Emanate Finance

If your budget is running rampant and out of control, you may find yourself going backwards. If this sounds all too familiar then perhaps it’s time you stopped for a moment to really take a look at your budget and see where you can make improvements to maximize your cashflow. https://lnkd.in/gYPBjzYf #budget #cashflow #financereview

First home buyer myths busted!! Everyone appears to be an expert when it comes to property, spouting off one phrase after another and impacting the decisions of would be first home buyers. So just what is truth and what is myth? Check out our top busted myths here: https://lnkd.in/d5NkD7yR #myth #mythbusters #approved #getadvice

How to get a better rate from your current lender – no refinancing involved! Part 4. Sometimes simply changing your loan type or loan structure slightly can also lead to a lower rate being applied or approved, which is not something that would generally be discussed when speaking with your bank directly as they are often focused on solving your question rather than seeking alternative methods. Check out all the tips in our blog and get your free rate review here: https://lnkd.in/gVA_8Dnr #ratereview #refinance #brokersrule

How to get a better rate from your current lender – no refinancing involved! Part 2. Generally speaking, if a mortgage broker approaches a lender to request a review of a customer’s interest rate, the lender is aware that the broker likely already has access to much lower and more competitive rates at other lenders – so it goes without saying they don’t want to play the rate game and risk losing the clients business and will generally just play nice from the start of the conversation and not mess around. Check out all the tips in our blog and get your free rate review here: https://lnkd.in/gVA_8Dnr #ratereview #refinance #brokersrule

One of the frequently overlooked tax deductions you can easily claim on your property investments is depreciation. If you don’t have a depreciation schedule you could be missing out on potentially large tax deductions. https://lnkd.in/g65-Cx5q #depreciation #tax #investment

How to get a better rate from your current lender – no refinancing involved! Part 1. There are a few tricks of the trade that a mortgage broker can use to encourage your current lender to reduce the interest rate on your mortgage, without the need to even refinance your home loan to a new lender. Here are just a few ways we have success in convincing lenders to reduce their current clients interest rates – but we have many others. Check out all the tips in our blog and get your free rate review here: https://lnkd.in/gVA_8Dnr #ratereview #refinance #brokersrule

Securing a mortgage if you are self-employed 1. Each lender has their own set of policies – or rules if you want to call it that – and so navigating the variances from one to the next can be time consuming and can even cause irreversible damage to your credit rating. Experience has shown us that with a little understanding and education, we can often place even the most seemingly difficult applications. Check out these must read tips before you apply: https://lnkd.in/g7ftrK76 #selfemployed #homeloan #approved

Securing a mortgage if you are self-employed Did you know that approximately 21,000 new businesses a started up each year in Australia and there are over 2 million actively running? Home loans for the self-employed are becoming more important everyday as the number of small and medium sized businesses are increasing. Banks are continuously changing and tightening their policies, so it’s no wonder that self-employed loans can seem daunting and unclear. Check out these must read tips before you apply: https://lnkd.in/g7ftrK76 #selfemployed #homeloan #approved

Hеrе аrе 7 thіngѕ you ѕhоuld tаkе іntо consideration whеn choosing a property mаnаgеr fоr your investment property https://lnkd.in/g7YFu_PV #propertymanager #investment #research

What are the REAL costs involved with buying a home? 8. Essential services Once you move you may need to get services connected if they are not already, things such as phones, internet, electricity, gas and so on all have potential connection fees associated with them, be be sure to keep some funds handy for after settlement. Before you set your budget checkout our article on the real cost of buying a home and be prepared, click here: https://lnkd.in/dS_-xvPt #realcost #newhome #approved