FundingLinks

💡 What is a Merchant Cash Advance? A Merchant Cash Advance (MCA) is a financial solution where a business receives a lump sum of capital upfront in exchange for a percentage of its daily credit card sales, plus a fee. It’s a form of alternative financing, ideal for businesses with fluctuating or seasonal revenue. Unlike some traditional loans, an MCA offers: ✅ Quicker Access to Funds: Get capital when you need it most. 🔄 Flexible Repayments: Repay through a percentage of daily sales - no fixed schedule or collateral required. ⚡ Tailored for Your Business: Perfect for managing cash flow during busy periods or seizing new opportunities. Sound like something your business could use? Let’s chat: 📧 info@fundinglinks.co.uk #FundingLinks #BusinessGrowth #CashFlowSolutions

Christmas is upon us, and whatever this season means for you, the team at FundingLinks would like to wish you all a wonderful holiday and end to the year! 🎁 Thank you to all of our clients, lenders, introducers, and newfound LinkedIn connections for your support and engagement this year. We’re ending the year with a lot of gratitude. 2025 is looking like it’s going to be an amazing year for us, and we can’t wait to go even further on our mission to offer the best tailored financial solutions on the market! 🎉 #Christmas #NewYear

Deal of the Week 🛠️ The Challenge: Our client, a leading asbestos removal contractor with a turnover of £1.4 million, wanted to transition from a selective invoice lender to a full book facility. Their goal was to increase funding availability and reduce costs, enabling them to take on more projects and support their growth ambitions. The Solution: We sourced a £200,000 Confidential Invoice Discounting (CID) facility that met their needs. This new facility doubled their funding capacity while reducing costs by 50%. The Outcome: With greater financial flexibility and lower costs, the company is now well-positioned to take on larger projects and achieve their growth goals. The transition to a full book facility has provided them with the tools needed to scale their business confidently. Is your business facing similar challenges? Reach out to our team to discover how a customised funding solution can drive your success. 📧 info@fundinglinks.co.uk #ClientSuccess #FundingLinks #InvoiceDiscounting

What is a Revolving Credit Facility, and How Can It Help Your Business? 💡 A revolving credit facility offers businesses the ultimate flexibility to borrow, repay, and borrow again - up to a predetermined limit - without the hassle of repeated approvals. It’s a financial lifeline that adapts to your needs, allowing you to access funds exactly when you need them. Key benefits include: 🔹 Flexible access to funds when cash flow gets tight. 🔹 Interest charges only on what you use - save money compared to fixed loans. 🔹 Renewable terms for ongoing peace of mind. If your business needs a financial solution that works with your growth ambitions, a revolving credit facility could be the perfect fit. 👉 Curious to see how this could help you? Let’s explore your options together. Reach out today! 📧 info@fundinglinks.co.uk #BusinessFinance #RevolvingCredit #CashFlowSolutions

Deal of the Week 🔦 The Challenge: Our client, a lighting company with a turnover of £400,000, frequently secures contracts within the advertising and film industry. To enhance their ability to operate in remote locations without electricity, they required financing for a 4x4 vehicle equipped with a generator. This critical investment would enable them to power their lighting equipment independently and stand out against competitors, but upfront costs presented a significant challenge. The Solution: We sourced a £67,000 asset finance facility tailored to their needs. This facility enabled the client to acquire the ideal 4x4 vehicle with a generator, providing the mobility and power solutions necessary for their demanding projects. The Outcome: With this investment, the lighting company has enhanced its operational capabilities and positioned itself as a preferred supplier in the advertising and film industry. This strategic upgrade is already helping them secure additional projects and stay ahead of the competition. Is your business facing similar challenges? Reach out to our team to discover how a customised funding solution can drive your success. 📧 info@fundinglinks.co.uk #ClientSuccess #FundingLinks #AssetFinance

We’re deep into the busiest time of the year, and for many businesses, there’s a big cash flow squeeze. With year-end commitments and heightened demand, it’s tough to navigate alone. The good news is that you don’t have to! If you’re looking for ways to ease the pressure and keep things running smoothly, we’re here to help. Let’s explore the options together: 📧 info@fundinglinks.co.uk #Christmas #FundingLinks #Finance

Big News! 🗣️ After just hitting our one year anniversary, we are extremely excited to announce that we have taken on our first employee Jack Wade-Smith. Jack comes with a breadth of experience in the commercial lending space, having worked at some of the UK's most prominent fintechs. Having worked with Jack in the past and knowing what he is capable of, we are excited to see what he can achieve in 2025. Onwards and upwards 🚀

Deal of the Week ⭐ The Challenge: Our client, a full-stack marketing agency serving the sports industry with a turnover of £5 million, secured a substantial contract with the Football Association (FA). While this partnership represented a significant business milestone, it also created cash flow constraints due to extended payment terms. The client needed a flexible funding option that would allow them to select specific invoices for financing rather than committing all debtors to a financing facility. The Solution: We arranged a selective invoice finance facility tailored to their needs, providing a £200k limit. This allowed the agency to access immediate funds against their FA invoices exclusively, offering cash flow relief without tying up all receivables. The Outcome: With this funding facility in place, our client can now effectively manage cash flow during high-demand projects with the FA, ensuring operational stability and setting the stage for further growth. Is your business facing similar challenges? Reach out to our team to discover how a customised funding solution can drive your success. 📩 info@fundinglinks.co.uk #ClientSuccess #FundingLinks #InvoiceFinance

⭐️ Quick reminder of what ‘Factoring’ entails! Factoring is where businesses can turn outstanding invoices into immediate cash by selling their accounts receivable to a third-party financial institution, known as a factor. This arrangement provides quick access to working capital, improving cash flow while outsourcing credit control and collections. How it works: 1) Service Fee: The factor charges a service fee, either as a percentage of annual turnover funded through the facility or as a fixed monthly fee, covering the costs of managing the facility. 2) Discount Fee/Interest Rate: An interest rate, often set as a percentage above the base rate, is applied to the funds in use. Factoring is an ideal option for businesses facing cash flow challenges or those looking to streamline operations by delegating receivables management. 📈 Sound like something you need? We’re here to help answer any questions! 💪 #FundingLinks #Factoring #CashFlowSolutions

The financial landscape is changing fast, and it’s exciting to see new opportunities opening up for small and medium-sized businesses. At the heart of what we do is a simple mission: to be there for fast-growing SMEs with the right funding at the right time 💙 We know that every business faces its own unique challenges, and we’re here to make the journey a little easier. With more lenders now than ever across the UK, there’s a real chance for businesses to find flexible, tailored solutions. And that’s what drives us - helping our clients connect with these resources so they can focus on growth. It’s always good to keep a reminder of your mission statement at the centre: We’re here to build long-lasting relationships, support each stage of growth, and provide access to funding that’s truly a fit. We’re here for each milestone, every step of the way. #OurMission #FundingLinks #Finance #FundingThatFits