, a component of Day 1 Certainty®, and Freddie Mac’s Asset and Income Modeler (AIM), part of Loan Product Advisor℠.
- Website
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http://argyle.com/
External link for Argyle
- Industry
- Financial Services
- Company size
- 51-200 employees
- Headquarters
- Remote First
- Type
- Privately Held
- Founded
- 2018
Products
Argyle
Financial Data APIs
Argyle’s Income & Employment Verification solution integrates with lenders’ point-of-sale (POS) and loan origination systems (LOS) to instantly retrieve the income and employment data loan officers need to confidently verify borrowers’ income and employment status prior to funding a loan. Argyle Paycheck-Linked Lending makes it easy for borrowers to repay their loan directly from their paycheck, reducing first payment default risk and improving credit performance.
Locations
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Primary
Remote First, US
Employees at Argyle
Updates
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As we step into 2025, we’re focused on driving progress through enhanced integrations, reducing friction for loan officers and refining the borrower experience. To our clients, partners and team members: your trust and collaboration inspire us to push boundaries and make lending more inclusive, efficient and cost-effective. Here’s to a successful 2025 filled with progress and partnership. Happy New Year! 🥂 #withargyle
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This holiday season, we’re reflecting on what makes our journey so special—our incredible team, valued customers, and trusted partners. Your collaboration and support inspire us to continue advancing payroll connectivity and delivering solutions that reduce risk, lower costs, and elevate the customer experience. As we look ahead, we remain committed to shaping the future of VOIE with innovation, dedication, and a shared purpose. Wishing you and your loved ones a joyful, peaceful, and warm holiday.
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From collecting paystubs to processing income and employment data by hand, manual processes can compromise lenders’ efficiency, data quality, and borrower experience. Discover how Argyle is automating VOIE, providing real-time direct-source data, and helping modern lenders get ahead: https://hubs.la/Q02_ZPty0 #MortgageVerifications #MortgageTech #VOIE
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Loan buybacks are back in the spotlight, with volumes remaining stubbornly high compared to pre-pandemic levels. In his latest article for HousingWire, Argyle EVP of Mortgage John Hardesty examines the consequences of buybacks and outlines actionable strategies to reduce repurchase risk. From quality control measures to tools that offer relief from GSE reps and warrants enforcement, there are proactive steps lenders can take today to protect their bottom line. Don’t let buybacks derail your business. Read the full article: https://hubs.la/Q02_F2ph0 #mortgage #mortgagelending #risk #automation #fintech #qualitycontrol
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In an industry full of challenges, there’s one thing we at Argyle are especially thankful for: the trust and collaboration of our customers. As John Hardesty, VP of Mortgage, told The Mortgage Note: “Our team has spent significant time on-site with lenders, working side-by-side with originators and processing teams to refine best practices and develop strategies to weather this environment. We’re deeply thankful for their trust and partnership as we work together to optimize the loan manufacturing process.” This year, our partnerships have fueled innovations in borrower qualification, cost reduction, and process efficiency. With insights from our customers, we’re creating solutions that meet today’s needs and prepare for tomorrow’s challenges. Read more about what industry leaders are grateful for this season in The Mortgage Note: https://hubs.la/Q02_sVhb0 #fintech #gratitude #mortgage #mortgagelending #verification
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🔍 Background checks are critical to the hiring process, but are they keeping up with modern needs and expectations? Employers are frustrated by slow, expensive, and error-prone employment verifications. Applicants want more confidentiality and less hoop jumping. And background screeners want to be able to offer verifications that make everyone happy. Enter direct-source verifications—a faster, more accurate, and cost-effective way to get the job done. In our latest blog post, we unpack: 📚 The history of background checks ⚙️ Why traditional employment verification methods are falling short ⚡ How solutions like Argyle are transforming verifications for the background check industry From slashing verification costs and times (how does 15 seconds sound?) to empowering applicants with control over their data, this evolution is a win-win for everyone. Ready to learn more? Check out the full article: https://hubs.la/Q02_hhk40 #backgroundchecks #employmentverification #betterwithargyle
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As New York State’s largest credit union, Bethpage Federal Credit Union has been serving members for more than 80 years, offering tailored mortgages and home lending services designed to match members’ unique financing needs. We recently heard Bethpage FCU will rebrand as FourLeaf FCU early next year, which makes perfect sense to us — because having Bethpage as a valued Argyle customer makes us feel very lucky, indeed. 🍀 Want to know why Bethpage FCU chose Argyle to begin with? Here’s how Kathleen Flanagan, senior manager of home equity operations, explains it in her own words: https://lnkd.in/gTKGQiEH #testimonial #mortgage #mortgagelending #fintech #BeInGoodCompanyWithArgyle
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This #Thanksgiving, we’re filled with #gratitude for everyone who makes our work meaningful—our incredible team, valued customers, and trusted partners. Together, you inspire us to push the boundaries of payroll connectivity and solve real-world challenges like reducing risk, cutting costs, and improving the customer experience. Your partnership fuels our mission to be the industry's most effective VOIE provider, shaping the future of this category with innovation and dedication. Wishing you a holiday filled with joy, warmth, and plenty of good food. Thank you for being part of our journey!
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For more than 25 years, NFM Lending has been committed to delivering exceptional service to borrowers. We’re proud to help NFM uphold its long tradition of excellence. Using Argyle, NFM Lending has experienced 50%+ conversion rates, faster processing, and $100 savings per loan. Get the full details in the case study: https://lnkd.in/gMhmX4vn #casestudy #mortgage #mortgagelending #fintech #BeInGoodCompanyWithArgyle