Terrance Robin’s Post

Revenew Emerges From Stealth With $4.55 Million Funding Nicholas Thomson, CEO and co-founder of Revenew, commented: “As a team of deep platform and payments experts, we know that the primary things that hold platform businesses back are uncertainty and lack of cost structure visibility and understanding when building out their unit economics. These are necessarily complex businesses with necessarily complex payment requirements and operational challenges - but it shouldn’t mean that they lack oversight of their business. Nor should it mean they are beholden to in-house payments expertise and a subset of the infrastructure available in the ecosystem today. At Revenew we are championing visibility as the antithesis of uncertainty and the key to growth. Every feature is designed to eliminate uncertainty and give platforms the insight they need over their payments strategy, performance, and business operations.” https://lnkd.in/eYXXhYiz Harriet Allner To Be Communicated Fika Ventures Ben Foster Frederik von Mohl Terrance Robin #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

🚀 finmid's €23M Series A Fuels SMB Finance Revolution! 🔥 Berlin-based Finmid, co-founded by former N26 employees Max Schertel and Alexander Talkanitsa, secures €23 million ($24.7 million) in Series A funding to supercharge its embedded fintech solutions, empowering SMBs through platforms like Wolt. 🚀 Empowering SMBs: Finmid's AI-driven solution revolutionizes sales processes. 💼 Targeting Marketplaces: Offering versatile payment and financing options. 🌍 Expanding Reach: Setting sights on new markets and exponential growth. 📈 Series A Milestone: Propelled to €100 million ($107 million) valuation post-funding. Unleash the potential of SMB finance with Finmid's Series A, reshaping marketplaces and empowering businesses globally! #seriesA #fundraising #software

Let's be honest—I'm not one for taking risks!  However, back in 2016, I met two visionaries, Rasmus Busk and Sander Janca-Jensen, who saw the world a bit differently. Fast forward to 2022, I simply had to leave my “low-risk-high-salary” job and dive into the startup world with them - the idea they had was simply too good to not be a part of - Flatpays was born. We pitched our innovative concept and value proposition of Flatpay to industry experts—many predicted our failure. Even celeb investors from the Danish “Shark Tank” TV show said we were doomed to fail, rejecting investing. 📺 🚀But guess what? 🚀 Less than two years later, we’ve proven them wrong! Flatpay has successfully raised a Series B of €45M with Dawn Capital and other exciting investors. Today, Flatpay empowers over 7,000 merchants, offering them more affordable and controllable financial solutions. A massive shoutout to everyone who dared to take a risk with us—the first partners, first investors, our loyal first customer, and especially our first employees. We couldn’t have done it without your trust and willingness to bet on a new player in an established industry. Looking ahead, Flatpay is on the fast track to achieving unicorn status as we strive to make running a business simpler, more transparent, and more affordable for hard-working small business owners throughout Europe. 🦄 A special thank you to Peter Lüth for believing in me, and to Rasmus and Sander for pushing me to embrace more risks. Now, back to the daily “grind”, to make Flatpay the top choice for merchants across Europe. 👊

They’ve raised €24 million to reshape business accounts across Europe. €12.4 million in 2022—€7.7 million in equity and the rest in debt—led by SquareOne, Rapyd Ventures, embedded/capital, and a group of angel investors from Stripe, Adyen, Revolut, and Qonto. €11.3 million in 2024, led by Peter Thiel’s U.S.-based fund, Valar Ventures LLC. Hero’s journey began by addressing a challenge every entrepreneur faces: securing working capital. But the ambition didn't stop there. The fintech is building an all-in-one solution for SMEs—integrating payments, financing, and cash investments into a single platform. To turn this vision into reality, Hero made a bold move: they decided to create their own Core Banking System. But one crucial piece remained: the regulatory license. Spoiler alert… They’ve just secured it! In the latest edition of Fintech Society, Roland Jais-Nielsen, co-founder and CEO of Hero, shares the full story behind this incredible journey. Don't miss it—read the full story here: https://lnkd.in/eC49VUBD

Brex vs Ramp is an interesting story to watch. Their underlying business models are still extremely reliant on interchange, which is still one of the highest margin gross revenue stream in payments. There is gradual downward pressure on interchange rates (way too slowly imho), so it's interesting to see Ramp's focus on AP Automation and subscription fee based revenue. https://lnkd.in/estju5hz?

Hold the phone—Tola just came in swinging with a fresh $10.2 million in seed funding to flip cash flow on its head for small and midsize businesses. Big props to Alen Cvisic and Guillaume Simard, the brains behind this fintech powerhouse. Sequoia Capital led the charge, with Cherry Ventures, Creandum, and RTP Global in the mix too. Translation? We’ve got the Avengers of venture backing a serious cash-flow revolution here. Let’s break it down. Tola’s like a high-powered dashboard for your money flow, but with actual smarts. Imagine a platform that links up with your accounting software and bank accounts, giving you a real-time, whole-picture view of your business’s lifeblood—cash. And the real kicker? They’re dropping a “pay later” feature that lets you stretch payables out to 90 days. Yep, it’s like a time machine for your balance sheet. Supplier needs payment today? Tola handles it, and you pay back on your terms. Finally, cash flow that actually works with you, not against you. Now, Tola’s already pulling some major weight with thousands lining up for early access and millions moving through the platform each month. But the real genius? Tola’s integration game is so smooth it makes other “all-in-one” tools look like Windows 95. It syncs right up with your existing setup, keeping you plugged into your cash flow like never before. No fluff, no mess—just insight, speed, and control. Big picture: Tola’s out here turning the B2B fintech world into something more than just numbers and transfers. This is about putting power into the hands of SMBs—who, let’s face it, have been getting the short end of the stick for too long. And if this round is any clue, there’s about to be a whole lot more where that came from. For all you founders, CTOs, and diehard techies watching the space: Tola’s showing us exactly what it looks like to spot a pain point, build a seamless solution, and redefine the playing field. Welcome to the era of cash flow control, Tola-style. #FinTech #Accounting #Finance #CashFlow #AccountingSoftware #AP #Payables #BalanceSheet #B2BFintech #Technology #Innovation #VentureCapital #StartupFunding #TechEcosystem #StartupEcosystem

Are you leaving money on the table with your SaaS payments? Congratulations to Tilled who recently announced that they raised a $12.5 million in a funding round led by Canvas Ventures and UPC Capital Ventures! Back on episode 31 of Fintech Confidential Leaders One on One, I spoke with Tilled Founder & CEO, Caleb Avery, about how the company helps businesses monetize their payments. We, discusses how Tilled helps businesses monetize their SaaS payments by offering a turnkey solution for embedded payment acceptance and how their next frontier may be providing integrated lending. Caleb Avery shares stories about how Tilled has helped businesses who were previously making $0 in revenue on their payments generate more income, and explains how the company can assist in the sales and go-to-market aspects of the payment process. This is an interview you don't want to miss! #FintechConfidential #Tilled #SaaSpayments #embeddedpayments #integratedlending #monetization #revenue #paymentsprocessing #paymenttechnology #paymentprocessing #paymentsolutions #businessgrowth #gotomarket #interviewseries #entrepreneurship #FintechPodcast #startupadvice #innovation #techindustry #businessstrategies #financialtechnology #podcastinterview #saas

Congratulations Max & Alexander (and the whole finmid team !) on coming out of stealth and announcing your € 35M financing rounds, led by Blossom Capital & us doubling down in your Series A. Providing credit to B2B customers is a complex undertaking. We’ve seen many new players enter the market – from traditional marketplace models to pure checkout solutions that applied the B2C lending experience to business customers. The TAM is enormous & hence the market has gained significant traction over the last years. However, in our view, traditional players and most of these newer challengers just compete on the basis of their distribution advantages, fully relying on economies of scale with their cost of debt over time. We've also closely followed the Embedded Finance wave over the last few years at Earlybird Venture Capital, and in particular the potential of Embedded Lending for marketplaces and platforms to extend credit to their customers, with clear customer retention and LTV benefits accruing to the platforms. The model turns the traditional static risk assessment (i.e. KYC scoring) of lenders and inverts it, as the Embedded Lender’s biggest underwriting advantage is its ability to extract signals that are highly predictive of loan performance from proprietary data furnished by marketplaces & platforms. finmid is emerging as the key European infrastructure provider in this market, already servicing leading marketplaces such as Wolt, through which customers can seek credit via a single click of a button. We think the future of B2B lending is embedded & this is just the start... With: Earlybird Venture Capital, Nina Mayer, Ophelia Brown, Imran Ghory & Maximilian Tayenthal https://lnkd.in/eV6KNxrM

🚀 Form3: The Quiet Giant of Fintech 🌍 Since its inception in 2016, Form3 has been revolutionizing the financial services landscape with cutting-edge payment tools. Founded by fintech veterans Mike Walters and Michael Mueller, alongside SaaS expert Steve Cook, Form3 has quickly become a major player in the industry. With impressive clients like Visa, Goldman Sachs, Mastercard, and Barclays, and handling over 50% of the UK’s non-cash payment volume, Form3 is not just another fintech startup—it's a powerhouse. 💡 In a remarkable leap forward, Form3 has raised $60 million in Series C funding, bringing its total Series C to $220 million and valuing the company at around $570 million. This latest round, led by British Patient Capital, Visa, Mastercard, Goldman Sachs, Barclays, Molten Ventures, 83NORTH and supported by major industry names, will fuel Form3’s expansion into the US and European markets. 🌐 What’s next for Form3? Expect to see rapid growth, as the company plans to double its processing volume again in the next year. 💬 What do you think of Form3’s impressive growth and impact on the fintech sector? Share your thoughts below! Stay tuned to Future Techly for the latest updates on this groundbreaking initiative and the latest in tech and business! Source: TechCrunch #FutureTechly #Fintech #PaymentSolutions #StartupGrowth #Funding #Innovation #FinancialServices #GlobalExpansion #Form3

🚀 Issue # 122 of Fintech Radar just dropped! In this week’s issue: 📈 Robinhood Expands with Joint Investing Accounts Robinhood has launched joint investing accounts, allowing users to merge their individual accounts for easier management and collaborative investment among families and partners. Robinhood is evolving beyond its meme stock trading roots with this clever new feature. 🔍 Qonto Faces Regulatory Hurdles in Italy  The Bank of Italy has ordered Qonto to enhance its AML measures, resulting in a temporary ban on onboarding new customers starting 25th July 2024. 🇸🇪 Freetrade Exits Sweden Freetrade has decided to exit the Swedish market to concentrate on expanding its presence in the UK self-directed investment sector. 🤖 ThetaRay Enhances AI Capabilities with Screena Acquisition ThetaRay has acquired Screena to enhance its AI-powered financial crime detection capabilities. The fintech M&A surge continues, with notable increases in activity this year. 🔒 Plaid Prepares for US Open Banking with New Product Plaid announced a new product aimed at data providers to help them prepare for the expansion of the US Open Banking regime. 🌍 FAYE Secures $31M to Revolutionize Travel Insurance FAYE, a US-based insurtech startup, announced a $31 million Series B funding round. 🏢 FranShares Democratizes Franchise Investment FranShares announced a $4.2 million seed funding round to broaden access to franchise ownership. 📈 And much more. Check it out here 👇 #Fintech #Finance #Tech #Innovation #Business #Mergers #Acquisitions #AI #Payments #Investment #Startups https://lnkd.in/g9bx89Qc