Oxygen Home Loans

Wishing you a happy New Year 🥳 Here's to a healthy, prosperous, and bright 2025 🥂

Feeling stuck with your existing home loan? Refinancing could save you thousands or shave years off the life of your loan. Here’s when it’s worth considering: - Your interest rate is higher than current offers - You want to access equity for renovations or investments - Your fixed term is ending, and better options are available We’ll help you crunch the numbers and decide if refinancing makes sense for you. Reach out to us today. 👉 https://bit.ly/3uYAJ1P #oxygenhomeloans #australianhomes #realestateaustralia #realestateau #realestateaus #australianproperty

Offset accounts can help you save big on interest. Here’s how: - Your savings reduce your home loan balance, so you pay interest on a smaller amount - You can still access your funds whenever you need them It can be a win-win for saving and flexibility, but only if you use it in an optimal way. Want to know if it’s right for you? We’re here to help. 👉 https://bit.ly/3uYAJ1P #oxygenhomeloans #australianhomes #realestateaustralia #realestateau #realestateaus #australianproperty

Merry Christmas 🎅🎄 Wishing all our wonderful clients a Merry Christmas - we hope Santa is generous and that you enjoy some quality time with your favourite friends and family 🎁

It's easy to get it wrong the first time around, so we've put together a list of things we've seen many first home buyers do when they've tried to DIY the home loan process – so you can learn from their mistakes! What not to do when it comes to buying your first property: 1. Overextending yourself on your budget 2. Rushing the decision without proper research 3. Not getting pre-approval before house hunting 4. Ignoring government grants or assistance programs 5. Underestimating other costs like stamp duty and inspections We’ll guide you through every step to make it a stress-free experience. 👉 https://bit.ly/3uYAJ1P #oxygenhomeloans #australianhomes #realestateaustralia #realestateau #realestateaus #australianproperty

Most home loans go through a mortgage broker these days, but if you haven't used a good one before you may wonder what the fuss is about. Think a mortgage broker just helps you find a loan? Here’s what we really do: - Compare hundreds of options against your property strategy - Handle the paperwork so you don’t have to - Explain confusing terms and hidden costs - Advocate for you with the banks We make the home loan process simple, stress free, and tailored to your unique needs. Tell us, if you haven't used a broker yet, what's stopping you? 👉 https://bit.ly/3uYAJ1P #oxygenhomeloans #australianhomes #realestateaustralia #realestateau #realestateaus #australianproperty

Buying a property? It’s not just about the price tag! Don’t forget these extra costs: 1. Stamp duty 2. Conveyancing and legal fees 3. Building and pest inspections 4. Loan application fees 5. Moving costs We’ll help you plan for these so you’re not caught off guard. Let’s get your budget sorted. 👉 https://bit.ly/3uYAJ1P #oxygenhomeloans #australianhomes #realestateaustralia #realestateau #realestateaus #australianproperty

Not feeling confident your home loan application would be approved? Here’s what the lenders look for: - A solid credit score (check and improve it if needed) - Steady income and employment history - Genuine savings for your deposit - Few unnecessary expenses These are just a few factors that make an application stronger and boost your chances of approval. But a word of comfort: we know as well as you that most people don't live a cookie cutter life. Maybe you've got a few blemishes on your credit file. Perhaps you're mid-way through parental leave or you've recently founded a new business. Whatever your unique circumstances, we can help you craft a personalised strategy to make your dreams of home ownership a reality. Get in touch today. 👉 https://bit.ly/3uYAJ1P #oxygenhomeloans #australianhomes #realestateaustralia #realestateau #realestateaus #australianproperty

If 2024 is your year to buy (and there's still time!), here’s what you need to keep in mind: - Interest rates are higher than a few years ago, but there are still great deals out there. - Government incentives are available, especially for first-time buyers. - Pre-approvals are key to being competitive in negotiations with the seller. Don’t put it off – let’s get you ready to buy this year. DM us today to get started! 👉 https://bit.ly/3uYAJ1P #oxygenhomeloans #australianhomes #realestateaustralia #realestateau #realestateaus #australianproperty

Why choose a mortgage broker over going direct to the bank? It's simple. We compare dozens of lenders, negotiate better rates, and make the whole process easy. Plus, we work for you – not the bank. Let’s make sure you get a home loan that works in your best interests, without the hassle. 👉 https://bit.ly/3uYAJ1P #oxygenhomeloans #australianhomes #realestateaustralia #realestateau #realestateaus #australianproperty