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Having bad credit can make getting a mortgage deal a little trickier and you may feel like the mortgage lenders are against you. However, we are not. If you have marks against your credit file, then you could still be eligible for a mortgage, you just need to speak to a professional mortgage adviser who specialises in this. Our mortgage advisers at Premier Mortgage Associates offer just that. We experts in securing mortgages for clients with a poor credit history. Get in touch today, to turn your dreams of homeownership, into a reality. #firsttimehomebuyer #housingmarket #Ringwood #mortgagerates #mortgagebroker #mortgage #firsttimebuyer #hampshire #remortgage #lifeinsurance #homeownership #mortgageadvice #mortgagetips #dorset

What is a product transfer? 🤔 It’s basically switching your product with your current mortgage lender when the existing one expires to stop you going onto the lenders standard variable rate. This is not always financially the best option. We can assess this and compare this to remortgage options available to you with other lenders, so you have the most competitive deal that is available to you on the market. If you would like our help deciding what’s best for you simply get in touch using any of the details below 👇 📧 mark.gilligan@mgmortgages-protection.co.uk 💻 https://lnkd.in/euAaPDHe Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. #MGMortgagesAndProtection #ProductTransfer #MortgageAdvice #Remortgage #CompetitiveRates #MortgageOptions #HomeOwnership #MortgageHelp #ExpertAdvice #MortgageBroker #Cheshire

🏡🔑When it comes to your home, having the right expert by your side makes all the difference. Here’s why working with our experienced mortgage lenders for a mortgage checkup is a must: ✅ Expert Guidance – Our lenders bring years of experience, offering advice tailored to your specific financial needs. ✅ Lower Interest Rates – With our expertise, you could qualify for a better rate and save big over the life of your loan. ✅ Customized Payment Plans – We’ll help you adjust your mortgage to fit life changes, whether you need more flexibility or stability. ✅ Unlock New Opportunities – Our experts can guide you through refinancing or home equity options that fit your goals and budget. Partner with one of our trusted mortgage lenders today and ensure your mortgage is in top shape! 🏠💼 www.fsb.bank/mortgage #MortgageCheckup #FinancialHealth #Refinance #SmartHomeFinancing #TrustedAdvisors #HomeOwnershipTips #FirstStateBank

🏡 Time to Refinance Your Mortgage? Let’s Talk! 💰 Thinking about saving money on your mortgage or getting better terms? Refinancing could be your ticket! 📉 Whether you’re looking to lower your rate, shorten your term, or free up some cash, now might be the perfect time to make a move. Not sure if it’s the right step for you? No worries—we’ve got a guide to break it all down 👉 https://lnkd.in/emN59xPf Take control of your finances and make your mortgage work for you! Who’s ready to explore their options? 💡 . . . . . #RefinanceYourMortgage #MortgageTips #SmartMoneyMoves #SaveMoney #FinancialFreedom #HomeOwnership #MortgageRefinance #MoneyMatters #FinanceGoals #BetterTerms #home #maison #hypotheque #pret #refinance

Myth: You have to stick with the same mortgage lender throughout the entire loan term. Reality: You’re not tied to one lender for the entire term of your mortgage. Many borrowers switch lenders when their fixed-rate or introductory deal ends, a process called remortgaging. Changing lenders can help you access better interest rates, reduce monthly payments, or release equity. It’s always a good idea to review your mortgage options periodically to ensure you’re on the best deal. For more info, send us a DM for an informal chat! *Your home may be repossessed if you do not keep up with repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.* . . . . #homeownership #mysimplemortgage #firsttimebuyers #firsttimebuyerUK #mortgage #remortgage #househunting #mortgageadvice #mortgagesupport #mortgageinformation #buyingahome #gettingontheladder #propertyladder #propertyladderUK #propertyladdergoals #dreamhome #letushelpyou

🔄 Thinking About Refinancing Your Mortgage? 🔄 If you’re looking to lower your monthly payments, access cash for renovations, or secure a better interest rate, refinancing might be the solution you’ve been waiting for! As your trusted Mortgage Broker, I’m here to help you find the best refinancing options tailored to your goals. With low interest rates and flexible terms, now might be the perfect time to refinance. 💡 Why Refinance? ✅ Lower your monthly payments ✅ Consolidate high-interest debts ✅ Unlock home equity for renovations or other needs ✅ Secure a more favorable interest rate 💬 Let’s Talk About Your Options! Whether you’re looking to save money or make your mortgage work better for you, I’m here to guide you every step of the way. 📞 Contact me today for a free refinancing consultation and let’s explore how refinancing can benefit you! #Refinance #MortgageRefinance #LowerYourPayments #HomeEquity #InterestRates #DebtConsolidation #MortgageBroker #HomeLoans #FinancialFreedom #SmartMortgage #RealEstateFinance

An open mortgage means that it can be paid off at any time without any penalties. A closed mortgage means that if the mortgage is paid out before the end of term, there will be a penalty to pay it out. Closed mortgages are the most common mortgage type because it will offer better rates than an open mortgage. You will typically see closed mortgages be for a term of 6 months up to 10 years, and they can be offered in fixed and variable/adjustable rate mortgages. Open mortgages are used most often for a short term solution such as in private lending or at your renewal if you are buying another home and not needing or wanting to lock into a closed term. Home Equity Line of Credit (HELOC) are an example of an open mortgage that is not typically a short term solution. #mortgageprofessionals #dowhatwelovewhatwedo #realestateinvesting #2ndhome #mortgagerenewal #refinance #debtconsolidation #homeequitylineofcredit #commercialfinancing #firstimehomebuyers #newtocanadahomebuyers #CHIPmortgage #mortgagesisterswest #mortgagearchitects #yegrealestate #sherwoodparkrealestate #beaumontrealestate #stalbertrealestate #leducrealestate #fortsaskatchewanrealestate

5 Tips When Preparing for a Mortgage... 1. Start with your credit report: The first thing lenders will probably do when you apply for a mortgage loan is to check your credit; you should, too. 2. Do your homework: You’re finding a home but you’re also making a financial commitment. Research loans, rates and brokers before you commit to anything. 3.Be realistic about what you can afford: Home ownership may be the American dream, but keep one foot on the ground 4. Understand how lenders operate: Lenders base much of their decision about your loan on your credit score, is a reflection of their confidence in your ability to repay them. 5.The larger your down payment, the wider your options: So within a realistic framework of what you can afford, the more you put down, the better your terms. “Not now” doesn’t mean “never” - Home ownership is just not a realistic option for everyone right now, despite what may look like once-in-lifetime mortgage rates. If you fall into this category, don’t despair. Sam Lochamy, Mortgage Originator NMLS #266697📱(205) 585-0173 #SamLochamy #mortgageofficer #loanofficer #coast2coastmortgage #alabamalender #FloridaMortgageLender #NCLoanOfficer #Refinance #Mortgage #tennesseeloanofficer

🏡 When Should You Refinance Your Mortgage? 🏡 Refinancing your mortgage can be a smart financial move, but timing is key! Here are a few situations when you should consider refinancing: Lower Interest Rates: If current rates are lower than when you first secured your mortgage, refinancing could save you money on monthly payments and interest over time. Improved Credit Score: A higher credit score may qualify you for better terms and rates. Switch Loan Types: You might want to move from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage for more stability. Home Equity Boost: If your home’s value has increased, refinancing could help you tap into your equity for home improvements or other needs. 📞Curious if refinancing is right for you? Contact me today for a personalized mortgage review! https://lnkd.in/exbVkhsQ Lisa Richter NMLS 2000574 lrichter@unitedmortgage.com For licensing and state disclosure information, go to https://lnkd.in/e6-gakrZ and https://lnkd.in/gsAD4sEE #MortgageRefinance #RefinanceTips #LowerRates #HomeOwnership #RealtyByCathy #LasVegasRealEstate #RefinanceNow #MortgageSavings #RealEstateAdvice #FinancialFreedom #RealEstateExpert #HomeEquity

Looking to refinance your mortgage? Refinancing your mortgage can be a smart financial move under the right circumstances. By refinancing, you may be able to secure a lower interest rate, reduce your monthly payments, or shorten the term of your loan. This can result in significant savings over time and help you achieve your financial goals faster. However, it's essential to carefully consider factors such as closing costs, the length of time you plan to stay in your home, and any prepayment penalties before deciding to refinance. Consulting with a mortgage professional can help you evaluate whether refinancing is the right choice for your individual situation. 🔄💰 💰InterLinc Mortgage ⏰On Time and As Agreed🤝 📱(504) 292-3443 💻 https://lnkd.in/g4aXv3n7 #NOLA #NewOrleansMortgage #InvestInNewOrleans #mortgagetips #mortgagefacts #MortgageSolutions #InterestRates #FinancialGuidance #InterlincMortgage #TheShafiTeam #refinancing