Sikoia

𝟮𝟬𝟮𝟰 𝘄𝗮𝘀 𝘁𝗵𝗲 𝘆𝗲𝗮𝗿 𝗼𝗳 𝗔𝗜 𝗱𝗶𝘀𝗰𝗼𝘂𝗿𝘀𝗲—countless conferences, debates, and discussions about its potential. Experts dissected what AI is, how it might be used, and the implications for various industries. In 2025, the conversation shifts from theoretical exploration to practical implementation. For financial services, the message is clear: implement AI or risk being left behind. This isn't about jumping on a bandwagon—it's about strategic evolution. 𝗞𝗲𝘆 𝗜𝗺𝗽𝗹𝗲𝗺𝗲𝗻𝘁𝗮𝘁𝗶𝗼𝗻 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗲𝘀: 𝗦𝘁𝗮𝗿𝘁 𝗦𝗺𝗮𝗹𝗹, 𝗧𝗵𝗶𝗻𝗸 𝗕𝗶𝗴  🔸 Identify high-impact areas for AI integration  🔸 Begin with focused, measurable pilot projects  🔸 Prioritise processes with clear ROI potential    𝗗𝗮𝘁𝗮: 𝗬𝗼𝘂𝗿 𝗠𝗼𝘀𝘁 𝗩𝗮𝗹𝘂𝗮𝗯𝗹𝗲 𝗔𝘀𝘀𝗲𝘁   🔸 Organise unstructured data  🔸 Focus on quality over quantity  🔸 Break down legacy system barriers    𝗛𝘂𝗺𝗮𝗻-𝗔𝗜 𝗖𝗼𝗹𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗶𝗼𝗻   🔸AI augments, not replaces, human expertise  🔸Free up professionals for strategic work  🔸Maintain critical human oversight 𝗡𝗮𝘃𝗶𝗴𝗮𝘁𝗶𝗻𝗴 𝗖𝗵𝗮𝗹𝗹𝗲𝗻𝗴𝗲𝘀  🔸 Ensure regulatory compliance  🔸 Prioritise data security  🔸 Build transparent AI systems  🔸 Address potential bias proactively 2025: The Year of AI Action, Don't just discuss AI. Implement it. The future belongs to those who act, not those who merely talk.

Did you know that a typical mortgage can take a draining 30-45 days from application to closing? 👀 A process plagued by endless paperwork, manual checks, and frustrating delays. Traditional lending approaches have long been a bottleneck for both borrowers and financial institutions. 𝗕𝘂𝘁 𝘄𝗵𝗮𝘁 𝗶𝗳 𝘁𝗵𝗲𝗿𝗲 𝘄𝗮𝘀 𝗮 𝘀𝗺𝗮𝗿𝘁𝗲𝗿 𝘄𝗮𝘆? Modern technology is transforming the mortgage landscape, turning a once-arduous process into a streamlined, efficient experience: 🔹 By integrating capabilities like automated document processing, the mortgage journey can be reinvented.  🔹Smart solutions can instantly aggregate financial data and documents, eliminating manual tracking.  🔹ID and income can be digitally validated in real-time, reducing back-and-forth delays.  📑 Sikoia’s AI-Powered Document Processing Solution can read and extract data from complex financial documents, allowing for seamless pre-population of over 40 fields and slashing up to 75% of manual work.  𝗧𝗵𝗲 𝗿𝗲𝘀𝘂𝗹𝘁? 𝗔 𝘄𝗶𝗻-𝘄𝗶𝗻 𝗳𝗼𝗿 𝗲𝘃𝗲𝗿𝘆𝗼𝗻𝗲:  ✔️ Lenders save significant time and operational costs ✔️Brokers streamline their workflows ✔️Borrowers enjoy a faster, smoother path to homeownership Read more on our blog, link in comments.

What a way to wrap up our most incredible year yet! 🎉 Earlier this week the team met up for some holiday fun. We filled the day with team challenges at the Cube in London, where we, in true gameshow spirit, competed against each other in team-building experiences and raced against time. Followed by some festive Christmas spirit ice skating at iconic Somerset House, where it became evident that we have a team filled with quick learners! 👏 Special shoutout to Alessandro, Panos and Elvis who started by holding onto the railing but slowly mastered the technique. We round out the year thankful for all the hard work the team has put in to build and improve our solutions, as well as to all our customers and partners who continue to believe in our service. ✨ 2025, we're coming for you – and we're bringing serious momentum! 💪

💸 #MortgageBrokers, are you leaving money on the table? Let's look at 4 hidden challenges mortgage brokers face that can make or break their success. 1) 𝗖𝗼𝗺𝗺𝘂𝗻𝗶𝗰𝗮𝘁𝗶𝗼𝗻 𝗖𝗼𝗺𝗽𝗹𝗲𝘅𝗶𝘁𝘆 Gone are the days of seamless interactions. Fragmented communication channels between conveyancers, lenders, and clients create inefficiencies that can derail even the most promising transactions. The solution? Integrated technology platforms that provide real-time updates and centralised communication. 2) 𝗧𝗶𝗺𝗲 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁  Struggles How much of your week is truly spent on revenue-generating activities? Many brokers find themselves caught in a web of administrative tasks, chasing updates instead of securing new business. Strategic automation and customer service support can be game-changers. 3) 𝗣𝗿𝗼𝗰𝗲𝘀𝘀 𝗡𝗮𝘃𝗶𝗴𝗮𝘁𝗶𝗼𝗻 The conveyancing process is a maze of regulatory changes and administrative complexities. Staying ahead requires more than just expertise—it demands innovative tools that simplify and streamline transaction management. 4) 𝗥𝗲𝘃𝗲𝗻𝘂𝗲 𝗚𝗲𝗻𝗲𝗿𝗮𝘁𝗶𝗼𝗻 𝗟𝗶𝗺𝗶𝘁𝗮𝘁𝗶𝗼𝗻𝘀 Traditional revenue models are being challenged. The most successful brokers are those who can optimise their processes, diversify income streams, and focus on high-value client interactions. The future belongs to those who embrace technological innovation. Platforms like Sikoia are revolutionising how brokers work, offering: 🔹 Multi-source data verification  🔹 Sophisticated insight generation  🔹 Simplified customer onboarding  🔹 Advanced validation technologies Are you ready to transform challenges into opportunities? Full insights are available on our blog - link in comments. #MortgageBrokerage

Yesterday, we hosted our first exclusive event demystifying AI's impact on the lending industry, with 35 attendees representing 20 companies. ✨ A massive thank you to our incredible panel, David Elliman FRSA FBCS (Chief of Software Engineering, Zühlke Group), Stephen Simmons (Co-Founder & Chief Data Officer, Sikoia), Thomas B. (Business & Project Manager, Equity Release Council). Here are five key takeaways from the day: 🔸 𝗘𝘃𝗼𝗹𝘃𝗶𝗻𝗴 𝗥𝗼𝗹𝗲 𝗼𝗳 𝗔𝗜 𝗶𝗻 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀: AI has become a necessity, with organisations moving from experimental pilots to large-scale solutions that enhance internal processes and external service delivery. 🔸 𝗢𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝗶𝗲𝘀 𝗮𝗻𝗱 𝗖𝗵𝗮𝗹𝗹𝗲𝗻𝗴𝗲𝘀: AI offers transformative potential in Financial Services, yet challenges remain—including regulatory alignment, maintaining the human element, and addressing accuracy and security concerns. Rigorous supplier due diligence is paramount. 🔸𝗣𝗿𝗮𝗰𝘁𝗶𝗰𝗮𝗹 𝗜𝗺𝗽𝗹𝗲𝗺𝗲𝗻𝘁𝗮𝘁𝗶𝗼𝗻𝘀 𝗮𝗻𝗱 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝘆: Successful AI adoption requires selecting appropriate providers, integrating with legacy systems, and measuring ROI. Key strategies include transparency, customer trust, and continuous education. 🔸𝗨𝗻𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲𝗱 𝗗𝗮𝘁𝗮 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁: For AI newcomers, developing a robust dataset is crucial. Start small, focus on quality data collection, and gradually expand, identifying key unstructured data sources. If your data is hard to access in legacy data silos, focus on the highest ROI parts first. 🔸𝗖𝘂𝗹𝘁𝗶𝘃𝗮𝘁𝗶𝗻𝗴 𝗧𝗿𝘂𝘀𝘁 𝗶𝗻 𝗔𝗜 𝗜𝗻𝘀𝗶𝗴𝗵𝘁𝘀: AI aims to augment, not replace, human expertise. Prioritise transparency and human oversight, using AI to free up time for more strategic, nuanced decision-making. If you have questions about the key takeaways or would like to learn more about how Sikoia helps Financial Services transition into more efficient processes, our team would love to hear from you. 👋

Heading to Fintech Connect tomorrow? Make sure to head to the Founders Forum to listen to our Founder and CEO Alexis Rog, as he shares insights on adapting and growing in the dynamic fintech landscape. 📅 December 5th, 11:15 AM, "Lessons in Resilience" 📍 Fintech Connect, London 🎙️ Featuring Alexis Rog (Sikoia), Ashlea Atigolo (INATIGO), Karen Rudich (ELEMENTARYb/ sherloc), Alex Mifsud (Weavr.io) #FinTechConnect #Entrepreneurship

Are you a UK Mortgage Broker and want to reclaim 20% of your workday? We're looking for a select group of 𝘀𝗺𝗮𝗹𝗹-𝘀𝗶𝘇𝗲 𝗯𝗿𝗼𝗸𝗲𝗿𝘀 to work with us and upgrade their workflow for free.  Our cutting-edge Document Processing solution promises to: 🔹 Automatically process mortgage application documents  🔹 Reduce administrative time  🔹 Cut operational costs Selected brokers get a 𝗙𝗥𝗘𝗘 𝗧𝗥𝗜𝗔𝗟 with just one catch: we want your genuine, unfiltered feedback. To qualify you need: ✔️ Must have LESS than 10 brokers in your firm   ✔️ Handle NO MORE than 100 cases per month   ✔️ Be ready to change your current document processing process 👉 Limited spots available! Learn more and see if you qualify: https://lnkd.in/e27uziJ3     #UKMortgageBrokers  

The countdown is on for our AI insights event in London! 🇬🇧 We're bringing together leading experts from TSB Bank, Zühlke Group, Sikoia, and the Equity Release Council to explore how AI is reshaping financial processes. Join us to: 🔹 Gain insights into practical AI applications in lending  🔹 Understand the potential industry transformations over the next 5-10 years  🔹 Connect with top AI and data experts in an intimate setting Our panel will dive deep into the real-world impact of AI – bridging innovation with practical implementation. Curious about AI's role in financial services? This is your opportunity to learn and engage. Register via the link below. -- Thomas B. Stephen Simmons David Elliman FRSA FBCS Jaume Vilar Alexis Rog Emmanuelle Johaadien Andrea R.

3 key tips on Digital Transformation in Mortgage Brokering from Ciarán P.! In our latest Unified Interview Series, we explored the future of mortgage brokering with Ciarán P., Operations Manager at Green Mortgages. 🔹 𝗧𝗲𝗰𝗵𝗻𝗼𝗹𝗼𝗴𝘆 𝗔𝗱𝗼𝗽𝘁𝗶𝗼𝗻 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝘆     Navigate digital transformation through gradual, strategic changes. Introduce technology incrementally to prevent overwhelming your business, enabling manageable and sustainable technological evolution. 🔹 𝗕𝗮𝗹𝗮𝗻𝗰𝗶𝗻𝗴 𝗔𝘂𝘁𝗼𝗺𝗮𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝗣𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗧𝗼𝘂𝗰𝗵     Technology should enhance human interaction, not replace it. Integrate intelligent tools like AI document processing and adaptive CRM solutions to create efficient workflows while preserving personalised client relationships. 🔹 𝗧𝗵𝗲 𝗩𝗮𝗹𝘂𝗲 𝗼𝗳 𝗜𝗻𝗱𝘂𝘀𝘁𝗿𝘆 𝗖𝗼𝗻𝗻𝗲𝗰𝘁𝗶𝘃𝗶𝘁𝘆    Stay competitive by actively engaging with industry peers. Treat technological learning as a collaborative process, sharing insights and experiences to remain informed without feeling pressured to adopt every new solution. Green Mortgages exemplifies success through thoughtful integration, systematically digitising 95% of manual processes and proving that meaningful transformation happens one step at a time. 𝗧𝗵𝗲 𝘁𝗮𝗸𝗲𝗮𝘄𝗮𝘆: Start small, stay connected, and remain adaptable. Success emerges from staying client-focused and maintaining a willingness to learn. Full interview link in comments. Mortgage professionals, this is a must-read! 👇 

We’re looking forward to FinTech Connect London this December, where our CEO and founder, Alexis, will take the stage to share Lessons in Resilience from his journey of building Sikoia! 🎙️  It’s been more than 3 years since we launched Sikoia, and our journey has been a mix of breakthroughs and reimagining our offerings to meet the evolving needs of the financial services landscape. In this session, Alexis will dive into what it takes to adapt and grow a fintech business—from redefining our solutions to creating lasting partnerships with our clients. 📅 Date: December 5th  🕦 Time: 11:15 AM  Location: Fintech Connect, London If you’re interested in the unfiltered journey of building a fintech company!