Selectpay

🎅 Happy holidays from Selectpay—wishing you a peaceful and prosperous season ahead. #HappyHolidays | #NewYear2025

Did you know that up to 60% of Australian small businesses struggle with cash flow due to delayed customer payments, often leading to costly short-term loans? Learn more about invoice financing: https://hubs.li/Q02_mmqy0 #InvoiceFinance | #CashFlow

Cash flow challenges can limit growth opportunities—see how an organic food supplier could’ve benefitted from Selectpay’s invoice financing solutions. Learn more: https://hubs.li/Q02-GK5x0 #InvoiceFinance | #CashFlow

Did you know that invoice financing can improve cash flow by advancing 70% to 90% of your outstanding invoices, helping food and beverage manufacturers meet operational costs and seize growth opportunities? Learn more about invoice financing: https://hubs.li/Q02-4G4v0 #InvoiceFinance | #CashFlow Reference: Australian F&B Sectors

Did you know that invoice financing allows food businesses to seize growth opportunities like expanding product lines and entering new markets with improved cash flow? Learn more about invoice financing: https://hubs.li/Q02ZWMNl0 #InvoiceFinance | #CashFlow

Discover how Selectpay partners with the Bone Broth Company in Australia to enhance cash flow through invoice financing. Learn more about invoice financing: https://hubs.ly/Q02ZMcg20 #InvoiceFinance | #CashFlow

Invoice financing can help Australian food and beverage manufacturer improve cash flow, manage expenses, and seize growth opportunities—learn more about how Selectpay can support your business. Learn more: https://hubs.li/Q02Z7Z2v0 #InvoiceFinance | #CashFlow

This week our CEO Paul Hudson was lucky enough to sit in on a call with Dr Ben Bernanke, Noble Laureate and Former Chairman of the US Federal Reserve (2006-2014) and Andrew Balls (CIO Global Fixed Income of PIMCO) for their thoughts on the world economy outlook.    It is important for all Australian business owners to stay abreast of the possible financial outcomes of President Trump’s election victory. Below are some country specific points that are worth drawing your attention to.   Here in Australia although it was expected, there has been no economic boost from the announced Chinese stimulus. However, rates are expected to ease from May 2025. Whilst the US market appears to be in good shape (with PIMCO expecting 4 more 0.25% cuts in 2025) Trump policy does bring uncertainty. The solution for the unsustainable national debt (decreased spending and increased revenue taxes) is also politically fraught with danger. China meanwhile are expecting 4% growth with post-Trump downside risk to 2%. It’s quite possible that China anticipated further Tariffs and kept “some powder dry” for further stimulus. Japan is one of the few nations where they expect further interest rate increases and they are vulnerable to any new tariff’s.  PIMCO have calculated expected rates based on interest rate forwards. Possible Policy reform in the US presents considerable uncertainty to projections. Many of PIMCO’s thoughts are now tempered with uncertainty from possible policy changes. The timeline for any possible changes is very important as uncertainty creates lower business sentiment. Possible timeline of change: China Tariffs and Border restrictions could be enacted in the first months of the Trump presidency. Tariffs on other countries would need an investigation process, that can typically take many months. For fiscal initiatives, Trump would need to go through Congress. The predicted narrow majority could form as a check. A full extension of the expiring Trump tax cuts is likely, but possibly only for a shortened period, given already high deficits. We could see efforts to reduce spending marginally, but any large cuts will be challenging to get through the House and would be difficult to do via the budget reconciliation process (which only requires 50 votes in the Senate). Everything else likely requires 60 votes. An important point is that Trump does not have to be politically popular, as he cannot seek another term. 2025 promises to be an interesting year!

Here at Selectpay our CEO Paul Hudson has shone a light on the Misinformation Act and the concerns he has about it and what it could mean for Australians. It's an interesting read!

Discover how Australian businesses have thrived using invoice financing to overcome cash flow challenges and drive growth. Learn more: https://hubs.li/Q02XDwJ50 #InvoiceFinance | #CashFlow