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The journey to building a fintech from scratch in today’s market is (obviously) long, tough and often a little bit isolating 😵💫 That is why the fintech world needs more programmes like FinTech Scotland's Fintech programmes 🤩 Not only does this programme unlock access to established ecosystem players (ranging from lenders to regulators and research bodies), but it also does a fantastic job of bringing us fintechs together to share experiences and learn from each other 🤝 This week’s event in Birmingham was the best example of that. We not only had the opportunity to have 1-1 chats with leading lenders, but also an opportunity to collaborate as fintech, startup peers around the challenges we are facing and how we might work together to drive the change we all want to see in the Financial Services sector💡 It was a timely reminder of the power of an ecosystem and that collaboration (even with companies who might feel like competition) really is key to driving success 💫 Hugely grateful to the FinTech Scotland and SuperTech WM teams for all the effort that goes into making this programme a success 👏🏼 Bring on Glasgow in 2025! 🏴󠁧󠁢󠁳󠁣󠁴󠁿 #UKFintech #StartUpAccelerators #FintechCollab #UKInnovation 

The Fintech Innovation Lab, an initiative from Fintech Solutions, has been recognized with the 𝐸𝑥𝑐𝑒𝑙𝑙𝑒𝑛𝑐𝑒 𝑖𝑛 𝐹𝑖𝑛𝑡𝑒𝑐ℎ 𝑎𝑛𝑑 𝑆𝑡𝑎𝑟𝑡𝑢𝑝 𝑆𝑢𝑝𝑝𝑜𝑟𝑡 - 𝑂𝑢𝑡𝑠𝑡𝑎𝑛𝑑𝑖𝑛𝑔 𝐶𝑜𝑛𝑡𝑟𝑖𝑏𝑢𝑡𝑖𝑜𝑛𝑠 𝑏𝑦 𝑎 𝐷𝐹𝐴 𝑡𝑜 𝑡ℎ𝑒 𝐺𝑟𝑜𝑤𝑡ℎ 𝑜𝑓 𝑆𝑡𝑎𝑟𝑡𝑢𝑝𝑠 award at the 𝟐𝟎𝟐𝟒 𝐃𝐅𝐀 𝐀𝐰𝐚𝐫𝐝𝐬 - Alliance of Digital Finance and Fintech Associations According to the Portugal Fintech Report, 𝟔𝟕% 𝐨𝐟 𝐟𝐢𝐧𝐭𝐞𝐜𝐡𝐬 𝐫𝐞𝐩𝐨𝐫𝐭 𝐭𝐡𝐚𝐭 𝐜𝐥𝐨𝐬𝐢𝐧𝐠 𝐚 𝐩𝐚𝐫𝐭𝐧𝐞𝐫𝐬𝐡𝐢𝐩 𝐭𝐚𝐤𝐞𝐬 𝐦𝐨𝐫𝐞 𝐭𝐡𝐚𝐧 𝐚 𝐲𝐞𝐚𝐫, underscoring the importance of ongoing efforts to bridge the gap between fintechs and established players. With over 50 alumni startups and 14 alumni corporates, the Fintech Innovation Lab has become the main platform for experimenting with new products and services in the Portuguese financial sector.   Here’s to shaping the future of fintech innovation and empowering transformative solutions.   #Fintech #Innovation #Collaboration #FintechInnovationLab

✨𝐈𝐓𝐀𝐋𝐈𝐀𝐍 𝐅𝐈𝐍𝐓𝐄𝐂𝐇 𝐌𝐀𝐏 𝟐𝟎𝟐𝟒✨ The final version of 2024 Italian Fintech Map is here, spotlighting the most promising Fintech and Techfin companies operating in Italy. What is the state of the art of the fintech sector? What is the outlook for 2025? Realized in collaboration with Fintech & Insurtech Observatory of the School of Management of Politecnico di Milano, the Italian Fintech Map presents an overview of fintech and techfin companies active in Italy and European companies based in Italy, including more than 400 companies overall. Here are some of the highlights: ✅ 44% of these companies expect to break-even by the end of 2024, with revenues up 29% on average from last year ✅ +44% (€250 vs. €173 million) in funding raised compared to 2023 ✅ Generative #AI, sustainable finance and #Embeddedfinance are the most anticipated players in 2025 🔗 Download the report for free to read more: https://lnkd.in/dJ-6JtsJ Read all the details in the article by Arena Digitale 👉 https://lnkd.in/dNxBnYJQ #Matchmaking #OpenInnovation #FD #community #FintechDistrict

An honor to have convened a Payments Boardroom on Investing in Fintech, with 12 of the region’s leading VCs, CVCs, family offices, and angel investors. This is part of the MENA FINTECH ASSOCIATION’s Payments working group, which I co-chair. Organizations represented included Arbor Ventures Seed Group Peak XV Partners VentureSouq Speedinvest Emirates NBD Mashreq e& COTU Ventures The Private Office of Sheikh Saeed bin Ahmed Al Maktoum 237 Ventures Marshal Fintech Partners Summarizing some learnings below! *Key Advice for founders* 1️⃣ Find your niche and excel in it. Avoid overusing buzzwords like AI unless they truly add value. 2️⃣ Establish solid governance early to prevent misalignment between boards, investors, and founders. 3️⃣ Build robust operations from day one. 4️⃣ Leverage the ecosystem, form strong partnerships, and maintain integrity. *Trends* ♦️ The fintech narrative is maturing: success comes from collaboration with financial institutions, not disruption. ♦️ Cross-border scaling remains a challenge, but fintechs bridging markets, such as money transfer services, are gaining traction. ♦️ Open Banking is a promising investment with high potential for value creation. Stay tuned for the article with filled with detailed analysis, for more information shoot us an email at marketing@mena-fintech.org

Last week Philip Belamant (CEO & co-founder Zilch) and I sat down for a fireside chat with our Tech Nation #futurefifty cohort, alumni, investors and partners. As the fastest fintech to reach double unicorn status in Europe, it was fascinating to dive into the challenges Zilch faced and their keys to success over the last 4 years. I only found out after the event - this is one for the firstminute capital anti-portfolio, team screened it in 2020, and in not great network due diligence, a negative signal was flagged (hindsight says clearly wrongly!). Philip is clearly an inspiring CEO who has built a top team and (hybrid culture). Also he is a fellow immigrant from South Africa - lets ensure the UK stays attractive to immigrant founders! We discussed: 🦄 What it takes to hit double unicorn status 🏁 USA market entry timing (a retrenchment before a return) 🚧 Overcoming barriers in the FinTech landscape 💼 Convincing the best and brightest to get on board for the ride 💚 Building a culture where people are itching to start work on Monday 🏠 Strategic decision making on which competencies to insource vs outsource 🧠 Tapping into AI’s full potential Big thanks to Johnny M. our great cohort lead, Ryan M. and the Zilch team and partners at HSBC Innovation Banking for making a great event happen

Just one day to go until Singapore FinTech Festival 2024 kicks off! Join DBS at Hall 2, Booth 2B23 and our incredible lineup of speakers covering a wide range of topics from next-gen solutions to digital money blueprint to AI to banking a transitioning Asia and more. 🚀 Sneak Peak of what's happening at our booth: We'll be showcasing how we help startups and SMEs thrive with programs like the DBS Startup Movement, Bridging Business Horizons, and the ESG Ready Programme. Whether you're looking for resources, mentorship, or tools for regional growth and sustainable practices, we're here to support you every step of the way. For corporates, fintechs and fellow finance community members, as the World's Best Corporate Digital Bank, check out how DBS is leading the way in evolving the digital financial landscape with our suite of innovative solutions for payments, collections, and more, including the launch of a future-ready solution tomorrow - watch this space 😍 Come see us at our booth and let's talk about how we can add our strength to yours over the next 3 days! #SFF2024 #DBSBank #SME #Innovation #Sustainability #BusinessGrowth #Fintech #Startup

Mastercard Fintech Forum 2024: Catalyzing innovation in Morocco: The Mastercard Fintech Forum 2024 brought together 50 of the biggest fintech companies in Morocco, startup founders, fintech leaders, and investors.

In fintech, the enduring winners build moats from technology, not just capital. A few points on this: ➞ Fintech encompasses wildly diverse business models with varied outlooks. Blindly chasing the latest hype often ends badly. ➞ Valuations swing wildly between private and public markets. "Locals" focus on long-term value creation. ➞ Interest rates make or break many fintechs. Locals spot rate-sensitive business models and adjust accordingly. ➞ Early traction provides little signal in some fintech niches. Locals emphasize sustainable differentiation. ➞ The best founders boast deep industry expertise. Locals back tested veterans over brash newcomers. ➞ Regulation remains fintech’s ultimate gatekeeper. Locals incorporate compliance from day one. Locals recognize software and data’s potential to transform financial services. Tourists chase the new shiny object. This perspective shapes all our investments at Foundation Capital. The key is experience and discernment. Thoughts? If you want to discuss further, comment or DM me! 📩

Invest Hong Kong Unveils Global Fast Track 2024: Empowering Business Connectivity Among Fintechs, Corporates and Investors Global Head of Financial Services, Fintech and Sustainability at InvestHK, Mr King Leung, said, "The Global Fast Track has evolved into a fintech-friendly platform in the past few years. We have helped over 1,000 fintech companies from more than 50 economies to showcase their cutting-edge innovations and expedite their market entry in Hong Kong and beyond. We are thrilled to build on this success and continue to offer unparalleled access to a global network with more than 100 investor and corporate champions, mentors, and industry leaders through GFT 2024."   https://lnkd.in/en5TN5Y2 #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

[M-3 ] 𝗙𝗜𝗡𝗧𝗘𝗖𝗛 𝗥:𝗘𝗩𝗢𝗟𝗨𝗧𝗜𝗢𝗡 𝗶𝘀 𝗰𝗼𝗺𝗶𝗻𝗴 ! #FFT24 FinTech R:Evolution has become the reference event for the fintech industry in France. Its ninth edition, 𝗣𝗔𝗧𝗛𝗦 𝗢𝗙 𝗧𝗥𝗨𝗦𝗧, will highlight a selection of speakers and structuring topics on Thursday, October 17, 2024. More than 2,000 attendees are expected at the Maison de la Mutualité, Paris. Entrepreneurs, decision-makers, investors, researchers, regulators, political figures, journalists and students will all be gathered around a unique experience: 4 plenary stages, 3 entrepreneurial platforms and networking areas, 2 studios. 𝑯𝒖𝒓𝒓𝒚 𝒖𝒑 ! 𝑹𝒆𝒔𝒆𝒓𝒗𝒆 𝒚𝒐𝒖𝒓 𝒑𝒍𝒂𝒄𝒆 𝒂𝒏𝒅 𝒔𝒂𝒗𝒆 𝒂𝒍𝒎𝒐𝒔𝒕 50% 𝒐𝒏 𝒚𝒐𝒖𝒓 𝒕𝒊𝒄𝒌𝒆𝒕. 𝑳𝒊𝒎𝒊𝒕𝒆𝒅 𝒐𝒇𝒇𝒆𝒓: 𝒆𝒂𝒓𝒍𝒚 𝒃𝒊𝒓𝒅 𝒕𝒊𝒄𝒌𝒆𝒕𝒔 (€249 𝒊𝒏𝒔𝒕𝒆𝒂𝒅 𝒐𝒇 €519) 𝒂𝒓𝒆 𝒏𝒐𝒘 𝒂𝒗𝒂𝒊𝒍𝒂𝒃𝒍𝒆, 𝒖𝒏𝒕𝒊𝒍 𝑨𝒖𝒈𝒖𝒔𝒕 31, 2024. 🎫 https://lnkd.in/ePP-uNbE 🙃 PS: FinTech R:Evolution is free for our members and partners. You can take advantage of this opportunity to join France FinTech to receive your invitations, as well as free access to all our events and initiatives for one year. La French Tech Bpifrance Banque de France Autorité des marchés financiers (AMF) – France Autorité de contrôle prudentiel et de résolution (ACPR) Financement Participatif France Insurtech France European Digital Finance Association julhiet sterwen Visa Accenture Société Générale KPMG mind Fintech Finyear Les Echos