Ruffer’s Post

Contra trading allows investors to trade shares without upfront payment, aiming for quick profits within a short period. #ContraTrading #InvestmentRisks #QuickProfits #MarketVolatility https://lnkd.in/djWPrvMg

Is either of these accounts right for your investing needs? #moneywise #finaces

Is either of these accounts right for your investing needs? #moneywise #finaces

Is either of these accounts right for your investing needs? #moneywise #finaces

💰𝗦𝗰𝗮𝗿𝘆 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗙𝗲𝗲𝘀 𝗛𝗶𝗱𝗶𝗻𝗴 𝗜𝗻 𝗣𝗹𝗮𝗶𝗻 𝗦𝗶𝘁𝗲! If you think taxes are scary, wait until you meet hidden investment fees. They are quietly blending in to your portfolio. Let's unmask these sneaky fees and keep more money where it belongs—in your pocket. Here are three to keep an eye on: 𝟭. 𝗠𝗘𝗥𝘀 (𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 𝗘𝘅𝗽𝗲𝗻𝘀𝗲 𝗥𝗮𝘁𝗶𝗼𝘀) Mutual funds and ETFs often charge MERs, which cover management and administrative costs. While they’re not “hidden” in the prospectus, they’re often overlooked. Even a 2% MER can significantly reduce your returns over time. 💡Tip: Look for lower-cost ETFs or fee-based advisors who recommend cost-effective portfolios. 𝟮. 𝗧𝗿𝗮𝗱𝗶𝗻𝗴 𝗙𝗲𝗲𝘀 Every time you buy or sell a security, there may be a commission or trading fee. Even in a managed account, frequent trading (a.k.a. "churning") could rack up costs. 💡Tip: Ask your advisor about their trading strategy and choose platforms with minimal trading fees if you’re a DIY investor. 𝟯. 𝗙𝗲𝗲-𝗳𝗼𝗿-𝗦𝗲𝗿𝘃𝗶𝗰𝗲 𝗟𝗮𝘆𝗲𝗿𝘀 Some advisors charge both a management fee and recommend funds that have their own fees—essentially doubling up! Additionally, certain platforms charge “exit fees” if you want to transfer your investments. 💡Tip: Opt for transparent fee structures. Ensure you understand EXACTLY what you’re in for. The Bottom Line: Fees matter. Even small percentages compound over time, impacting your wealth. At Novel Wealth, we save you fees because we bundle services. And the fees we do charge are 100% transparent. Which is how we stand apart from the big banks and all those generic advisors. Stop fattening their bonuses and give us a call. #Investments #HiddenFees #NovelWealth

Our latest blog post delves into the world of mutual fund investments, comparing the money allocation strategies of retail and high-net-worth individuals (HNIs). Discover the key differences and gain valuable insights to enhance your investment journey. Don't miss out on this informative read! Read the blog here: https://lnkd.in/ddYPyghU #hqkcapital #investment #moneyallocation #strategies #finance #fintech

For a lay investor, it is understandable to opt for equity for wealth creation and fixed income instruments for assured returns. But - https://lnkd.in/g4WAVhFq

Start worrying about the return of your capital, not only of the fabricated return on your capital. Specially In a time of rising interest rates.

The average investor earns below-average returns because they typically buy high due to FOMO - fear of missing out - and they sell low because they overreact to bad news. It's becoming increasingly important to fight back against this action bias and it's an advisor's job to ensure clients don't get overrun by their emotions. #investmentstrategy #financialplanning https://lnkd.in/gxY4tEv8

One of the best investment formulae is 15x15x15 Rule of Mutual Funds. If investors aim to earn Rs 1 crore in the near future, this rule can be a good attempt to achieve your goal. Read more at: #banking #lifeinsurance #investments #wealth #mutualfunds