Prolegis’ Post

✍️ **Need a Loan Signing Agent? Let’s Connect!**  Hey friends! 👋 If you’re in the process of closing on a home, refinancing, or working on a real estate deal, you might need a **Loan Signing Agent**—and that’s where I come in!  📜 I specialize in ensuring your loan documents are signed, notarized, and delivered on time and error-free. Whether you're a title company, escrow officer, real estate agent, or just someone navigating this big milestone, I’m here to make the process *smooth and stress-free.*  ✅ Flexible scheduling (evenings and weekends? No problem!)   ✅ Mobile services—I'll come to you! 🚗   ✅ Attention to detail, because mistakes = delays = headaches (and we don’t want that!)  If you or someone you know needs a reliable signing agent, shoot me a message or tag them below. Let’s get those documents done right! 💼 ✨  #LoanSigningAgent #NotaryServices #RealEstate #HereToHelp

💡 How Much Do You Really Need to Bring to Close a Real Estate Transaction? Over the past few weeks, I’ve encountered several situations where buyers were caught off guard because their lenders didn’t fully educate them on the total amount of money they needed to bring at the close of escrow. Unfortunately, this lack of preparation can derail a transaction if you’re not informed upfront. Here’s what you need to know: ✔️ Down Payment – This is the most commonly discussed cost, but it’s not the only one. ✔️ Appraisal Fees – Paid to assess the value of the home. ✔️ Inspection Costs – Essential for understanding the home’s condition during your inspection timeline. ✔️ Agent Fees – Depending on your agreement with your real estate agent, you may need to cover certain fees. ✔️ Closing Costs – These include lender fees, escrow fees, and more. ✔️ Taxes and Insurance Reserves – Often required upfront to set up your escrow account. 💬 The most important question to ask your lender: “How much do I need to bring, all-in, to close this transaction?” Proper preparation is key to avoiding surprises and ensuring your transaction closes smoothly. If you need guidance or a referral to a great lender who will take the time to educate and prepare you, don’t hesitate to reach out. I’m here to help! 📞 Call or text me at 909-636-2744. Let’s set you up for success in your home-buying journey! #BuyerEducation #HomeBuyingTips #Buyer #BePrepared #AskYourLender #KnowTheNumbers #RealEstateJourney #PamAndCarsonRealEstateGroup #SeniorsRealEstateSpecialists #DRE01899295 #DRE02008503

The Loan Signing Process As a Loan Signing Agent my role is to facilitate this process confirming that all documents are correctly signed, dated, and notarized. The loan signing process involves verifying the identity of the borrower, ensuring all documents are signed correctly, and notarizing where requiredThis is a critical step in the mortgage transaction, involving the accurate execution of various legal documents. Steps in the Loan Signing Process Pre-Signing Preparation: Before the signing appointment, the Loan Signing Agent reviews the loan package to familiarize themselves with the documents. Scheduling and Coordination: The Loan Signing Agent coordinates with the borrower to schedule a convenient time and place for the signing. The Signing Appointment: The LSA guides the borrower through each document, explaining the purpose and significance of each one. The agent verifies the borrower's identity, witnesses the signing, and notarizes the required documents. Document Review and Quality Check: The final step involves securely returning the signed documents to the lender or title company. National Data on Notary Services In 2023, it was reported that over 20 million real estate transactions required notarization in the United States. A substantial number involved the services of Loan Signing Agents. Contact me to schedule your appointment and experience the difference a professional LSA can make. www.tlgnotaryservice.com (205) 386-0603 #LoanSigningProcess #RealEstateNotary #MobileNotary #NotaryServices #LoanSigningAgent

4.5 star review received on Experience.com for Monty Felts by Patrick D - You responded to any questions or issues I had quickly. At Closing I nearly asked to change my escrow payment to self escrow. You and your team did not get flustered by this, even though they might have been aggravated. I do have a suggestion for you that might help the buyers out. I get a lot of emails with documents to review and sign. You could offer buyers a checklist: Column 1- Document name Column 2- Sent Y/N Column 3- Date sent Column 4- Deadline for signing Column 5- Completed Y/N You could put it on the portal. It would help buyers understand what is needed from them and to assure them that they haven't let any of their necessary responses fall through the cracks. During my loan process I was constantly reviewing emails, ect to make sure that I had completed everything I should have. The checklist I described would have eliminated all of that.

If you are an #escrowofficer needing documents notarized for remote clients or multiple clients needing to sign but are in different states. Check out my latest article here: https://lnkd.in/ggCqgMmE #escrowofficer #mortgage #notarypublic #remoteonlinenotary #jimallen

If you are an #escrowofficer needing documents notarized for remote clients or multiple clients needing to sign but are in different states. Check out my latest article here: https://lnkd.in/ggCqgMmE #escrowofficer #mortgage #notarypublic #remoteonlinenotary #jimallen

What is Escrow in Real Estate? 🏡🔑 In real estate transactions, escrow involves a neutral third party that holds funds and key documents for the buyer and seller until all sale conditions are met. The goal of escrow is to ensure a secure and fair transaction. Here's how it works: Key Components of Escrow: 1️⃣ Neutral Third Party: An escrow company or agent acts as an impartial intermediary, protecting the interests of both the buyer and seller. 2️⃣ Funds Management: The buyer deposits funds, like earnest money or down payment, into an escrow account. These funds stay secure until all terms of the purchase agreement are fulfilled. 3️⃣ Document Handling: Important documents, such as the purchase agreement, title deeds, and inspection reports, are held in escrow. The escrow agent ensures all documents are signed and properly executed. 4️⃣ Condition Fulfillment: The escrow agent verifies that all conditions in the purchase agreement, like property inspections and financing approvals, are met before closing. 5️⃣ Closing Process: Once all conditions are met, the escrow agent coordinates the closing. This includes disbursing funds to the seller, transferring the property title to the buyer, and recording the deed. 6️⃣ Dispute Resolution: If disputes arise, the escrow agent acts as a mediator to resolve them fairly according to the escrow agreement. Understanding escrow can help you navigate your real estate transaction smoothly. Have questions? Drop them in the comments! #RealEstateTips #HomeBuying #EscrowProcess #SecureTransactions #Homeownership #GuildMortgage #WilliamAdamsHomeLoans #AdamsMortgageGroup

Basically, there are six stages for remortgaging, during which you need to work with a conveyancing solicitor. So, to gain a better understanding of the process and understand how it all works, keep reading… 1️⃣ Instructing the Conveyancer 2️⃣ Completing ID Requirements 3️⃣ Receiving the Mortgage Offer After that, the solicitor may request details of the existing mortgage redemption figures (if applicable). In other words, the redemption figures are the required fees to pay back your current mortgage early, including: The money you have left to pay on your mortgage Any interest due Any associated redemption or exit fees 4️⃣ Sending the Mortgage Deed The mortgage deed is a legal document that you’re required to fill in and sign in the presence of a witness. Once you receive it from a new lender and sign it, your conveyancing solicitor returns it with a confirmation of receipt. 5️⃣ Establishing the Completion Date. 6️⃣ Completion 🙌🏼 Your home may be repossessed if you do not keep up repayments on your mortgage. When The Bank Says No is a mortgage broker, and not a lender. When The Bank Says No is a trading name of Alder Rose Mortgages Limited whom are directly authorised and regulated by the Financial Conduct Authority under FCA No. 923776.

Title Tip Tuesday! Question: Can the buyer use a Power of Attorney (POA) at closing? Answer: Yes, the buyer can use a POA at closing. The POA must be a specific power of attorney that explicitly authorizes the agent (attorney-in-fact) to act on the buyer's behalf in the real estate transaction. If the purchase involves a mortgage, the lender must approve the use of a POA. Lenders often have their own requirements and require the POA to be reviewed and approved in advance. The title company must also approve the POA to ensure it meets all legal requirements and properly authorizes the agent to sign the closing documents. The POA must be signed by the principal (the buyer), witnessed, and notarized. The POA needs to be recorded with the county recorder’s office where the property is located. This step is crucial for ensuring the POA is part of the public record. #buchanansettlementservices #TitleTipTuesday #patitleinsurance #titleinsurance #patitle

If you are an #escrowofficer needing documents notarized for remote clients or multiple clients needing to sign but are in different states. Check out my latest article here: https://lnkd.in/ggCqgMmE #escrowofficer #mortgage #notarypublic #remoteonlinenotary #jimallen