SpouseLink’s Post

GUIDE TO PLANNING MONTHLY EXPENSES 1. Set a spending limit: Define how much you can afford to spend each month. This helps prevent overspending and keeps you financially disciplined. 2. Ensure you track your spending: Monitor every expense to stay aware of where your money is going and adjust if necessary. 3. Plan for irregular expenses: Account for occasional costs like birthdays, holidays, or maintenance so they don’t derail your budget. 4. Review and assess your budget: Regularly check your budget to ensure it aligns with your goals and make updates as your financial situation changes. Good planning today leads to financial peace tomorrow! #financialliteracy #financialplanning #financialliteracyforteens #financialplanning

𝗗𝗲𝗰𝗼𝗱𝗶𝗻𝗴 𝘁𝗵𝗲 𝗔𝘂𝘁𝘂𝗺𝗻 𝗕𝘂𝗱𝗴𝗲𝘁 𝟮𝟬𝟮𝟰 - Following yesterday's Autumn Budget announcement, it's clear the key changes could have far-reaching implications for both personal and business finances. Our independent financial advisers have been pouring over the details and have summarised the key updates in our latest insight post, including changes to: • 𝗡𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲: This affects both employer and employee contributions. • 𝗦𝘁𝗮𝗺𝗽 𝗗𝘂𝘁𝘆 𝗟𝗮𝗻𝗱 𝗧𝗮𝘅: Key updates, particularly for those with second homes. • 𝗜𝗻𝗵𝗲𝗿𝗶𝘁𝗮𝗻𝗰𝗲 𝗧𝗮𝘅: Key changes are coming in the next few years. • 𝗖𝗮𝗽𝗶𝘁𝗮𝗹 𝗚𝗮𝗶𝗻𝘀 𝗧𝗮𝘅: The rates are being adjusted. • 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗥𝗮𝘁𝗲𝘀: The system is being reformed for businesses. You can read more here: ➡️ https://lnkd.in/e5E5zXxt If you have any concerns and would like to discuss the impact of the Budget on your financial plan and where you go from here, please get in touch. Our experienced independent financial advisers are here to help. 📞 01202 676983 ✉️ advice@baggette.co.uk ------------------------ #Budget #Budget2024 #IFA #FinancialServices #FinancialPlanning #WealthManagement #TaxChanges #InPoole #Dorset #Hampshire

💰 Top 3 Takeaways from This Year’s Budget 💰 1️⃣ Don’t Plan on Speculation: The rumour mill was in full swing this year, sparking endless speculation on potential budget changes. I saw many people tempted to make big financial decisions based on these “what-ifs”—moves that could have had huge consequences if the changes didn’t pan out. Wait for the official announcements to avoid any unnecessary risks! 2️⃣ Are Your Goals Still on Track After the Changes? With tax hikes and new policies, it’s more important than ever to check if your financial plans are still on track to meet your goals. Take time to review and, if needed, adjust your strategy to stay on course. 3️⃣ Financial Advice is a Must in Times of Change: This year’s budget brought significant shifts that may impact your financial future. Getting professional advice can help you navigate these changes confidently and keep your plans current and effective. In uncertain times, a proactive approach is the best approach! #budget #budget2024 #financialeducation

Money moves you can make ahead of the Autumn Budget: ✅ Take advice Financial Wellbeing Lead Clare Stinton explains the importance of taking advice if you’re not sure what’s right for you. Discover more no-regret money moves: https://hl.uk/3Dj #AutumnBudget #Budget24 #FinancialAdvice #FinancialWellbeing #FinancialPlanning

Fall Financial Clean-Up – 7 Steps to Get Your Budget Back on Track Before the Holidays Prepare for the holidays with our 7-step fall financial clean-up guide. Review your budget, cut expenses, and set goals for a stress-free season. #FallFinances #HolidayBudgeting #moneymanagementtips #FinancialCleanup #SmartSpending https://lnkd.in/gUHW7PY3

Well, there we go, Autumn Budget 2024 over and done with... 😨 We can all get back to our day jobs now and stop with the speculation. Seemingly, it does appear as suspected - leak some hefty rumours ahead of the budget, so that the announcements on budget day don't seem so bad - nice try 😡 There will be some painful situations to navigate for some individuals (and certainly businesses!)... But, with a solid financial plan in place and a good Financial Planner in your corner, you should be fine 📈 As I have said a fair few times over the past few weeks, stick to the long-term plan, stay the course and ignore the noise. And if you're not sure where to start, then... 📲💻📞 #budget2024 #financialplanning

As we close out October, it’s important to take a moment to reflect on your personal finances, especially with the holidays fast approaching. Check out some helpful tips by visiting our Financial Tips page at: https://bit.ly/3ChRDLV #FinancialPlanningMonth #budget

Avoid starting the new year wondering where all your money went. Creating a budget helps you stay in control and ensures you don’t overspend during the holidays. Need help? Contact us if you need help with your budget and financial planning. #12daysofchristmas #christmas #holidaytips #rekitfinancialadvisors

Stay ahead of the curve with our latest article, 'Autumn Budget Statement 2024: What it Could Mean for Your Finances'. Discover key insights into potential financial changes and how they might impact you. Read more now! #Budget2024 #FinancialPlanning #EconomicInsight https://lnkd.in/eDC5M9V2

Did you know October is Financial Planning Month? If you've been meaning to get a handle on your finances before the holiday season rolls around, now's a great time to take action! Even small steps like setting up a monthly household budget can go a long way. #FinancialPlanning #PersonalFinance #FinancialIndepedence