Untaxed Retirement Income Plan

Possible Explanation #1: Most people don’t know plans like U-RIPs exist - and most financial professionals do not know how to structure it to be legally untaxed (not subject to taxation) for the plan owner.

Possible Explanation #2: Most financial professionals present only commonly known financial solutions their company allows them to recommend.

Because of the excuses the financial services industry has made, today fewer than 0.09% of savers have an untaxed "U-RIP" Plan — while over half of Americans contribute to a “tax deferred” 401(k) or “capped contribution” Roth IRA.

Complaints Savers Have About Tax Deferred 401(k)’s:

❌ You owe taxes on compounding growth (the minute you access the funds)

❌ You take all the risk because neither the growth or principal is guaranteed (because most 401(k)s expose you to a potentially volatile stock market)

❌ Your savings are virtually trapped until you decide to retire (and accessing sooner than 59 1/2 can be penalized up to 10% and that’s in addition to the taxes owed).

Complaints Savers Have About Roth IRA’s:

✔️ You’ll pay taxes now, and get both your contributions and gains tax-free, but...

❌ You’ll only be able to save up to $6,000 per year, limiting its potential

❌ You’ll take the risk of getting caught in volatile markets, because your savings aren’t guaranteed - true of most 401(k)s as well

❌ Your savings are virtually trapped until age 59 1/2, (unless you want to pay a 10% early withdrawal penalty and potentially taxes on the gain)

❌ You can’t put funds you have withdrawn back in the plan…you can only make new contributions which are limited

With an Untaxed U-RIP:

✔️ You’ll never have to pay taxes on your gains, Period. (This 100% legal plan must be set up and used correctly to be compliant with current IRS tax-code.)

✔️ You’ll decide how much you want to save…not the IRS. (Because there are no contribution limits)

✔️ You’ll never have to report the “income” to the IRS. (The IRS doesn’t classify it as “income” when accessed properly from this plan)

✔️ You’ll sleep well because it comes with a Guarantee. (When U-RIPs are created, the potential growth is locked in & guaranteed for 12 months - last year, it was common to have earned between 3-7%)

✔️ Your funds are 100% accessible if or when you need them. (Your funds - both deposited & earned in the plan can be tapped into any time you want - without tax penalties (when used correctly) because the IRS does not classify it as “income” )

And the uses for a plan like this are virtually unlimited...

Wait!...

This Sounds “Too Good To Be True!” Is It Real?

Yes. It’s as real as the earth beneath your feet...

In fact, a Plan like U-RIP isn’t a new plan at all.

Plans similar to these have been used by wealthy individuals, business owners, and families for over a century to build, then transfer vast fortunes in a legally untaxed setting. 

Following the 1929 stock market crash, famous retailer J. C. Penney used funds from his early version of a U-RIP plan to help meet the company payroll.

President John F. Kennedy had one. 

(As did many other Presidents) including: Cleveland, Taft, McKinley, and Roosevelt (in fact Roosevelt held nearly- $7 million in today's inflation adjusted dollars...in an early version of a U-RIP)

Even the late Senator John McCain used his plan to fund his cash-strapped Presidential run in 2008.

The big elephant in the room is..

Is an Untaxed Retirement Income Plan Available For Me Today?

A U-RIP is COMMONLY used by the super-rich…but you don’t need to be super-wealthy to qualify

Caution: a plan like this can only be technically set up if you qualify for it.

Take the easy 27-second quiz to discover if you qualify for a U-RIP.

Click the image to see if you qualify for the Untaxed Retirement Income Plan

OR Schedule an Exploration Session