We Are Gretel’s Post

Can the banks help lift the weight of the UK's pension and retirement needs with simplified advice? iPipeline outlines that with 37,000 financial advisers in the UK and 68 million people, of whom around 27.8 million are in employment (57.2%) and 1.7 million were unemployed (3.4%), is it any wonder the majority of adults in the UK don’t take any form of guidance when it comes to their finances? Do we need the big financial institutions involved through simplified advice to reach the mass market? (link to story in the comments) #BarclaysWealth #Vanguard #Natixis #FranklinTempleton #FCA #RetirementReview Paul YatesNick Jones Angela Benz Kevin Carr Elissa Dennis

Attention Ages 55+ homeowners: Boost your super with downsizer contributions! 🏠💰 - Contribute up to $300,000 from home sale proceeds - Available from age 55 - One-time opportunity - May affect transfer balance cap & Age Pension Considering downsizing? Let's discuss if this strategy fits your financial goals. Book a consultation to explore your options! (02) 9725 6169 | 📧 admin@tmsfinancial.com.au #SuperannuationStrategy #DownsizerContributions #RetirementPlanning #AustralianSuper #WealthManagement #TaxPlanning #PropertyDownsizing #RetirementSavings #smartbusiness #TMS #TMSFinancials #contactusnow

❤️ Almost one in five (18%) people with mental health problems are in problem debt. People experiencing mental health problems are three and a half times more likely to be in problem debt than people without mental health problems (5%). 💙 DBD’s financial wellbeing service is designed to guide, support and inspire you to make financial decisions you can feel confident about. This facility can help you with; • Saving – what your options are and how they work • Pensions – and your retirement options • Debt – what it is and when to seek help • Your confidence – understanding your financial options can help you feel more in control #MentalHealthAwarenessWeek #MHAW #DBDBenefits #EmployeeBenefits

Looking for a girl in finance? 💁🏼♀️ Only 17% of financial advisers are female so there aren’t many of us!! 👸🏼 My mission is to help women and families to understand and take control of their finances, either through the content I produce here or by becoming a client ✌🏻 Trust fund? Not quite, but I do set up “Legacy Preservation Trust” paperwork for all of my clients who would like it, as part of the service. ➡️Did you know that this can also take your workplace DIS lump sum as well as your pensions? This can prevent probate delays and also useful for inheritance tax planning/ future situation changes…. I do similar trust paperwork for my clients’ life cover 👌🏻at no extra charge ❓Have you got control of your pensions and life cover, and have you got trusts in place for the what ifs? #womeninfinance #moneymatters #wealthmanagement #fintok #mumsinbusiness #womeninfinance #womeninbusiness #womenempoweringwomen #womenbizowners #femalefinance #fintok#financialplanning #workingmums #gallopinto2024 #financialeducation #lifeplanning #retirementplanning #investmentplanning #sbswinner #sbs #proudlyeastanglia

Lucy Field-Richards highlighted #TalkMoneyWeek, but how many conversations did you have? At Wilsons we are here to talk money every week - it's never too early or too late to start your financial wellbeing journey, you just need to take the first step. #FinancialWellbeing #TalkMoney #FinancialCoaching #Nottingham #FinancialPlanning

  💬 #TalkMoneyWeek is here! Let's start the conversation! 💬 If I had a pound for everytime someone says to me ‘I hate talking about money’, I wouldn’t need to work! Financial wellbeing matters to us all, and #TalkMoneyWeek (6-10 November) is the perfect time to open up about money matters, learn from each other, and reduce the stigma around finances. 🌱 Whether it’s discussing budgeting, saving, debt, or planning for the future, talking about money can empower us and those around us to make informed, confident decisions. 💼✨ Let’s break down barriers and foster a culture where we can talk openly about money. It makes the world go round after all! This week is ‘Talk Money Week’, hosted by the Money & Pensions Service and is designed to get people talking about money. Join me in the conversation – who do you feel comfortable talking about money with? 👇 #FinancialWellbeing #MoneyTalks #PersonalFinance #FinancialLiteracy #Empowerment  

Almost 40% of adults in the UK don’t feel confident managing their money, and 73% fall below the #FInancialLiteracy benchmark (Money and Pensions Service, Financial Times). At Loqbox, we’re on a mission to change this. Not feeling confident about money is a huge barrier to feeling happy and empowered — it’s a leading cause of #FinancialExclusion. That’s why we’re proud to give our members access to simple, proven ways to build their knowledge and their financial wellbeing: 👉 75% of Loqbox members are being proactive about building their credit scores in 2024. On average, they grow their credit scores by 208 points. 👉 83% of members are working towards savings goals in 2024. On average, they build £528 in a year. 👉 80% of Loqbox members feel more knowledgeable, motivated or confident about money. Learn more about our mission: https://lnkd.in/gtE9xWDr

Senior Financial Planner JC Botha explores some of the commonly underestimated opportunities that can make a difference to your financial position. He begins with the benefits available through Centrelink, notably the Age Pension and the Commonwealth Senior Health Card.  Many retirees assume they don’t qualify for benefits or that the benefits are not substantial enough to merit the effort involved in the application process. Find out why it’s worth investigating these avenues! Click here: https://lnkd.in/gNz9H2ne #HoodSweeney #FinancialPlanning #InvestmentStrategy #Wealth #RetirementFunds #AgePension #Seniors

The government owns an annuity on you = social security. Your employer owns an annuity on you = pension. Do you own an annuity on yourself? Why not turn your money into guaranteed money for life? That is what a pension is or social security (we will see how long that lasts). The #1 concern for people is outliving their money. Let me show you, how you can sleep at night without that concern.

Addressing ‘Double Default’ Phenomenon Among AE Savers #AutoEnrolment #PensionSavers #DoubleDefaulters #FinancialAdvisors #RetirementBenefits #StrategicDecisions #PhoenixGroup #RetirementSecurity #FinancialStability #AdvisoryRoles #MaximizingBenefits