We'd like to wish all our broker partners a Happy New Year! To make the New Year EXTRA special, we've reduced our Bridging rates across our product range, as well as reducing our arrangement fee to 2.00%. ✅Standard Bridge - now from 0.70%! ✅Light Refurb - now from 0.70%! ✅Heavy Refurb - now from 0.75%! ✅Heavy Refurb with Drawdowns - now from 0.80%! Please contact your BDM for more information. To view our whole Bridging range, you can find our Bridging guide on our website below: https://lnkd.in/eQmXk4mQ Barry Searle Anna Lewis Sammi Gilbank Ryan Johnson Nathan Thorne Gary Maher Jeremy Stevens Anish Vyas Joshua Phillips
About us
Traditional financial service providers are often burdened with costly overheads including expensive branch networks, inflexible technology and huge armies of people. At Castle Trust Bank, we keep our overheads to a minimum and we use savings proceeds to fund our lending solutions. In the past, we offered investment products to our customers which proved very popular. As a bank, we now offer savings accounts, giving our customers the added benefit of FSCS protection for their deposits. Our history means that we have a strong understanding of what our customers need and have built our savings range with those customers and their needs front of mind. In a complex world, we strive for openness and clarity. We place the highest importance on treating our customers fairly not just because it's the right thing to do but because we know that the trust of our customers is crucial to our future success. We recognise that for many mortgage customers, traditional solutions don't cut the mustard. These customers can often have high quality assets but unconventional income and so find it difficult to borrow at reasonable rates and on sensible terms. What experienced buy to let investors need is lending with imagination. They need a lender that recognises cash flow and net worth are not the same thing. They need a lender that is flexible in their approach and makes considered, logical decisions. Castle Trust Bank is that lender. We also offer point of sale finance through our Omni Capital Retail Finance arm. Partnering with retailers nationwide, we support their business by offering finance plans to their customers. OmniPort technology gives retailers paperless credit approval which fits seamlessly with their sales processes and customers can use our dedicated customer portal to keep up to date with their loans.
- Website
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http://www.castletrust.co.uk
External link for Castle Trust Bank
- Industry
- Banking
- Company size
- 201-500 employees
- Headquarters
- London
- Type
- Public Company
- Founded
- 2012
- Specialties
- mortgages, loans, consumer finance, savings, buy to let, bridging, development loans, and retail finance
Locations
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Primary
Tower 42
25 Old Broad Street
London, EC2N 1HQ, GB
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Basing View
Basingstoke, England, GB
Employees at Castle Trust Bank
Updates
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🏡 BTL Property Bridging Loan Completed in Just 13 Days! Another proud accomplishment we wanted to share before the weekend. Castle Trust Bank delivered fast results once again, completing a 75% Gross LTV Standard Bridge for a Hampshire property in just 13 days. The client secured the funding with an unencumbered BTL property to meet the urgent deadline after purchasing a new BTL at auction. 🤝 A huge thanks George Antoniou & Alicia Randazzo at Bridge Finance Direct and our BDM Ryan Johnson, who worked closely to ensure a smooth process, including a physical valuation and Title Insurance arranged by Lightfoots LLP Solicitors. 💬 George shared, "We needed a lender we could rely on, and the team at Castle Trust Bank delivered exceptional service within a tight timeframe." 👉 Read the full case study on our blog: https://lnkd.in/gcchWgAa Barry Searle Anna Lewis Gary Maher Sammi Gilbank Nathan Thorne Amberley Remnant Ekta G Jeremy Stevens Joshua Phillips Anish Vyas
Standard Bridge for BTL property purchased at auction completed within 13 days
castletrust.co.uk
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This year's collection for the Basingstoke Foodbank will be shipped off today, with last-minute donations still coming in from colleagues. Thanks to everyone who has donated from our teams, and to Axians who are in the same building, saw our appeal, and delivered a generous collection of donations from their colleagues to us yesterday! Helen Hancock, Hannah Busby, Martin Bischoff, Caroline Baker, Phil Edwards, Nick Bennett, Barry Searle
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Here's a great example of how we can help your Heavy Refurb Bridge clients... 🤝 Castle Trust Bank has worked with Arose Finance to complete a below-market valuation Heavy Refurb bridge within five weeks for the conversion of an unused care home. 🔭 The client approached Arose Finance, seeking a Bridging loan to return an unused care home in a prime, blue-chip location, spanning 10,500 sqft with 24 bedrooms, back to its original status of two substantial detached residential properties. After an exhaustive search of lenders who could assist within a very tight timeframe Kelsey Phillips at Arose Finance found the right lending partner and placed the case with Castle Trust Bank. 👍 The client’s previous experience and strong position enabled Castle Trust to provide a below-market value Heavy Refurbishment bridge with 90% Net LTV Day 1 of purchase price, at an LTGDV of 55%. The Bridge facility was completed within an impressive five weeks & met the clients deadline. 🤝 Kelsey said, “The structuring of this deal was exemplary: Our client required a high net initial advance from an experienced, reliable specialist lender who could complete the loan within extremely tight timescales. Castle Trust Bank provided the perfect solution with the developers requiring just 5 weeks to complete their purchase, moreover I have been impressed with the excellent service provided by their BDM Ryan Johnson alongside the whole of the Castle Trust team.” Anna Lewis, Ryan Johnson, Sammi Gilbank, Gary Maher, Nathan Thorne, Barry Searle, Joshua Phillips, Anish Vyas https://lnkd.in/e4MwRwrk
Heavy Refurb Bridge completed within 5 weeks on care-home conversion
castletrust.co.uk
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In our latest blog, we explore the pressing challenges in the UK housing sector and share insights on what government interventions could make a real difference. From boosting affordability to addressing supply shortages, discover the key areas where impactful changes could unlock a brighter future for housing. 👉 Read the full blog here: https://lnkd.in/dJwFkvm5 #CastleTrustBank #HousingSector #GovernmentPolicy #PropertyInsights #InvestmentOpportunities Barry Searle Gary Maher Sammi Gilbank Ryan Johnson Nathan Thorne Amberley Remnant Ekta G Jeremy Stevens Joshua Phillips Anish Vyas
How can the UK government improve its housing sector?
castletrust.co.uk
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Castle Trust Bank reposted this
We’re excited to announce the first star of our ‘Omni 10 Stars of Christmas’! This festive season, we’re spotlighting incredible partners who share our commitment to powering purchases and improving lives. ⭐ French Bedroom ⭐ A luxury retailer specialising in exquisite furniture and beds, French Bedroom combines elegance, comfort, and craftsmanship to help customers create the bedrooms of their dreams. By offering flexible finance options from Omni, they make it easier than ever for customers to bring their vision to life. We’re proud to partner with French Bedroom, providing tailored retail finance solutions that enhance customer experiences and support their ongoing success. Keep an eye out as we continue to celebrate more incredible partners throughout this festive season! Phil Edwards Andy Paver Paul Bevis Lauren Jones Ewan Caird Oliver Backhouse Mia Quinlan Jeremy Stevens Anish Vyas Joshua Phillips
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2024 Reflections: A Shift in Momentum for the Year Ahead As we near the close of 2024, our latest blog shared with Financial Reporter takes a deep dive into the trends shaping the property market and what they mean for the year ahead. Discover how changing market dynamics could influence investment strategy and unlock new opportunities in 2025. 👉 Read the full blog here: https://lnkd.in/gmicM7zT #CastleTrustBank #PropertyInvestment #MarketTrends #2024Insights #InvestmentOpportunities Barry Searle Gary Maher Sammi Gilbank Ryan Johnson Nathan Thorne Amberley Remnant Ekta G Jeremy Stevens Joshua Phillips
Reflections on 2024 – a shift in momentum ahead?
castletrust.co.uk
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Understand the Impact: What Article 4 Means for HMO Investors Our Commercial Director, Anna Lewis shares her insights with Mortgage Solutions as we explore how regulatory changes are shaping opportunities and challenges for property investors. Now may be the time to adapt strategy and make informed decisions that keep your investments ahead of the curve. 👉 Read the full blog on our website: https://lnkd.in/dbShmSXj #CastleTrustBank #HMOInvestments #PropertyInvestment #Article4 #InvestmentInsights Barry Searle Gary Maher Sammi Gilbank Ryan Johnson Nathan Thorne Amberley Remnant Ekta G Jeremy Stevens Anish Vyas Joshua Phillips
The impact of Article 4 on HMO investors
castletrust.co.uk
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Congratulations to Specialist Hub's Tony Sutton who was the winner of our #keepingcoolwithCTB summer photo campaign - félicitations! Gary Maher, Anna Lewis, Barry Searle, Sammi Gilbank, Ryan Johnson, Nathan Thorne, Joshua Phillips, Anish Vyas