Countrywide Legal Indemnities

We wanted to let you know that over the Christmas period, we will be taking a short break and our offices will be closed from 5pm Monday 23rd December until 9am on Thursday 2nd January. But you can do so much with our online service, Elite, that you might not even miss us! You can get quotes for over 600 products, order policies, and even arrange cover for quotes obtained by phone or email. If you haven’t yet used Elite, go to cli.co.uk and it only takes a few moments to register. Thank you for your support over the last 12 months. We wish you all the best for the festive season, and we look forward to working with you again in the new year.

We can help. It’s a busy time of the year, and if delays in obtaining legal indemnity quotes are threatening to slow down your clients’ transactions, Countrywide is here to help. Whichever way you prefer to get in touch, we guarantee you won’t be  kept waiting. Ring us, and instead of dealing with a switchboard or annoying automated options, your call will be answered directly by an experienced underwriter. They’ll deal with your enquiry straight away, and you’ll receive emailed confirmation of your quote immediately - often before you’ve even finished  the call.    Our online service, Elite, at cli.co.uk, can provide an instant quote for over 600 covers. Even if your case is a little complex, the details will be passed to one of our underwriters, who’ll get back to you within just 15 minutes. And if you choose to email us for a quote, an underwriter will respond within one hour.    We consistently deliver an all-around service which is unparalleled in the legal indemnities market. If you need a policy in place before before Christmas, get in touch now. Call us on 01603 617617, email enquiries@cli.co.uk, or visit Elite at cli.co.uk.   Countrywide. Direct dealing, straight talking.

The winter 2024 edition of intouch, our e-newsletter, has been emailed out to our customers! 🎉 In this edition, we focus on the benefits of approaching us directly when your client has a development or commercial property transaction with a complex title issue. We also take a detailed look at a recent claim made on a Lack of Planning Consent policy, which demonstrates our Claims team’s expertise and their ability to reach a swift and successful resolution for our policyholder; and you can also read about our approach to combining policies. If you’d like to talk to us about any of the topics discussed in our articles, or to simply find out more about our products and services, call 01603 617617 or email enquiries@cli.co.uk. https://lnkd.in/epPBTU8Z

At Countrywide, our focus is always on providing unbeatable service directly to property law professionals, and making the process of arranging cover as quick and simple as possible. Call us and you’ll speak directly to an experienced underwriter who understands the complexities of large-scale developments and will immediately deal with your enquiry. Email us and we’ll get back to you within one hour. However you contact us, we’ll always go the extra mile to provide a competitive quote, tailored precisely to your clients’ needs. Our underwriters conduct their own research to reduce the amount of additional information they request when providing a quote and deliver an all-around service which is simply unmatched by any other provider. And remember, we no longer deal with insurance brokers. The only way you can obtain a quote for your client from the market leader is to contact Countrywide directly. So, for unbeatable service and comprehensive cover, all backed by an A-rated insurer, call us on 01603 617617, email enquiries@cli.co.uk, or visit cli.co.uk. Countrywide. Direct dealing, straight talking.

In the most recent edition of intouch, our Ask the Experts article answers one of the most common questions posed to our underwriters - what information is required to provide a quote for a development site? Read more: https://lnkd.in/eRx8SAY8

‘Parental help to buy’ concerns for lenders? We have a simple solution. Financial support from family members of young people saving for a deposit to buy their first home continues to rise – last year the figure totalled over £8 billion! As this trend is becoming increasingly common, our Insolvency Act covers have evolved to protect lenders when a parent or family member provides all or part of a buyer’s deposit, and is subsequently declared bankrupt. We offer two different policy options that protect the lender’s security in this scenario, where a subsequent Insolvency Act claim against the property, by the appointed Trustee in Bankruptcy, results in a shortfall in the outstanding debt under the mortgage. Our ‘parental help to buy’ policy can be used where some or all of the deposit is provided by parents or step-parents, with premiums starting from just £50 for a policy limit up to £100,000. We also have a non-parental option available where the deposit is gifted by other family members or godparents – policies start from £74. In each case, cover is available for both established and new build residential properties. To view our full range of Insolvency Act policies, visit cli.co.uk, call our specialist underwriters on 01603 617617, or email details of your enquiry to enquiries@cli.co.uk. https://lnkd.in/eT3ctUpg

Where a breach of planning conditions has existed for at least ten years, our Claims team will aim to prove that it is immune from enforcement action by the local authority. But as this case study shows, even where this is the case, resolving the claim effectively can be a slower and more costly process than you might expect. Successfully resolving a claim in these circumstances requires choosing the correct strategy according to the age and nature of the breach, along with careful management and coordinating with various parties to avoid matters escalating. With a wealth of experience and expertise to draw on, our team is well-equipped to assess the individual circumstances around any claim. https://lnkd.in/eFnYNT8F

Today, renewable energy sources make up a significant proportion of the electricity mix that powers our homes and businesses. With the drive to meet the Government’s net zero target by 2050, and to decarbonise Britain’s electricity grid by 2030, more developers and funders are investing in renewable energy projects.  While the technologies involved in harnessing wind, solar and hydro energy might be relatively new, the title defects that solicitors are uncovering when acting on behalf of developers are similar to those we see with many traditional property or land transactions. With a wealth of experience in this ever-growing sector, our commercial underwriting specialists can be relied upon to provide cover that’s tailored precisely to your clients’ needs. Read more: https://lnkd.in/ei2n_5mv

Delighted to have provided sponsorship for this fabulous-looking event.

The autumn 2024 edition of intouch, our e-newsletter, has been emailed out to our customers! 🎉 In this edition, we look at the different types of title defect that affect renewable energy projects, and how we’re best placed to provide insurance solutions for them. We also highlight the changes to planning enforcement periods under the Levelling Up and Regeneration Act, and explain why we don’t foresee any impact on the availability or the price of our Lack of Planning policies. And there’s a claims case study that revolves around a local authority threatening to take enforcement action against past works that were old enough to be immune from action. If you’d like to talk to us about any of the topics discussed in our articles, or to simply find out more about our products and services, call 01603 617617 or email enquiries@cli.co.uk. Read more: https://lnkd.in/efm3fjtc