PayPal’s Post

🎂 Happy 2nd Birthday, Riverty! 🎂 What an incredible journey it’s been! In just two years, we’ve grown, evolved, and made waves in the fintech space, always with the goal of putting human-centricity at the heart of everything we do. 🌍 From rebranding, new partners, winning awards to empowering businesses and consumers alike, we’ve been on a roll! 🚀 🎉 A few achievements, we are so proud of: ✅ 80 million monthly transactions – and growing ✅ 28 million consumers served globally ✅ 20,000 merchants with Rivery in their checkout ✅ Partnerships with Adyen, Stripe & Mollie A huge shout-out to our amazing team for making all this happen. Together, we’re creating a new era of financial freedom – making payments easy, fair and sustainably future-forward. Here’s to many more years of transformative growth and exceptional teamspirit! 🙌🎉 #HappyBirthdayRiverty #Fintech #CelebratingGrowth

Not feeling well 🤕 , but I'm so excited about this year's payments dashboard I didn't want to miss an opportunity to dive into the numbers with you. So, let's get into it... Like last year, Stripe tracked Black Friday/Cyber Monday results in real-time, PUBLICLY (yay transparency!) monitoring everything from peak transactions per minute to currency volumes. BFCM 2024 was the largest EVER four-day period on Stripe with 465 million transactions and a total payment volume of more than $31 BILLION - up from $18 billion last year! All while maintaining an uptime of OVER 99.999%! Can you imagine what that reliability does for startups and emerging businesses where 2 hours of downtime could have a significant impact on their entire bottom line for the year?! Well, don't imagine it, I'll tell you about it! Not today tho, I need rest.🥰#WorkLifeBalance #TalkPaymentsWithMe #Stripe #Payments #Fintech #DigitalPayments #PaymentProcessing #BlackFriday #CyberMonday #BFCM

Indian businesses spent ₹9,90,38,00,00,000 (Ninety Nine Thousand+ Crore) on Advertising in 2023 on all the available mediums like TV, Outdoor (Digital OOH and Billboards) , Digital (Website, Mobile, Video and In-app Ads), Print (Newspaper), Cinema and Radio. Adtech industry truly fuels innovations and enables free availability of tools and knowledge on Internet. Essentially there are tools which save us 10 minutes but show us 10 second ad. It's still a Win-win for tools developer and users at scale. No-doubt Indian ADEX will surpass 1 Lakh Crore in 2024. Majority of the spend is made on Digital Mobile and Web mediums via various social, news and entertainment content publishing websites and apps. Following post is has the true essence of how almost all businesses leverage advertising revenue along with subscriptions or other commissions. Ad Revenue is massive support to any publisher platform for driving innovation and time in creating value. We can't skip ads everywhere but we can respect the ads knowing that ads help people do what they love and bring value to the our lives.

Plaid vs. Stripe: Choosing the Right Platform for Your Business Plaid and Stripe are two key players in the fintech space, each catering to different business needs. · Plaid specializes in connecting apps to users' bank accounts, making it ideal for fintech startups and businesses that need secure, real-time financial data access. It's perfect for apps offering personal finance management, account verification, or tailored financial services. · Stripe, meanwhile, excels in payment processing for e-commerce, subscription services, and global businesses. With support for multiple payment methods and currencies, Stripe is the go-to for businesses needing scalable, flexible, and developer-friendly payment solutions. Which to Choose? Use Plaid if your business requires direct bank account access and financial data integration. Opt for Stripe if you need robust payment processing, global reach, and the ability to scale with your business. Each platform offers strong APIs and security, so your choice should align with your specific goals and operational needs. #Fintech #Payments #Plaid #Stripe #Ecommerce #FinancialServices #BusinessGrowth

🔁Fintech Flurries: IPO Delays, BNPL Buzz, and Global Payment Games The world of finance is in constant motion, and this week has been no exception! Let's break down three hot button topics that caught our eye: ⏱️Delayed Debut? Stripe's IPO on Hold Stripe, the payments giant, is hitting the brakes on its initial public offering. Investors are left wondering - is this a sign of a cooling buy now, pay later (BNPL) market, or is Stripe playing a different game altogether? 🧑🧒Klarna and Adobe Commerce Join Forces Klarna, a major player in the BNPL space, has teamed up with Adobe Commerce. This partnership expands Klarna's reach to a wider range of merchants, but is it a win for consumers in the long run? We'll explore the potential benefits and drawbacks of this growing trend. 🌎Zinging into the Future: Visa's Global Payment Play Visa is making a splash with the launch of Zing, a revolutionary global payments app. Zing promises seamless international transactions across borders and currencies. Will this innovative solution disrupt the traditional payment landscape? These developments highlight the ever-evolving nature of fintech. From delayed IPOs to strategic partnerships and groundbreaking new apps, the industry is constantly adapting to meet the needs of a changing world. Stay tuned for our upcoming newsletter where we'll delve deeper into these stories and analyze their impact on consumers, businesses, and investors. #StayInformed #Fintech #Payments #B2B

Building a bank is hard. Building a global bank is mission impossible. That's why Revolut is now moving into ads. Because in the long run, Everything is an Ad Network 😳 The thing is that ads is a crazy good business. In fact, many people don’t realize just how much ad revenue big tech & marketplaces are pulling in: - Amazon: $46.9 billion (2023) - Uber: $1 billion (projected in 2024) - Instacart: $870 million (2023) Advertising is essentially turning tech into free cash flow machines, and that’s exactly why even the banking giant JPMorgan recently made the entrance into the media biz too. And now we have Revolut that's been struggling with profitability, getting a UK banking license, and finding revenue streams beyond traditional banking services. I guess you either die a FinTech or live long enough to see yourself selling ads. Everything is an Ad Network in the long run. P.S. check out 🔔linas.substack.com🔔, it's the only newsletter you need for all things when Finance meets Technology. For founders, builders, and leaders.

Building the perfect data revenue platform for PayPal merchants is my top priority as a Founder and CEO of Radix. As a founder of this small startup, Sundays are crucial for me to prepare for the week ahead. It’s the day I use to organize and align all my key tasks to be executed in the following week. My priorities for the upcoming week are: 1. Enhance Radix: Continue improving our platform based on customer feedback to help them boost their PayPal revenue month over month. Every Monday, we release new features or improvements. 2. Drive New Sign-Ups: Focus on converting every single new sign-ups into paid customers. Every new paid customers mean the world to us. I would like to highlight that acquiring new customers remains one of our biggest challenges. 3. Deliver Exceptional Support: Maintain outstanding customer support to keep our churn rate close to zero. This is essential for our company’s success since we truly, truly need every single dollar to keep the lights on!. 4. Strengthen Relationships: Work on building and nurturing relationships with our team, customers, and partners, particularly with PayPal. Our success is deeply tied to PayPal, since most of our most important customers are PayPal merchants. We’re proud to be recognized as the leading data revenue analytics platform for businesses that use PayPal.🚀 #ceo #startupfounder #paypal