Experian India

Experian India

Information Services

Mumbai, Maharashtra 223,695 followers

Powering opportunities and helping to create a better tomorrow

About us

At Experian, we believe data has the power to transform lives and societies for the better. Experian has two companies in India: Experian Credit Information Company of India Pvt. Limited (ECICIL) and Experian Services India Private Limited (ESIPL). ECICIL is the first credit bureau to be licensed in India by the Reserve Bank of India (RBI) under the Credit Information Companies (Regulation) Act, 2005 (CICRA). The Experian credit score and Credit Information Report (CIR) provided by ECICIL displays the credit history of an individual or an entity based on credit information received from the lenders. ESIPL is in the business of decisioning solutions, risk management, fraud and identity verification services which helps businesses make better credit decisions and mitigate various risks. We specialise in making sense of data in powerful new ways that create opportunities for consumers, businesses, and society as a whole. We’ve been helping individuals take control of their finances to put themselves in a better position to buy their dream home and send their children off to university. We’ve been empowering businesses and organisations to make smarter decisions, lend responsibly, and combat fraud in all sectors of our society. And our work here isn’t done. Now more than ever, we’re investing in new technologies, talented people, and innovative solutions. With more than 21,700 members of staff in 30 countries, we’re dedicated to harnessing the power of data to deliver new opportunities and create a better tomorrow for everyone.

Website
http://www.experian.in
Industry
Information Services
Company size
201-500 employees
Headquarters
Mumbai, Maharashtra
Type
Privately Held
Specialties
Credit Services, Analytics, Decisioning, Business Information, Credit Report, Credit Score, and Credit Bureau

Locations

Employees at Experian India

Updates

  • We are delighted to announce the successful conclusion of the Hunter CUG Symposium 2024! This year’s event centered on exploring innovative strategies to combat fraud and leveraging cutting-edge technologies for early fraud detection. The agenda inspired thought-provoking discussions, facilitated the exchange of impactful ideas, and fostered meaningful professional connections. A sincere thank you to all the participants and speakers for their invaluable contributions and dedication, which were integral to the event’s success. We look forward to continuing these collaborative conversations and working together to drive meaningful progress in fraud prevention. #ExperianIndia #HunterCUG #FraudPrevention #EmergingFrauds

  • Just 1 day to go! The Hunter CUG Symposium 2024 is almost here. An exclusive event for our Hunter Closed User Group members, this symposium brings together industry experts to explore cutting-edge strategies for combating emerging frauds. From leveraging alternate data to advanced analytics, we will delve into innovative solutions shaping the future of fraud prevention. Stay tuned for event highlights and key insights from the discussions! #ExperianIndia #HunterCUG #FraudPrevention #EmergingFrauds

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  • How is Gen Z reshaping the future of credit? At SYNC Event 2024, Bikram Bir Singh, Business Head & Wholetime Director at Experian India will share insights in a panel discussion on What’s Next for Credit? Unpacking the Gen Z Borrower Revolution. Discover how Gen Z’s unique financial mindset, borrowing habits, and expectations are transforming the credit landscape. Key topics include personalizing credit experiences, leveraging digital platforms, and building trust with this socially conscious generation. Date: Friday, 20th December Time: 11:35 am to 12:10 pm Location: The Park, New Delhi Be part of this engaging conversation and explore how the credit industry is adapting to a new generation! #ExperianIndia #SYNC2024 #GenZBorrowing #FutureOfCredit #FinancialInnovation

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  • Experian India presents the Hunter CUG Symposium 2024. We invite our Hunter Closed User Group members to an exclusive symposium on combating emerging fraud. The event focuses on expert discussions around tackling fraud through the use of alternate data and advanced analytics. Industry experts will provide insights and share innovative approaches to navigating the evolving fraud landscape. Key discussions will include: -Utilising alternate data for fraud detection -Advanced analytics for smarter decision-making -Insights into evolving fraud trends -Proactive strategies to mitigate risks Date: Thursday, 19th December 2024 #ExperianIndia #HunterCUG #Frauds #EmergingFrauds

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  • At the 18th Elets NBFC100 Tech Summit, Experian India participated as a proud Credit Innovation Partner sponsor. Our Head of Products, Majid Asadullah, joined an insightful panel discussion on The Next Generation of Credit Scoring: Using Alternative Data for Inclusivity. During the session, Majid emphasized the transformative power of alternative data and AI in enabling over 400 million underserved Indians to access financial services. He highlighted how integrating alternative and traditional data can redefine credit assessments, foster financial inclusion and unlock opportunities for those on the cusp of formal credit access. He also presented use cases of AI in building scorecards and addressing data privacy concerns. Experian India is committed to innovation and financial empowerment, driving solutions that shape the future of credit accessibility and economic growth. Elets Banking and Finance Elets Technomedia #ExperianIndia #NBFC100 #CreditInnovation #AlternativeData #FinancialInclusion #Innovation #CreditScoring #FinTech

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  • Join Aditya Agrawal, Head of Operations and Transformation, Experian India at the CXO Roundtable India 2024, organised by Tech Mahindra in partnership with IBM, for the session Rise of GenAI/ML in Modern Enterprises. At this event, attendees will discover how GenAI is reshaping business landscapes by uncovering strategies for AI-driven process optimisation, gaining valuable insights into scalable approaches for implementing GenAI and understanding the future of enterprise innovation from top BFSI and Manufacturing leaders. The discussion will also explore innovative AI tools and emerging technologies whilst addressing critical ethical considerations and data privacy challenges. Date: Friday, 6th December 2024 Location: Radisson Blu, Mumbai Don’t miss this unique opportunity to learn from industry experts like Nikhil Alulkar, Kanchan Bhonde (Keskar), Aman Sood, Siddhesh Naik, Sameer Vaishampayan, and many more. Be part of the Generative AI revolution and drive digital transformation forward. #ExperianIndia #GenAI #EnterpriseInnovation #DigitalTransformation #CXORoundtable

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  • Experian’s whitepaper, Small is BIG: How Fintechs are Revolutionising Lending, examines the immense opportunities in agricultural finance. With 6 crore marginal farmers representing a high-potential market, fintechs can drive growth by offering tailored financial solutions. However, limited credit histories and collateral in this sector pose significant risks. To succeed, fintechs must implement risk-based lending models and innovative credit scoring approaches to navigate these challenges effectively. Download the whitepaper for more insights: https://lnkd.in/dGPCeAsM #FintechLending #AgriculturalFinance #CreditRisk #RiskManagement #ExperianInsights

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  • We are excited to share that Experian has been ranked 14th on the World’s Best Workplaces™ 2024 list by Fortune and Great Place to Work®! This recognition celebrates our unwavering commitment to building a people-first culture that champions inclusivity, innovation, and growth. With over 22,000 colleagues globally, we foster an environment where diverse employee resource groups, global hackathons, and mental health support empower our teams to thrive. This achievement highlights our dedication to excellence, collaboration, and the well-being of our colleagues  worldwide. Kudos to the other top 25 workplaces as we continue to lead in DEI, culture, and employee satisfaction. #Experian #WorldsBestWorkplaces #GPTW #ExperianCulture

  • Experian’s white paper, Small is BIG: How Fintechs are Revolutionising Lending, explores the growing influence of fintech in Tier-4 cities, where they now account for 69% of sub-₹1L business loans. While this offers exciting growth opportunities, it also raises the risk of delinquencies, particularly in business loans. To navigate these challenges, fintech need to strengthen their risk management and collections strategies for sustainable success. Download the white paper for more such interesting insights: https://lnkd.in/dGPCeAsM #ExperianIndia #FintechLending #SmallIsBIG #BusinessLoans #WhitePaper

    How Fintechs are Revolutionising Lending - India Consumer

    How Fintechs are Revolutionising Lending - India Consumer

    experian.in

  • At RAISE’24, during his session on Collections and Recovery: Power of AI to Manage NPAs, Manish Jain, Country Managing Director of Experian India, discussed how AI is transforming collections and recovery through smarter, more efficient processes. Key insights included: -Evolving data landscape: AI integrates traditional bureau data with alternate data, open banking and government data, enabling deeper borrower insights and more accurate risk assessments -Predictive modeling: AI identifies pre-delinquency patterns, allowing for early intervention and proactive risk management -Automated decisioning: AI speeds up decision-making, personalizes communication and tailors approaches to specific borrower needs -Faster model deployment: Experian’s AI platform enables swift model deployment, reducing timelines from months to minutes -Compliance & monitoring: AI ensures explainability, fairness and reduces bias in lending models Manish emphasized how data integration and analysis, combined with Experian’s tools, empower analysts to make faster, more informed decisions, boosting recovery rates and transforming collection processes. L&T Finance #ExperianIndia #RAISE24 #AIInnovation #CollectionsAndRecovery #SmartLending #FinancialInclusion

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