𝐋𝐚𝐛𝐚𝐦𝐮 𝐚𝐧𝐝 𝐍𝐨𝐛𝐮 𝐁𝐚𝐧𝐤 𝐉𝐨𝐢𝐧 𝐅𝐨𝐫𝐜𝐞𝐬 𝐭𝐨 𝐁𝐨𝐨𝐬𝐭 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐈𝐧𝐜𝐥𝐮𝐬𝐢𝐨𝐧 𝐟𝐨𝐫 𝐈𝐧𝐝𝐨𝐧𝐞𝐬𝐢𝐚𝐧 𝐒𝐌𝐄𝐬. Labamu, an innovative platform for small, and medium-sized enterprises (SMEs), has teamed up with PT Bank Nationalnobu Tbk (NobuBank), a leading financial institution to launch a groundbreaking pilot in Indonesia to provide embedded SME operating accounts within Labamu. The new feature will be called 𝐋𝐚𝐛𝐚𝐤𝐮, and will be automatically offered to all Labamu users. This strategic partnership aims to enhance accessibility of financial services and to lower digital payment fees for SME community in Indonesia. Indonesia boasts a vibrant SME sector, contributing significantly to the country’s economy. However, many of these businesses face challenges in accessing formal financial services. By embedding SME operating accounts within Labamu, this partnership bridges the gap. SMEs gain direct access to banking services, enabling smoother transactions, fund management, and growth opportunities. Additionally, digital payments are on the rise in Indonesia, but fees associated with these transactions can be prohibitive for small businesses. Labamu and Nobu Bank’s collaboration aims to lower these fees, making digital payments more affordable for SMEs. This cost reduction directly impacts their bottom line, fostering financial sustainability. This collaboration directly tackles these challenges to support this significant economic and social demographic. Special thanks to: Suhaimin JOHAN Arnold Egg Emmanuel van de Geer Kamal Shivdasani Putri Rusli Silvya Winsen Rey Sihotang, ERMCP #InklusiKeuangan #UKM #KolaborasiStrategis #DigitalPayment #Labamu #NobuBank
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#BEECommunitySpotlight: Over the last financial quarter, Indonesian lending & financial solutions leader Amartha has been making strides in creating tangible impact, empowering SMEs in the market. The company has consistently been on a capital growth trajectory of 30% year-on-year, in both top and bottom lines. We commend Amartha on their people-first financial pathway innovations built through robust digital financing infrastructures in the Indonesian economy, and are delighted to continue standing with the team on their mission towards financial sustainability. Here’s to many more milestones. Andi Taufan Garuda Putra | Dirk Van Quaquebeke | Faiz Rahman #BEECommunity #Amartha #Indonesia #sme #fintech #financialsolutions #lending #SEAeconomy #sustainability #innovation #growth #profitability #digitalfinance
Amartha continues to deliver on its mission to empower Indonesian SMEs by providing access to essential lending and financial solutions This commitment has translated into robust growth and profitability, showcasing the incredible value of our customer base and the sustainability of our business model. The past quarter was our strongest in history, both in terms of revenue and profitability. Our top and bottom lines have consistently exceeded 30% year-over-year growth, reflecting our relentless focus on creating impact and driving success for all stakeholders. To express our gratitude to our shareholders and our dedicated teams for their unwavering support and hard work, we provided liquidity through a share buyback from secondary sales and retained earnings at the end of Q2 2024. People are our greatest asset. By investing in our team and their future, we are building a stronger foundation for continued innovation and growth. As we look to the future, we will double down on technology to continuously deliver the best customer experience. We are looking to grow our tech, product, and data teams. Please reach out to https://lnkd.in/gqqZAsKU if you’re looking for new opportunities and are aligned with our mission! Thank you for being a part of Amartha’s journey as we continue to grow, innovate, and uplift the SMEs that are the backbone of Indonesia’s economy. Special thanks to our early believers: Pak Suwandi Tjia BEENEXT Dirk Van Quaquebeke MidPlaza Holding Ryu Suliawan The Graduate Syndicate Jeffrey Bussgang Lynx Asia Partners Djamal Attamimi PT. Mandiri Capital Indonesia (MCI) Eddi Danusaputro Photo from Lomba Foto UMKM Amartha #tumbuh10xlagi credit to Edy Gautama, Bali
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Fresh Graduated From Esa Unggul University | Accounting | Certified Digital Marketing | Merchandising Analyst (PEDRO), Ex Sales Counter Optik (Optik Melawai), Ex Cashier (Resto BMK)
📢 Exciting News! I’m thrilled to share that my journal titled "FinTech Aplikasi JakLingko Dalam Bisnis Transportasi Umum Dan Kaitannya Dengan Inovasi Terbuka" has officially been published on October 14, 2024! 🎉 🔍 Abstract: The advancement of digital technology has changed the paradigm in various sectors, including the financial industry with the emergence of Financial Technology (FinTech). In Indonesia, the growth of urbanization and private vehicle ownership in Jakarta has caused serious problems in the urban transportation system. Especially related to congestion, requiring new innovations such as digital payments as a solution. This study investigates the factors that influence the adoption of FinTech services through the JakLingko application, in the context of public transportation in DKI Jakarta, involving 185 respondents. Using a quantitative approach and SEM-PLS with SmartPLS software for testing. Based on the updated UTAUT2 theory, variables such as Performance Expectancy, Effort Expectancy, Facilitation Condition, Price Value, and Knowledge are proven to have a significant influence on Fintech Adoption. While variables such as Social Influence, Hedonic Motivation, Habit, and Perceived Security do not show a significant influence. In addition, Fintech Adoption affects the Business Sustainability of public transportation. These results provide in-depth insight into the dynamics of FinTech technology adoption in the public transportation sector. The implication of these findings is the importance of the government and transportation service providers understanding these factors to improve operational efficiency and user experience in the use of digital payments in the public transportation sector, thereby supporting Business Sustainability and improving transportation services in Jakarta. 🖊️ Authors: Eny Purwaningsih, Dita Wahyu Saputra, Ickhsanto Wahyudi, Barlia Annis Syahzuni 📅 Published in: Jurnal Ilmiah Metansi (Manajemen dan Akuntansi) - Sinta 6 🔗 Link to the journal: https://lnkd.in/g8dyUU7T This work represents a significant milestone in my academic journey, and I am incredibly grateful for all the support and guidance from my mentors, colleagues, and friends. Looking forward to your thoughts and insights! #Published #ScientificJournal #AcademicAchievement #Research #Grateful
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On February 12th, 2024, Mitsui reached an agreement to invest in LinkAja, an Indonesian based digital financial service provider. LinkAja is a subsidiary of 10 State Owned Enterprises (SOE), SOE subsidiary companies and 2 tech giants, which include Telkomsel, the largest mobile operator in Indonesia, Pertamina Retail, a subsidiary of PT Pertamina, a state-run oil & gas company, Grab, Gojek and other entities, ranging from financial services, infrastructure, and transportation. Since its launch in 2019, LinkAja has been providing digital payment solutions and its presence as a payment system platform for SOE products aim to drive the ecosystem of non-cash financial transactions and holistic financial inclusion in Indonesia. Mitsui & Co., Ltd investment is anticipated to significantly bolster its digital finance portfolio, particularly in the information & communication technology (ICT) and retail sectors, and provide opportunities for LinkAja and Mitsui to combine their various potentials and unique competitive advantages to contribute to Indonesia's digital economy. As also stated in LinkAja’s press release, Shinichi Kikuchihara, the President Director of PT Mitsui Indonesia, expressed optimism regarding the collaboration between Mitsui and LinkAja, emphasizing their potential to drive the development of Indonesia's digital finance industry. #FinancialTechnology #Fintech #DigitalPayment #Startup #Investment #MitsuiIndonesia #Mitsui #LinkAja
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Digital financial services have become widely accessible, reaching various segments of society. Therefore, improving financial literacy is crucial to foster financial inclusion in the communities. Through Bincang Bareng AsetKu, we are committed to drive financial inclusion across Indonesia. TemanKu, together we can spread awareness and empower communities to make the most of digital financial services! ✨ #JelasBerkembang
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CEO | Building Seeds, Duolingo for Finance | MIT Alum | where social gaming and learning meets finance and investing
🌟 Exciting Collaboration Alert! 🌟 We are proud to announce the partnership between Seeds Finance and GIS UIN Jakarta for the School of Investment event at IDX Channel! 🏦📊 This initiative aims to enhance students' understanding of the investment world, equipping them with practical knowledge and insights from industry experts. 🚀 Join us as we dive deep into the financial markets and empower the next generation of investors! 💡 🚀 🔥 🎉 #SeedsFinance #GISUINJakarta #SchoolOfInvestment #IDX #FinancialEducation #InvestmentKnowledge
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Indonesia’s Push to Streamline State Investments 🇮🇩 Indonesia, under the leadership of Prabowo Subianto, is launching an initiative to streamline state investments through a dedicated agency. It This move aims to enhance the country’s ability to attract foreign investment and boost infrastructure and economic growth. By improving management and transparency, Indonesia is positioning itself as a more attractive hub for international investors. 💡 Why it matters: For asset managers and investors, this signifies increasing opportunities in Indonesia, particularly in infrastructure, technology, and natural resources. The streamlined investment approach could unlock more efficient pathways for capital deployment in a fast-growing market. 📩 Stay ahead of these developments with AsstMgmtBrief: asstmgmtbrief.com #Indonesia #FDI #AssetManagement #EmergingMarkets #InvestmentOpportunities #AsstMgmtBrief Photo Credit: Jakarta Post
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Building Asia's Fastest Growing Location Intelligence, Big Data and Mapping Company #Always Hiring
Productive meeting with the advisor of ABC Vision Capital Yungky Setiawan and Fernando Repi the Vice Chair of APRINDO (Asosiasi Pengusaha Ritel Indonesia) . Exciting discussions on future collaborations and exploring new opportunities ahead. We are here to change the tech landscape in Indonesia.....Real local software driving the Indonesian economy... #BVT #madeinIndonesia #creatingalegacy #localproduct #locationbasedinsights #locationintelligence Bhumi Varta Technology Ady D Maningkas Boyke Gozali Miranda Kalangi Teguh Insani Rivan Harits
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Expert in data analysis, data visualization, market research, creative graphic design, and branding. Certified in general HSE. Experienced in digital marketing strategies, SEO, and campaign management.
I am thrilled to share that I have successfully completed the Basic Investment in Capital Markets training conducted by Muamalat Institute. Melalui pelatihan ini, saya mendapatkan wawasan berharga tentang konsep dan praktik dasar investasi di pasar modal. It marks the beginning of my journey to keep learning and growing in the dynamic and opportunity filled world of investments. Terima kasih kepada Muamalat Institute serta kepada semua pihak yang berkontribusi atas kesempatan dan pengalaman yang luar biasa ini. Next time, I will share some of the knowledge I gained about the basics of investment in the capital markets. If you're excited about it, feel free to leave a comment below!! #Investasi #PasarModal
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What is Senior Operation Manager in Rupiah Cepat? Know the details here! Muhammad Nova Jalal Fuadib as Senior Operation Manager at Rupiah Cepat share his story being part of amazing Fintech in Indonesia. Swipe this post to read the details! You can be part of Rupiah Cepat to grow with. Find us on Jobstreet & Follow our Rupiah Cepat Linkedin for Required position. hashtag #RupiahCepat #Fintech #EmployeeStory
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Gerakan Nasional Cerdas Keuangan (GENCARKAN) is a program initiated by Otoritas Jasa Keuangan (OJK) under the theme "Smart Community for Indonesia Emas 2045." The initiative aims to promote widespread and equitable improvements in financial literacy and inclusion across Indonesia. TemanKu can learn more about GENCARKAN in the video below. #JelasBerkembang
