Altifund

🌎🇺🇸 Our Team on the Ground During the U.S. Elections! 🇺🇸🌎 We’re thrilled to be here in the USA, right in the midst of an incredible moment in democracy as Election Day approaches. Being here, we’re not just observers but engaged global citizens, learning from the energy and experiences shaping communities across the country. This is an exciting time to connect with partners, discuss perspectives, and witness the work that goes into making democratic processes happen. 🇺🇸✨ Looking forward to insightful exchanges and sharing these experiences with our broader network! And who knows, sharing new project opportunities 😀 #Elections2024 #TeamUSA #GlobalPerspective #RealEstate #Premium #Investments Philippe Barthelemy Jean-François QUEVRAIN Samuel Clerc, CFA

Paris, Nancy, Berlin : Being part of the community is also a question of giving back. Our partner, Philippe Barthelemy is commited to providing lectures on Mergers & Acquisitions and Financial Structuring at ICN Business School every year for almost a decade now. Thrilled to share open discussions with the students every year ! #lectures #finance #investments #privateequity Philippe Barthelemy Jean-François QUEVRAIN Samuel Clerc, CFA

Being part of the local community and supporting the values in sport is a key part of our commitment. Few weeks ago, Altifund was supporting an event in Miami gathering Miami Mayor Francis X. Suarez and the French Consul Raphaël Trapp to the Miami Fencing Academy, together with our partner Ferage Thibault and the olympic medalist of the French fencing team Yannick Borel, among others. It was so great ! Thank you all for spreading such positive spirit ! #sport #community #investments #realestate #premium #Florida Philippe Barthelemy Jean-François QUEVRAIN Samuel Clerc, CFA

Being part of the community and engaging discussions with industry experts is key to our investments success ! #community #expertise #education #contribution Samuel Clerc, CFA Jean-François QUEVRAIN Philippe Barthelemy

🔔 𝗣𝗼𝗹𝗹 𝗼𝗳 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸: 𝗛𝗼𝘄 𝘁𝗼 𝗘𝘅𝗽𝗹𝗮𝗶𝗻 𝘁𝗵𝗲 𝗦𝘂𝗰𝗰𝗲𝘀𝘀 𝗼𝗳 𝗕𝗲𝗹𝗴𝗶𝗮𝗻 𝟭-𝗬𝗲𝗮𝗿 𝗚𝗼𝘃𝗲𝗿𝗻𝗺𝗲𝗻𝘁 𝗕𝗼𝗻𝗱𝘀 𝗶𝘀𝘀𝘂𝗲𝗱 𝗹𝗮𝘀𝘁 𝘆𝗲𝗮𝗿? 🔔 Last week, a record number of 1-year government bonds issued by Belgium on September 4, 2023 for a total amount of 21,895,899,300 euros matured (excluding interest). To put this success into perspective, the total issuance of Belgian government bonds between 2010 and June 2023, across all maturities, amounts to approximately €7.1 billion (source: Debt Agency). New 1-year and 10-year government bonds will be issued by Belgium on September 16, 2024-2025 at respective gross rates of 2.75% (1.925% net) and 2.80% (1.96% net). 𝗛𝗼𝘄 𝗱𝗼 𝘆𝗼𝘂 𝗲𝘅𝗽𝗹𝗮𝗶𝗻 𝘀𝘂𝗰𝗵 𝘀𝘂𝗰𝗰𝗲𝘀𝘀? This is our poll of the week: 𝟭. 📈 𝗠𝗼𝗺𝗲𝗻𝘁𝘂𝗺: In times of economic uncertainty, investors often seek safe and liquid investments, and government bonds perfectly meet these criteria. It is also interesting to note that this was the first time in over 10 years that the Belgian government issued government bonds with such a short maturity. Even today, short maturity seems to be favored by investors since out of €276 million raised in three days of campaigning, €262.1 million (~95%) concerns 1-year bonds. 𝟮. 💰 𝗠𝗮𝗿𝗸𝗲𝘁𝗶𝗻𝗴 𝗘𝗳𝗳𝗲𝗰𝘁: With a reduced withholding tax exceptionally set at 15% instead of the usual 30%, suggesting a good deal? However, upon closer inspection, once inflation is deducted, the net return on the government bond would have been negative when considering purchasing power. 𝟯. 🤔 𝗟𝗮𝗰𝗸 𝗼𝗳 𝗞𝗻𝗼𝘄𝗹𝗲𝗱𝗴𝗲 𝗼𝗳 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗔𝗹𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝘃𝗲𝘀: In retrospect, the purchasing power of savers who invested in these bonds would have nonetheless decreased (see above), and if we look more closely, most financial investments have yielded much more than the government bond while offering an attractive risk/return ratio (discussed in our last article). For comparison, our first operation of the year offered our investors a gross coupon of 10% per year paid monthly over a period of 24 months, with comfortable LTC and LTV ratios of 36.5% and 30%, respectively. 𝟰. 𝗣𝗮𝘁𝗿𝗶𝗼𝘁𝗶𝘀𝗺 😊 𝗢𝘁𝗵𝗲𝗿 ? Feel free to specify in the comments ✍️ Share your opinion and let’s discuss it in the comments! 👇 #RealEstate #Investment #Alternatives #Return #Premium Philippe Barthelemy Jean-François QUEVRAIN Samuel Clerc, CFA

🚨it’s Real Estate Tuesday with Altifund ! 🚨 🔍 The Risk/Return Trade-off in Real Estate Investment: A Balance to Master 🏡 When we talk about real estate investment, the concept of return is often at the center of discussions. However, it’s essential not to overlook the other fundamental component: risk. 💡 Return: This represents the investment’s potential income, whether from rental yields, capital appreciation, or other forms of revenue. While high returns may seem attractive, they always come with strings attached. ⚠️ Risk: Every promise of high returns inevitably carries risks. These could be related to tenant vacancies, market price volatility, unexpected repairs, or tenant payment defaults—all of which can significantly impact your investment’s profitability. The key to success? 🎯 It’s about thoroughly analyzing each opportunity, considering both the potential return and the associated level of risk. A well-balanced, carefully considered, and diversified investment will allow you to secure your assets while optimizing profitability. In short, don’t be blinded by the lure of high returns. Take the time to evaluate each investment with a cautious and strategic approach. The key to success lies in balancing risk and return. 🌱 And selecting the good team to assess risk/return profiles of any project 🔥 #RealEstate #Investment #Finance #Return #Risk #Strategy #Premium Philippe Barthelemy Jean-François QUEVRAIN Samuel Clerc, CFA

🏡 It's back-to-school season at Altifund! 🚀 After a well-deserved summer break, we're back, more motivated than ever to revitalize the Altifund brand and support you in all your real estate projects. 💼 This new season marks a fresh chapter for Altifund. We’ve been working tirelessly to offer you even more opportunities, advice, and tailored solutions to help you achieve your real estate dreams. Whether you're looking for an investment, or want to enhance your assets, Altifund is with you every step of the way. 📈 Our commitments: - Continuous innovation to meet market needs - Personalized support with experts at your service - Transparency and trust at the heart of our approach We’re excited to share our latest developments with you and to continue building a solid and prosperous future together. Stay tuned, exciting surprises are coming your way in the weeks ahead! 😉 #Altifund #RealEstate #Premium #Investment #BackToSchool2024 #NewProjects Philippe Barthelemy Jean-François QUEVRAIN Samuel Clerc, CFA

☀️ Summer is Here! 🌴 With the sun, vacations, and moments of relaxation, it's the perfect time to recharge. And this year, we have an extra event to celebrate: the Olympic Games in Paris! 🇫🇷🥇 Why not take advantage of this period to explore new opportunities, especially in real estate investment? 🏡 Whether you want to diversify your portfolio or prepare for the future, the high-end real estate market offers exciting possibilities. Here are a few ideas for this summer: Disconnect (a little): Enjoy nature, your family, and friends. 📵🌳 Explore Real Estate: Use this free time to discover how real estate investment can enhance your financial future. 🌟 Celebrate the Olympic Games: Follow the events, support your favorite athletes, and get inspired by the Olympic spirit. 🎉🏅 Stay Active: Whether it's hiking, cycling, or outdoor yoga, keep your body moving! 🚴♂️🧘♀️ Savor Every Moment: Enjoy every sunset, barbecue, and moment of laughter. 🌅🍉 So, what are your dream destinations this summer? What projects do you have in mind? Enjoy the summer, have fun, and come back with stars in your eyes, new ideas, and maybe even a real estate project in mind! Happy holidays to all from Altifund! ☀️🌼🍹 #Summer2024 #Vacations #RealEstateInvestment #OlympicGames #Paris2024 #NewOpportunities Philippe Barthelemy Jean-François QUEVRAIN Samuel Clerc, CFA

🌊 Business by the Sea! 🏖️ Hello everyone, There’s nothing like enjoying the sea breeze while thinking about our next big professional steps. As I sit here with my feet in the sand and my eyes on the horizon, I have some thoughts to share about real estate investment. Summer 🌞 is a great time to recharge but also to discover new opportunities. Here’s why: 😎 Clear Mind: Away from the daily hustle and bustle, it’s the perfect time to evaluate your projects and make informed decisions. 🏞 Natural Inspiration: The sea, the sun, and nature are great sources of inspiration for considering more creative and innovative investments. 🥂 Networking Moments: Holidays are also a chance to meet inspiring people and expand your network informally. At Altifund, we firmly believe that summer is the perfect time to explore new investment horizons. Whether you’re a seasoned investor or a curious beginner, our team is ready to assist you. If you’d like to discuss real estate while enjoying this beautiful setting, we are always available for a call or a meeting. Enjoy your holidays, and remember: the best ideas often come when you’re relaxed! It was Real Estate Tuesday with Altifund #RealEstateInvestment #BusinessAndLeisure #InvestmentOpportunities #SummerThoughts #RelaxedMind #Premium Philippe Barthelemy Jean-François QUEVRAIN Samuel Clerc, CFA

🚨 It's Summer Break with Real Estate Tuesday by Altifund 🚨 Today, we are visiting the Spanish Luxury Housing Market 🇪🇸 , one of our favorite's ! 1. 📈 Continued Growth in Luxury Housing Market: Unlike other residential segments, the luxury housing market has remained resilient and is expected to grow in the second quarter of 2024. Despite economic and political instability in 2023, a double-digit increase in purchases is anticipated. 2. 💥 Increasing Transaction Volumes: Transactions for luxury properties (worth €1.5m to €5m) have multiplied sixfold since 2018, while those above €5m have increased ninefold. This trend indicates strong and growing demand in the luxury segment. 3. 🇪🇺 Foreign Investment and Market Stability: Foreign buyers, particularly those looking for stable investment destinations like Spain, are expected to drive the market. Areas like Madrid, Murcia, and the Canary Islands are highlighted for their high demand and potential for investment. 4. 🔥 Rising Prices with Potential Stabilization: Prices for premium, luxury, and super-luxury homes have risen over 10% since 2021. While the rate of price increase might slow, high demand and lower supply of new constructions could maintain favorable pricing for both sellers and buyers. 5. 🏖 Prominent Luxury Areas and New Developments: Key luxury markets include Madrid, Barcelona, Andalusia, Levante, the Balearic Islands, and the Canary Islands. New-build projects, especially branded residences integrated with hotel services, are booming, offering promising investment opportunities in locations like Tenerife and Mallorca. #altifund #investmentsolutions #realestate #tuesday #premium Philippe Barthelemy Jean-François QUEVRAIN Samuel Clerc, CFA