Zest AI’s Post

Credit unions are embracing Scienaptic's AI to unlock the power of fair & and inclusive lending. "During a recent conversation with Chad Wilcox, CCUE, Senior VP of Lending at Credit Union of Colorado, he shared valuable insights on leveraging AI to enhance lending processes while effectively managing regulatory compliance Chad elaborates on how the platform's recommendations to underwriters are based on specific guidelines and easily explainable reasons and how the credit union is leveraging Scienaptic's platform to understand its members and make fair and consistent credit decisions. It's a powerful message of empowerment and liberation, where lenders can navigate the lending landscape with ease, supported by the cutting-edge capabilities of AI. The future holds unlimited possibilities, and Scienaptic’s AI-powered credit underwriting platform stands ready to be your trusted companion in shaping a prosperous and compliant lending landscape. #AI #Credit #CreditUnions #FairLending #FinancialInclusion #MemberExperience #CUDifference #AIforAll

Mallory Hazard, VP of Consumer Lending at ELGA Credit Union, shares extraordinary insights about harnessing the power of AI in lending and managing regulatory compliance. Lenders must embrace the immense potential of AI to create an efficient credit decision-making process, identifying hidden gems and confidently approving life-changing loans that meet regulatory requirements seamlessly. It's a powerful message of empowerment and liberation, where lenders can navigate the lending landscape with ease, supported by the cutting-edge capabilities of AI. The future holds unlimited possibilities, and Scienaptic’s AI-powered credit underwriting platform stands ready to be your trusted companion in shaping a prosperous and compliant lending landscape. #ai #credit #creditunions #cudifference #financialinclusion #lending #lendingsolutions #creditrisk #creditunderwriting #aiforlending #memberexperience

Zest AI’s technology has allowed Verity Credit Union to bring their members fast, instant decisions. Verity needed a solution that would stop inconsistencies and bias in their tracks. In their search for AI vendors, Zest AI’s commitment to inclusive lending and ability to seamlessly integrate with their LOS made it their best bet for AI-automated underwriting. For every credit decision that Verity makes, they can gain deeper insights into loan performance and can proactively tackle delinquencies, monitor credit migration, and adjust credit policy for an optimized lending process. Learn more about Verity Credit Union's journey towards inclusive lending: https://lnkd.in/gv_iKEJ4 #AIAutomatedUnderwriting #AI #Lending #CreditUnions #FinTech Elisabeth Hayes

The use of AI is enabling marginalized and underserved members to gain access to credit. It is empowering millions of members to fuel their dreams and helping credit unions to transform digital lending, … all this is just the tip of the iceberg when it comes to AI in credit underwriting. Meet us at the NACUSO 2024 Network Conference where credit experts Daniel Baker, MBA (Chief Lending Officer of 4Front Credit Union) and Eric Steinhoff (Client Impact at Scienaptic AI) will engage in a thought provoking discussion on ‘Fostering Financial Inclusion with AI-Driven Member-Centric Lending’ on 16th of April, 2:45 - 3:30 pm at the Disney Yacht Club Convention Centre, Orlando. The session will address how the use of AI in credit underwriting can be a game changer for credit unions looking to support their members, provide them with fast, transparent and inclusive access to credit and create a meaningful credit experience for all. #credit #ai #artificialintelligence #fairlending #creditunion #cudifference#lending #lendingsolutions #creditunderwriting #digitallending #lenders #memberexperience #NACUSO2024

GenAI is key to future-proofing credit unions, driving innovation in areas like personalized financial planning and seamless loan processing. Explore the possibilities in our latest blog. https://hubs.ly/Q02Y0Bqm0 #GenerativeAI #FutureOfFinance #AIInnovation

Team Zest AI will be on the road to Washington D.C for the Virginia Credit Union League #Ignite 2024 Conference. You can find us chatting about #AI and how it can help increase efficiency and automation! #Lending #CreditUnions #FinTech #FairLending

AI offers a multitude of benefits in credit underwriting, such as driving growth, automation, and minimizing losses. By integrating AI into your credit underwriting process, you can achieve multiple goals and excel even in uncertain economic times. Read the inspiring success story of a Maryland-based credit union as it partnered with Scienaptic to elevate its loan underwriting process! Scienaptic's AI-powered platform made a significant impact by automating and streamlining the credit union's lending decisions, enhancing approvals in a fair and compliant. This revolutionized the credit experience for members and achieved a remarkable return on investment for the credit union, underscoring the potential of AI-driven credit underwriting. If you're interested in learning more about how AI can revolutionize your lending processes, don't hesitate to schedule a call with our team of experts today. https://lnkd.in/g9js63MS #ai #credit #creditunderwriting #creditunions #cudifference #lending #financialinclusion #memberexperience

We have an ARMY 🥷 of AI Agents on Addy AI doing background research on borrowers 24/7. Research that takes 2 days can now be done in 2 minutes. It's a game changer for loan officers who need to assess risk quickly and accurately to make informed lending decisions. The future of lending is smarter, faster, and more secure. See the demo below #AIAgents #AILoanOrigination #AddyAI #Fintech

The “Innovations in Private Credit Across the Asset Spectrum” panel looks at artificial intelligence’s influence on PC managers' relationship with data, the broadening of private credit beyond direct lending to asset-based finance, and the importance of bank partnerships with PC lenders. #credit #lending #AI

Hear from Tiimely's Chief Technology Officer Shantell Williams at Future of Financial Services in Sydney. The panel discussion will focus on aligning data strategies, robust data foundations and modernising processes. Curious about our AI-based lending platform? Be sure to ask a question! The panel also features Tushant Nayyar (QBE Insurance) & Sharmaine Salis (Macquarie Group) and starts at 4pm. FST Media #tiimely #data #transformation #AI #FOFSSyd