Kaleido Loans

Thanks to the team at SFG Sydney office for hosting last night's Xmas celebration! The atmosphere was buzzing with excitement with the non-stop canapes and drinks coming throughout the evening. The event was also a great opportunity for our new senior mortgage broker Samuel Sun to meet with the SFG leadership team William Lockett Blake Buchanan Sherifaye Huseyin. Thumbs up to Vincent from The BlackTies for the unbelievable roving magic which made us question reality! Have a wonderful Christmas and Happy New Year to everyone at our SFG family! Marko Krnjajic Tony Brown Alex Rossiter James Henderson David Han Audrey Li Samuel Sun

🏡 Unlocking the Potential for Medium-Density Housing in Australia 🏡 Did you know there’s an untapped opportunity for over 3 million new strata units across Australia's capital cities? A recent CoreLogic and Archistar report highlights the critical need to address the “missing middle” in housing—low-to-medium density developments like townhouses and duplexes that bridge the gap between standalone homes and high-rise apartments. Key takeaways: 🏗️ Melbourne and Sydney lead the charge with the potential for over 2 million strata units, with many opportunities located within 2km of existing train stations. 🚉 🌿 Low-complexity sites, which are easier and more cost-effective to develop, make up a significant portion of these opportunities. 📈 Strategic densification near transport and amenities is key to tackling housing shortages, affordability, and meeting the Federal Housing Accord's target of 1.2 million well-located homes. As housing pressures grow, medium-density developments offer a sustainable, community-focused solution. High density living is definitely a potential solution to the current housing affordability issues but it will take time for some of the common issues such as build quality, strata management issues to be cleaned up before its reputation is repaired and becomes a compelling alternative for many aspiring home buyers. Read the full report here 👇🏼 https://lnkd.in/g9Khp-74 Audrey Li David Han Samuel Sun #RealEstate #PropertyDevelopment #StrataUnits #InvestmentOpportunities #SustainableLiving #HousingAffordability #MediumDensityHousing #Australia #MortgageBroking #UrbanGrowth

🚨 AFCA Data Reveals Mortgage Brokers Shine Bright Amid Record Complaints 🚨 The latest AFCA Datacube update highlights a reassuring trend for the mortgage broking industry. Despite a record-breaking 105,000 financial complaints in FY24, mortgage brokers accounted for just 0.1% of these! This is a testament to the professionalism and diligence of brokers across the country. 🙌 Key insights: ✅ Mortgage broking complaints: Only 38 lodged, none escalated to final determination. ✅ Most complaints were resolved through agreement or found to be outside AFCA’s rules. ✅ The mortgage broking industry has maintained <1% of total complaints since FY19. As Peter J White AM of the FBAA (Finance Brokers Association of Australasia) said: "This reinforces the great work brokers do for consumers, but we must remain vigilant to maintain these high standards." At Kaleido Loans, we’re proud to be part of an industry that prioritises trust, professionalism, and client success. Your confidence fuels our commitment to delivering exceptional service every day. 🌟 💬 How do you define trust in financial services? Share your thoughts below! #CustomerTrust #MortgageBroking #Professionalism #KaleidoLoans #FinancialWellness #AFCA #AustralianFinance Audrey Li David Han Samuel Sun https://lnkd.in/ghk82S8G

🏠 Sydney & Melbourne Housing Market Update 📉 New data reveals that house prices are now falling in 40% of Sydney suburbs and over 76% of Melbourne suburbs—a notable shift compared to last year. According to the article from the AFR there are a combination of reasons that are causing this shift in the market. 📈 Increased Stock & Distressed Sales: With a surge in property listings, many driven by investors exiting the market, both cities are experiencing a cooling demand. Melbourne has seen a significant rise in distressed listings—up 28.4% in the last year alone. 🪙Affordability Challenges: Higher borrowing costs and shrinking borrowing capacities mean fewer buyers can meet current price points, particularly impacting premium suburbs in Sydney and Melbourne’s inner areas. 💹A Buyer’s Market? Although house prices in many areas are under pressure, some experts believe there are investment opportunities. Melbourne, in particular, may offer value given recent price drops and population growth. 🏡For first-time buyers and investors, these conditions can present unique opportunities. If you're considering buying, it’s essential to stay informed, understand market dynamics, and evaluate properties that could offer long-term value 📊 ⚠️As always, navigating the current property landscape can be complex. If you're seeking guidance on securing the right mortgage amidst these market shifts, feel free to reach out. We are here to help you make informed decisions with confidence. 👨💼👩💼 📳David Han 📱Audrey Li 📞Samuel Sun #SydneyProperty #MelbourneProperty #FirstHomeBuyers #InvestingInProperty #MarketUpdate #MortgageBroker #PropertyInvestment https://lnkd.in/gaszjHRX

As the saying goes, when it rains🌦️, it pours! We certainly don't mind if what's pouring in are 5⭐ reviews for our Senior Mortgage Broker Audrey Li🌈 As a mortgage broker helping clients make some of their biggest financial decisions, it's very rewarding to learn that you are making a difference by "making the entire loan process smooth and hassle free". Buying a 🏡 is hard enough in itself, so to think that the home loan process can be just as hard is what makes this entire process so difficult in every home buyer's mind. 🤯 However, if you have the right systems in place, working with a team that supports each other and genuinely having the customer's best interest at heart, this is the type of feedback you'll naturally receive which makes all the hard work and effort extremely rewarding and fulfilling.🚀🚀🚀 Audrey Li Samuel Sun David Han Kaleido Loans #mortgagebrokers #bestinterestduty #brokerlife #firsthomebuyer

Hey Hey! What a wonderful surprise visit from our St.George Bank BDM Omar Bassam Ibrahim! Who needs a ☕ in the afternoon for a pick me up when you've got an 💥 of energy exploding through our front door equipped with the latest policy updates to get our team motivated and pumped! Thanks for dropping in and we'll see you at Karaoke🎤 next time for the broker K-pop battle of the year!💪🏻 David Han Audrey Li Samuel Sun Kaleido Loans #MortgageBroker #HomeLoans #PropertyInvestment #WealthCreation #FirstHomeBuyer

💡Did you know that online research is the main way First Home Buyers seek reliable and trusted information about buying a home?  According to the Helia’s September 2024 Home Buyer Sentiment Report, 70% of Australians look for home buying process details on the internet first📈 Consulting with experts such as mortgage brokers and accountants comes close to second at 69%💬🔑  This highlights the important role of mortgage brokers as educators and guides to provide ongoing support to home buyers on their pathway to home ownership 🏡 45% of First Home Buyers find it difficult to look into which loans are suited for them and 52% anticipate challenges in getting a home loan 🔍 At Kaleido Loans, we’re here to guide and help First Home Buyers address any concerns and offer guidance and answers so they can get to their property goals sooner✅   📲Chat to our team today if you’d like to more about the home buying process and the steps you need to take to buy your first home sooner: https://lnkd.in/g6zE5P-y #homebuyingprocess #firsttimehomebuyers #australianpropertymarket #mortgagebrokers #onlineresearch #experts

Why choose Kaleido Loans?  Unlike traditional mortgage brokers, we prioritise your unique needs and guide you every step of the way. From explaining the ins and outs of home loans to finding the best rates from over 25 lenders, we're here to make your journey seamless and stress-free. Join many first home buyers who have trusted our expert team to turn their property goals into a reality. Ready to learn more about the home buying process? Chat with one of our brokers by booking a Discovery Call today! 💬🔑  #mortgagebrokers #kaleidoloans #discoverycall

“Is right now a good to buy a home?”🤔💡 It’s been a challenging year for Aussie with the rising cost of living pressures💰 Despite interest rate hikes and concerns of a potential oncoming recession, Aussies are confident in the resilience of the property market according to the Helia’s September 2024 Home Buyer Sentiment Report 📈   Overall, 7 in 10 agree that now is a good time to buy a property (71% agree) ⚖️ First Home Buyers who plan to buy an owner-occupied property are likely to show strong agreement on “now is a good time to buy” than those buying for investment purposes ✅ Reflecting on the current Australian economic climate, what are your thoughts on whether it’s a good time to buy your first home?🏡 📲Book in a Discovery Call today with one of our experts so we chat further about how we can best position you to buy your first home today: https://lnkd.in/g6zE5P-y #homebuyingprocess #firsttimehomebuyers #australianpropertymarket #mortgagebrokers #discoverycall #costoflivingpressures

Join us for one of PropertyNow’s latest episode of the Property Now Podcast featuring Alex Minter from @astute_property_network and @Coposit’s Head of Marketing Michael Carbone, where we discuss about buying in the ever-evolving Sydney property market!🏡✨ 🎙️ What’s Inside: ✅Expert Insights: Our panel of industry professionals discusses key trends, challenges, and opportunities for First Home Buyers and Investors in property markets across Sydney. ✅Candid Conversations: Expect a mix of informative discussions as we break down the complexities of buying and selling property in today’s climate. 💡 Don’t Miss Out: Stay informed with Coposit’s episodes featuring expert analysis on market shifts, including the impact of rising prices and affordability challenges across Australian property markets. 🔗 Tune in now for updates and insights that matter on PropertyNow via Youtube and Spotify. #propertynowpodcast #realestateinsights #australianpropertymarket #homebuyingtips