More Than Mortgages

Equity release can be a handy solution when you need extra cash—whether it’s for a renovation, holiday, or helping out the family (or yourself as the case may be!). But like all big decisions, it’s not without its trade-offs. It might work in your favour, or it could leave you and your loved ones with a few surprises down the track. That’s why understanding the pros and cons is key. At More Than Mortgages, we help you weigh it up with clear, personalised advice so you can make the decision that’s right for you. #EquityRelease #MortgageAdvice #MoreThanMortgages #InformedDecisions

Here’s the key difference between mortgage brokers and bank loan officers: brokers offer more choice and act in your best interests. We compare loans from 50+ lenders, handle all the paperwork, and guide you from application to settlement—for free. 

A redraw facility is a handy home loan feature that lets you access extra repayments you’ve made. It’s perfect for life’s unexpected expenses or planned goals like renovations or holidays. While saving you money on interest, it also offers a financial safety net. Interested in how it works and whether it’s right for you? We’ve broken it all down in our latest blog post. #MortgageAdvice #RedrawFacility #HomeLoans #MoreThanMortgages

A split home loan gives you the best of both worlds: the stability of fixed rates and the flexibility of variable rates. Ideal for those who want to balance security and adaptability in their repayments or just can’t choose between the two! #MoreThanMortgages #SplitLoans #MortgageAdvice #HomeLoans

Thinking of a home loan? A mortgage broker gives you access to more options, better rates, and expert support every step of the way. Why settle for one bank’s offer when a broker can shop around for the best deal?

If you own rental properties, your rental income could be the key to qualifying for a new home loan! Learn how leveraging your property portfolio can help you secure financing for your next investment or dream home.

If you’re feeling like a low credit score has put homeownership out of reach, take heart—it doesn’t have to be. A mortgage broker can be your key to finding lending options, even when your credit score isn’t ideal. At More Than Mortgages, we specialise in working with diverse lenders, including those more flexible with lower scores, to help you find a path to approval. In this article, we cover how brokers can assist in navigating credit challenges, improving your loan application, and accessing lenders ready to support you. If you’ve got questions about your credit and home loans, get in touch with us! #MoreThanMortgages #HomeOwnership #MortgageSupport #CreditHelp

With interest rates fluctuating and financial needs changing, refinancing could be the key to lower repayments or accessing equity. This article breaks down the refinancing process in simple terms, helping you decide if now is the right time to take action. Whether you're aiming to save on interest or consolidate debt, it's important to weigh the pros and cons before making your move. #Refinancing #HomeLoans #MortgageTips #MoreThanMortgages

If you're thinking about buying a home, getting pre-approval for a mortgage is a key step that can give you an edge in a competitive market. Pre-approval not only shows sellers you're serious, but it also helps you understand your budget before you start shopping for property. In my latest blog, I explain what pre-approval is and why it's so important. Check it out if you're ready to take the next step in your property search! #MortgagePreApproval #FirstHomeBuyer #HomeLoanHelp #BuyWithConfidence #MoreThanMortgages

Investing in property is a popular wealth-building strategy in Australia, but many people aren’t aware of the valuable asset they’re already sitting on—their home equity. By leveraging the equity in your current property, you can fund the purchase of an investment property and expand your portfolio without needing a large upfront deposit. In this article, we’ll break down the key steps to using equity to buy an investment property, explain the benefits, and show how this strategy can help you grow your financial future.