As 2024 comes to a close, we’re grateful to reflect on a year of growth, innovation, and impact. From launching new products and deepening customer relationships to improving financial connectivity for millions, thank you to our customers, partners, and all who contributed to an incredible year. Here’s to unlocking greater financial connectivity in 2025! Check out the full recap: https://lnkd.in/gaQZUe6z
Atomic
Financial Services
Salt Lake City, UT 8,689 followers
Financial connectivity starts here
About us
Atomic is a leading financial connectivity platform that puts consumers in control of their personal data. Prioritizing data rights and security, Atomic is trusted by over 195 financial institutions, fintechs and partners. Atomic offers unparalleled access to payroll, HRIS systems, and merchants facilitating a range of financial services including direct deposit switching, income and employment verification, and payment method updating.
- Website
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https://atomic.financial
External link for Atomic
- Industry
- Financial Services
- Company size
- 51-200 employees
- Headquarters
- Salt Lake City, UT
- Type
- Privately Held
- Specialties
- Direct Deposit Switching, Verification of Income and Employment, Payment Method Switching, TrueAuth Technology, User-permissioned access, Customer Primacy, Embedded Financial Tools, Payment Switching, and Subscription Management
Locations
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Primary
Salt Lake City, UT, US
Employees at Atomic
Updates
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We're #hiring a new Automation Engineer in Salt Lake County, Utah. Apply today or share this post with your network.
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With direct-to-biller payments on the rise, traditional Bill Pay is losing ground. But this shift unlocks a powerful opportunity: transforming Bill Pay into Bill Management. Bill Management empowers consumers and banks alike by: ▪️ Helping consumers optimize spending, save time, and improve financial health. ▪️ Enabling banks to boost customer engagement, strengthen loyalty, and open new revenue streams. This isn’t just about adapting—it’s about redefining banking as a trusted partner in financial well-being. Curious to learn more? Read the full blog here: https://lnkd.in/gRtcdjxd
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The second episode from Money20/20, in partnership with the c-suite podcast, is here! This episode features the following guests: 🎙 Rich Clow – Managing Director, Head of Innovation & Strategy, Global Payment Solutions, Bank of America 🎙 Natalie Talpas – EVP, Group Manager, Sr. Digital & Payments, PNC 🎙 Mike Jorgensen – Head of Emerging Solutions and Embedded Payments, U.S. Bank 🎙 Dee Choubey – CEO, MoneyLion A huge thank you to our amazing guests for sharing their insights and the c-suite podcast team for making this episode possible! Don’t miss out—listen to the full episode now: https://lnkd.in/gvbzYChr
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Managing subscriptions shouldn’t be a hassle. Atomic’s AI-driven solution will allow users to optimize recurring expenses with ease, directly from their banking app. By canceling unused services or switching providers, consumers can take control of their finances like never before. Learn more about how Atomic is helping financial institutions become active partners in improving consumer financial health. Read more: https://lnkd.in/gpA7r5bt
Leveraging AI for Subscription Management to Transform Financial Services
atomic.financial
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Listen to Rich Clow from Bank of America as he shares his insights on the future of embedded finance at Money20/20. In this clip, Rich discusses how tools like Cash Pro are using AI and machine learning to streamline cash flow and working capital management. He also highlights the shift to viewing embedded payments as a P&L driver, rather than simply a business function. 🎧 Catch the full episode here: https://lnkd.in/gvbzYChr
Rich Clow, Managing Director, Head of Innovation & Strategy, Global Payment Solutions at Bank of America dives into how embedded finance is evolving. Rich shares how tools like Cash Pro are using AI and machine learning to make cash flow and working capital management smoother and more accurate. Catch the full episode, recorded in partnership with Atomic at Money20/20 USA in Las Vegas, linked in the comments!
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Imagine an AI agent helping you make smarter, money-saving choices across your subscriptions. With Atomic’s subscription management solution, consumers receive real-time, personalized recommendations to save money and optimize their services. Here’s how our AI identifies underused add-ons, suggests better options, and guides the switch—all while keeping the consumer fully in control. Our goal? Simplifying complex financial decisions so consumers can seamlessly manage their subscriptions, from canceling unused services to finding better providers. Discover how Atomic empowers financial institutions to be proactive partners in enhancing consumer financial health: https://lnkd.in/gQ5yj6Uu
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Our first Money20/20 episode with the csuite podcast is now live! 🎉 Listen in for insights from industry leaders: 🎙️ Jordan Wright, Co-Founder & CEO, Atomic 🎙️ Jane Barratt, Chief Advocacy Officer, MX 🎙️ Shri Santhanam, EVP & GM, Software, Platforms & AI Products, Experian 🎙️ Tom Bianco, General Manager, Newline™ by Fifth Third 🎙️ Anthony Burton, SVP, Head of Open Banking, Truist A big thank you to our incredible guests and the csuite podcast team for bringing these conversations to life. Tune in now: https://lnkd.in/gp9vEWrf
Money20/20 USA 2024 - Part 1
https://www.youtube.com/
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Today, we’re excited to announce the expansion of our partnership with Spruce, built by H&R Block. Spruce is the first to go live with our latest solution, PayLink Switch, advancing its mission to help people manage their money better. Already leveraging our Deposit solution, Spruce is now adding payment switching capabilities to further enhance the financial experience for its users. Together, we’re creating a seamless approach that empowers consumers to manage their finances with confidence. A big thank you to the Spruce team—our shared mission to enhance financial well-being makes this collaboration especially meaningful. Learn more in the full press release here: https://lnkd.in/eeyh7z_x
Spruce by H&R Block Expands Partnership with Atomic, Launching PayLink Switch
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Welcome to the Atomic Oasis! Day 2 is in full swing at Money20/20, and we’re here with all the vibes – fresh coconuts, live podcasts, and conversations on how Atomic is empowering FIs and fintechs to lead on account primacy. Stop by to meet the team and catch up!