QuinStreet’s Post

The food price rises may be finally easing, but the cost of a weekly shop is still sky-high. Here’s how you can keep the cost down, including: 🛒 Sticking to a food budget 🛒 Switching your supermarket 🛒 Using loyalty cards & discounts #moneysavingtips #budgeting #costofliving

Credit cards, when used right, are awesome personal finance tools as long as you pay off your balance on time and in full each month. Each year, the average American roughly spends: - $5,703 on groceries - $3,600 on dining out - $1,980 on gas - $6,156 on online shopping Using the right cards and getting 3% cash back on each of these spend areas puts around $523.17 back in your pocket annually!

One of the expenses many people have trouble keeping track of is grocery shopping. Here are a few tips that can help keep you on track. #Budget2024 https://lnkd.in/d9kvQpmU

As food costs continue to rise, here's an article from our spring issue of Solutions magazine that offers a bit of advice on how to make the most of your grocery budget.

Getting features are a wonderful way to demonstrate your expertise, grow brand awareness, and increase credibility as an author. A few months ago, I was interviewed for an article on saving money on groceries as an extension of my food brand, Chef Ashley Shep, which focuses on getting dinner done faster with quick, healthy, and tasty meals to create generational health™ in Black and Brown communities. The article was picked up by Yahoo Finance and syndicated by MSN, AOL, and GOBankingRates. If you need tips or ideas to save money at the grocery store (because food prices are sky high), take a look for yourself.

With the cost of groceries rising, it can feel near impossible to feed your family. In this article, I share simple strategies to save money at the grocery store regardless of your family size. Rates of inflation make it increasingly harder to feed your family without breaking the bank. This quick read showcases easy ways to get dinner done faster while also saving money. Check out this article I contributed to for Yahoo Finance (which later got syndicated to MSN, GOBankingRates, and AOL. It discusses simple and practical ways to make your dollar stretch at the grocery store. https://lnkd.in/e7dHKb75

Building the case that interest rates have done the job and the next move must be DOWN! Inflation is still above the ‘RBA target range’ because RENTS - which are often increased in line wiith inflation so shouldn’t be included as this means they always keep inflation high, and, FUEL - ridiculous that this is included as higher fuel actually reduces people’s ability to spend on other items, the same as higher rates do. So why do higher fuel prices, result in higher rates for longer, in order to reduce spending??? Retail, Hospitality and other SME businesses are being killed off to fix the inflation “problem”. But why aren’t they starting to see the signs that the treatment is now starting to kill patient?

How do you decide where to spend your food budget? Making food at home is time consuming AND costly. Buying food away from home is more costly than making it in-home AND service is likely lacking compared to what it was pre-pandemic. Consumers have a difficult decision on where to spend their food budget cash. Let me know how you are making these decisions, I'm curious how others are approaching this! #consumerspending #foodbudget https://lnkd.in/gEeAnExR

It’s quite clear across the restaurant and cafe segment that consumer demand has slowed dramatically with over 50% of diners cutting back in 2024. OUR BIGGEST SPENDING CUTS Proportion of people cutting back: -Eating out at restaurants 57% -Micro-treats, coffees, snacks 49% What key costs we’re cutting the most https://lnkd.in/gd2TjEHS

How much are you willing to pay for basically the EXACT SAME burger? Let's break it down: Home-Cooked Burger: The cheapest and highest quality option, but it takes time and effort. You control every ingredient, ensuring it's just the way you like it. Restaurant Burger: More expensive than cooking at home, but it offers a potentially better experience and saves you the hassle. The quality is hopefully good, and you get to enjoy the ambiance. Delivery Burger: The most convenient but also the most expensive and likely soggy by the time it arrives. You're paying for convenience, but often at the cost of quality. The real question is, are the added benefits of a restaurant or delivery worth the extra cost? Sometimes, the answer is YES. For example, I love delivery because it maximizes my time without having to cook or clean. Life, and personal finance, are all about trade-offs. This is much like choosing one mortgage professional over another. We often assume everyone wants the cheapest and fastest option, but that's not always the case. Some clients are willing to pay more for a luxurious, hassle-free experience. When was the last time you went cheap on something and regretted it? Sometimes, investing in quality and service is worth every penny. Remember, it's not just about the cost—it's about the value and experience. #QualityOverCost #MortgageAdvice #PersonalFinance #ValueExperience #PlugAndPlaySM