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We’re excited to announce our partnership with HARMONY - The HCM Platform, Pakistan’s fastest-growing HCM platform by Sofcom, to enhance employee financial well-being through Shariah-compliant and responsible earned wage access. 🚀🌿 Through this partnership, HARMONY's corporate clients can seamlessly integrate Neem Paymenow’s earned wage access solution into their employee benefits programs. As Neem Paymenow continues to scale across industries like retail, logistics, healthcare, and manufacturing, this collaboration marks a significant step for us to bring financial wellness to more frontline workers across Pakistan 💜 🇵🇰 👉 Learn more about how this partnership is transforming financial wellness for the salaried workforce in Pakistan: https://lnkd.in/dJCUhmk3 #EarnedWageAcess #FinancialWellness #SalariedWorkforce #SalaryOnDemand #Pakistan ______________ Niran Rehman | Zain Ahmed | Faryal Malik | Aman Azeem | Leena Abid | Tehreem Ahmad | Paymenow Group | Syed Mahdi Raza | Haris Shaikh | Nehel Abbas | Belal Abid Hafeez | Kumail Raza | Vladimira | Nadeem | Naeem | Umayr

We are very excited to announce our partnership with BaKhabar Kissan (BKK), Pakistan’s leading AgriTech platform! Together, we’re simplifying payments and enabling financial wellness for farmers across Pakistan. 👩🌾🌽 Here’s how Neem is helping BKK transform its payments ecosystem and uplift the agricultural value chain: 💳 𝐄𝐦𝐛𝐞𝐝𝐝𝐞𝐝 𝐩𝐚𝐲𝐦𝐞𝐧𝐭 𝐞𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 & 𝐦𝐮𝐥𝐭𝐢𝐩𝐥𝐞 𝐩𝐚𝐲𝐦𝐞𝐧𝐭 𝐦𝐞𝐭𝐡𝐨𝐝𝐬: With our robust API integration, Bakhabar Kissan can now offer farmers a fully embedded payment experience within the app with the ability to pay via multiple payment methods. 🌿 𝐁𝐫𝐢𝐧𝐠𝐢𝐧𝐠 𝐟𝐚𝐫𝐦𝐞𝐫𝐬 𝐢𝐧𝐭𝐨 𝐭𝐡𝐞 𝐝𝐢𝐠𝐢𝐭𝐚𝐥 𝐞𝐜𝐨𝐧𝐨𝐦𝐲: Empowering farmers by shifting them from cash to making digital payments for services like expert advisory, or purchasing essentials like seeds and fertilisers products on the BKK platform. 💸 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐰𝐚𝐥𝐥𝐞𝐭𝐬 𝐟𝐨𝐫 𝐟𝐚𝐫𝐦𝐞𝐫𝐬: Our white-labelled wallet system will streamline payments for BKK to disburse loans, enable farmers to utilise funds for a range of agricultural services, pay merchants & more all within the BKK ecosystem leading to reduced reliance on cash. 📊 𝐂𝐞𝐧𝐭𝐫𝐚𝐥𝐢𝐬𝐞𝐝 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐝𝐚𝐬𝐡𝐛𝐨𝐚𝐫𝐝: BKK also benefits from a centralised business dashboard to manage their financial operations, access transaction data for faster reconciliation, and gain actionable insights for better decision making. ➡️ Read about the full Bakhabar Kissan use case here: https://lnkd.in/dcYBF-KK 🇵🇰💯🚀 Together, we are building a more sustainable future for Pakistan’s agriculture sector, enabling farmers to contribute more effectively to the country’s economic growth. 🤙 Book a demo today to build a simplified payment experience for your business: https://lnkd.in/d4Udimqh #EmbeddedFinance #EmbeddedPayments #FinancialWellness #AgriTech #DigitalPayments #Farmers #Neem #Partnership #Fintech #Payment4Wellness Vladimira | Nadeem | Naeem | Umayr | Shehrez | Fatima | Faisal | Zia | Khizer Alam Khan | Jaudat Shaikh | Asad Ali Mehkri | Hasnain Haider

𝐖𝐞’𝐫𝐞 𝐡𝐞𝐚𝐝𝐞𝐝 𝐭𝐨 +92 𝐃𝐢𝐬𝐫𝐮𝐩𝐭! 🌟🚀 It’s always inspiring to see our local tech ecosystem thrive, even amidst challenges. This weekend, Katalyst Labs flagship event, +92 Disrupt, is set to light up Karachi, bringing together leaders, change-makers, and visionaries shaping the future of fintech and sustainability in Pakistan 🇵🇰 Our Co-founder Naeem Zamindar will be part of a panel exploring the exciting developments in the fintech space in Pakistan, from AI-driven innovations to cross-border payments, digital wallets, and the potential of earned wage access (EWA) in driving liquidity and financial security. Joining the action are Shehrez Bawany, leading partnerships, and Faisal Kazmi, spearheading business onboardings, ready to share how Neem is simplifying the movement of money for businesses in Pakistan. If you’re attending, swing by to meet the team and say hello! 🌿 We can’t wait to connect, learn, and explore new synergies with businesses and investors as we continue building impactful financial solutions for Pakistan. 💡 🤝 🎟️ Learn more about the event here: https://92disrupt.com/

🤝🏼 𝐍𝐞𝐞𝐦 𝐡𝐚𝐬 𝐩𝐚𝐫𝐭𝐧𝐞𝐫𝐞𝐝 𝐰𝐢𝐭𝐡 𝟏𝐋𝐈𝐍𝐊, 𝐏𝐚𝐤𝐢𝐬𝐭𝐚𝐧’𝐬 𝐥𝐚𝐫𝐠𝐞𝐬𝐭 𝐬𝐰𝐢𝐭𝐜𝐡 𝐚𝐧𝐝 𝐩𝐚𝐲𝐦𝐞𝐧𝐭 𝐧𝐞𝐭𝐰𝐨𝐫𝐤 𝐩𝐫𝐨𝐯𝐢𝐝𝐞𝐫 𝐭𝐨 𝐝𝐞𝐥𝐢𝐯𝐞𝐫 𝐟𝐚𝐬𝐭𝐞𝐫 𝐚𝐧𝐝 𝐦𝐨𝐫𝐞 𝐬𝐞𝐜𝐮𝐫𝐞 𝐩𝐚𝐲𝐦𝐞𝐧𝐭 𝐬𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐬 𝐭𝐨 𝐨𝐮𝐫 𝐮𝐬𝐞𝐫𝐬. This partnership is a big milestone for us—it strengthens our financial and payment infrastructure, making it more efficient, reliable, and secure. With this collaboration, we are further solidifying our vision of simplifying money movement for businesses across Pakistan and supporting their financial wellness. 🌿 With 1LINK (Pvt) Limited and The Bank of Punjab as our strategic partners, we’re starting with advanced disbursement capabilities and have a bold roadmap ahead to bring even more innovative financial solutions to Pakistan. 🚀 ✍️ Read full story here: https://lnkd.in/duSARbVZ #EmbeddedFinance #Payments4Wellness #FinancialWellness #Neem #1Link #BankofPunjab Vladimira | Nadeem | Naeem | Najeeb Agrawalla | Maliha Khan | Umair Shahid | Hussain Merchant | Huma Kamani | Abdullah Maqsood Khawaja | Roha Idrees | Arsalan | Faisal Kazmi | Aiman | Azim Iqbal | Zia Riaz

We believe in the power of community, nurturing young talent and celebrating collective growth. What’s a better way to do that than becoming a part of events and forums that bring together youth and technology. 🌿 🚀 This weekend at GDG Kolachi's DevFest 2024, Zain Ahmed - one of our passionate Neemers who’s all about creating impactful digital solutions and the driving force behind Neem Paymenow, our earned wage access product will be there as a product mentor to interact with and help Pakistan’s next generation of technology leaders. 🤙 If you're attending DevFest Karachi, swing by and say hello to our team! 🌿 🎟️ For more details about the event, check: https://lnkd.in/dP9s5FaS #DevFest2024 #GDGKolachi #GoogleDevelopersGroup #Neem #EmbeddedFinance #FinancialWellness #DevCommunity #EcosystemGrowth

We are excited to share that Sehat Kahani, Pakistan’s leading digital healthcare platform has partnered with Neem to simplify the movement of funds within its ecosystem and accelerate their business growth. 🚀 Here’s how we are helping Sehat Kahani to optimise its payment experience & improve financial wellness for its patients & customers: 💸 𝐌𝐮𝐥𝐭𝐢𝐩𝐥𝐞 𝐩𝐚𝐲𝐦𝐞𝐧𝐭 𝐦𝐞𝐭𝐡𝐨𝐝𝐬 & 𝐟𝐚𝐬𝐭𝐞𝐫 𝐢𝐧𝐭𝐞𝐠𝐫𝐚𝐭𝐢𝐨𝐧: With our easy-to-integrate payment solution embedded in Sehat Kahani’s consumer app, their users can choose from multiple payment methods to pay for services and save their details for quick, hassle-free transactions. 💳 𝐎𝐩𝐭𝐢𝐦𝐢𝐬𝐞𝐝 𝐩𝐚𝐲𝐨𝐮𝐭𝐬: With a white-labelled wallet system, enabling Sehat Kahani to automate bulk payouts, such as settling employee health benefits for their corporate clients — amplifying the value of Sehat Kahani’s B2B offerings. 🌍 𝐄𝐦𝐩𝐨𝐰𝐞𝐫𝐢𝐧𝐠 𝐫𝐮𝐫𝐚𝐥 𝐩𝐚𝐭𝐢𝐞𝐧𝐭𝐬: Empowering Sehat Kahani patients across rural clinics by shifting them from cash to digital payments, reducing cash-handling risks, ensuring secure transactions, and advancing financial wellness. 📊 𝐂𝐞𝐧𝐭𝐫𝐚𝐥𝐢𝐬𝐞𝐝 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐝𝐚𝐬𝐡𝐛𝐨𝐚𝐫𝐝: Sehat Kahani also benefits from a centralised business dashboard to manage its financial operations, access transaction data for faster reconciliation, and gain actionable insights for better decision-making. ↗️ Read the full story by Jehangir Nasir from ProPakistani here: https://lnkd.in/duf8Tvpx 🇵🇰💯🚀 Together, we are enhancing Pakistan’s healthcare sector with embedded finance and payment solutions, making it more inclusive and effective. 🤙 Book a demo today to build a simplified payment experience for your business: https://lnkd.in/d4Udimqh #EmbeddedFinance #EmbeddedPayments #Payment4Wellness #FinancialWellness #HealthTech #DigitalPayments #SehatKahani #Neem #Partnership #Fintech Vladimira | Nadeem | Naeem | Dr. Iffat Zafar Aga | Dr.Sara Saeed Khurram | Umayr | Shehrez | Fatima | Sarah | Atif Ali | Dr Shahbaz Rafiq | Muhammad Haris Zohaib

At Neem, we care about financial wellness of businesses and individuals and have conversations across borders to foster growth and learning. 🌿 Last week, our cofounder Vladimira Briestenska got together with Shyam Kakar on the ViaDXB podcast to discuss how Neem is building the rails for embedded finance in Pakistan. Following global payment giants, Neem is tapping in to a growing digital payments market through its embedded finance infrastructure, simplifying money movement for businesses to receive, send, and manage funds. 🎙️ Catch the conversation on how Neem empowers businesses to optimise their payments, grow revenues and accelerate their growth. 🚀 Listen to the full podcast here: 🔗 Spotify: https://lnkd.in/dvs8sQjD 🔗 Apple: https://lnkd.in/d-PVubJE 🔗 All else: https://lnkd.in/dufCUAAW ViaDXB | Shyam Kakar | Vladimira Briestenska | Stripe | Rapyd | Razorpay #EmbeddedFinance #FinancialWellness #DigitalPayments #BusinessGrowth #Neem #Fintech

Wednesdays at Neem aren’t just another day—they’re a midweek pause to recharge, connect, and share a laugh (or two). 💜 Every other week, we shake up the routine with themes that spark creativity, gratitude, and fun. From painting sessions and shoutouts to showcasing hidden talents and revisiting cherished memories, these moments bring us closer as a team. It’s about more than unwinding; it’s about building a culture rooted in trust and gratitude. Why? Because when we feel good, we do good—together. 🙌 Big shoutout to our People & Culture team led by Mehwish Shams & Sara Arai Syed for driving these meaningful activities at Neem. Think you’d thrive in a workplace that celebrates its people and their quirks? We are always on the lookout for talent to help us build a financial wellness system for everyone. Explore our open roles and tell us why Neem should be your next adventure: https://lnkd.in/dVKktRGA 🚀 #NeemWeird #NeemCulture #Neem #WorkplaceCulture #TeamBuilding #EmbeddedFinance #Careers

𝐎𝐩𝐞𝐧 𝐑𝐨𝐥𝐞𝐬 𝐚𝐭 𝐍𝐞𝐞𝐦 🌿 We are scaling Neem Paymenow—our earned wage access solution to millions of salaried employees across Pakistan. Industry leaders like TCS Private Limited and Sana Safinaz are already onboard, offering this meaningful financial wellness benefit to their employees. 🚀 We’re looking for driven and experienced individuals for the following roles to fuel our next chapter of growth: 🌿 𝐈𝐦𝐩𝐥𝐞𝐦𝐞𝐧𝐭𝐚𝐭𝐢𝐨𝐧 𝐀𝐬𝐬𝐨𝐜𝐢𝐚𝐭𝐞 🔗 https://lnkd.in/dW7Cmb5A 🌿 𝐀𝐜𝐜𝐨𝐮𝐧𝐭 𝐀𝐬𝐬𝐨𝐜𝐢𝐚𝐭𝐞 🔗 https://lnkd.in/daaaEZr5 🌿 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐃𝐞𝐯𝐞𝐥𝐨𝐩𝐦𝐞𝐧𝐭 𝐀𝐬𝐬𝐨𝐜𝐢𝐚𝐭𝐞 🔗 https://lnkd.in/dymxWqct Join us in shaping a brighter financial future for Pakistan’s workforce! 🌟 ➡️ Learn more about Neem Paymenow here: https://lnkd.in/dsjbTwQP If you have any questions regarding the roles, please feel free to get in touch with our Neem Paymenow team: Niran Rehman | Zain Ahmed | Aman Azeem or our People & Culture team Mehwish S. | Sara Arai Syed Help us spread the word to recruit the best talent. 🙌 #financialwellness #embeddedfinance #earnedwageaccess #fintech #hiring #careers #Pakistan

At Neem, we value being part of conversations that drive meaningful change by pushing technology, innovation, and responsible business forward. This week, we had a great experience at the Startup Summit hosted by SECP, where we connected with so many dedicated folks who are truly shaping Pakistan’s startup and fintech landscape. ✊ Our co-founders, Vladimira and Nadeem, also joined insightful panels on topics close to our mission—from supporting the financial health of women-led businesses to sharing learnings for building and scaling startups in Pakistan. They also highlighted how the embedded finance approach is leveraging technology to create a more inclusive and equitable financial system for emerging markets like Pakistan. 🌿 A big shout-out to SECP for continuously bringing together innovators and thought leaders in Pakistan’s startup ecosystem and for being a longstanding partner and enabler of Neem’s vision to make financial wellness accessible for all. We’re excited to continue this journey with SECP and look forward to the future we’re building together. 🚀 We also had the opportunity to set up a booth to showcase Neem’s financial infrastructure—everything from payments to earned wage access, designed to empower businesses across Pakistan. It was energising to learn and explore synergies with incredible local companies like Hakeem Easy Finance, Haball, BusCaro, Qist Bazaar, Trukkr, Fatafat, Oraan and Mahaana Wealth, all solving real-world challenges through technology. 🤙 📣 If you’re a business looking to integrate financial services into your platform, reach out to us today at https://lnkd.in/d4Udimqh #EmbeddedFinance #FinancialWellness #Neem #PakistanStartupSummit #SECP #EmpoweringEntrepreneurs #StartupPakistan #FemaleEntrepreneurs #Fintech