Points West Community Bank’s Post

Dream with us just a bit.💭 What is the most important thing that you could be saving for right now? It may be for a new home, a car, to take a special someone out on a date, or even to be able to pay off your medical bills. No matter what your answer is, it’s completely valid. Now that you’ve identified your savings goal, consider this: the best way to reach that goal, protect it, and achieve it is to ensure that you’re prepared for the unexpected. #ASW2024 America Saves https://lnkd.in/gX58kra2

I recently read an article that looked into budgeting. Written by a prominent frugal podcast host, it reminded me of the importance of financial efficiency. Three areas to budget for stood out: savings, a new car, and medical expenses. Rather than stashing those funds in savings accounts or CDs, considering a paradigm shift towards a more potent solution creates better efficiency: these amounts are perfect for starting cash flow insurance! This approach provides tax-deferred growth with guaranteed compounding interest. It also adds a layer of security by protecting your money from creditors. It's a catalyst for instant wealth creation, surpassing the limitations of traditional savings avenues. In essence, subtle tweaks yield substantial outcomes. #FinancialWisdom #EfficientLiving #CashFlowInsurance #BudgetingTips #WealthManagement #Frugality #SmartInvesting #FinancialSecurity #FuturePlanning #SavingsStrategies

The latest episode of The Financial Physician is now available, where host Lou Scatigna, CFP® talks money, markets, politics and other topics that affect your life. Show Topics Include: • The Rules For Financial Success • How To Save Money On Car And Home Insurance • Biden Is Done • Libs Losing It • Why Hunter Will Not Get Convicted • Woke Craziness • And Much More!!

The Theory of Diminishing Responsibility: As you age, some argue you'll have fewer obligations. Joe Pantozzi disagrees. He believes our responsibilities and passions grow, not shrink. 🎂➡️ #FinancialResponsibility 🔗 Listen to the full episode for more: https://lnkd.in/e2P6ywbf

Listen in, as Joe & I discuss Infinite Banking & your retirement income.

📉 Struggling with a low credit score? It can be tough, but there are ways to turn it around! Start by checking your credit report regularly, paying bills on time, and managing your debt wisely. 💪 Need more guidance? We’re here to help! 🔗YouTube: https://lnkd.in/e_F76p-Z #CreditRepair #FinancialHealth #ImproveYourScore

Social Security, Medicare, defense spending, and payroll for government employees are not guaranteed under the constitution. However, there's one thing that IS guaranteed. What is it? Tune into this episode to find out!

🪥You wouldn't buy a used toothbrush. Some things are too personal. The same goes for your finances. Just like with your dental health, using outdated or generic financial plans can expose you to unnecessary risks. Keep your financial strategy fresh and tailored to your needs for long-term success. 💪📈