Kevin Faulkner’s Post

Did you know that without a credit card, you could be missing out on 30% of what impacts your credit score? If you’ve been hesitant about getting a card, now is the time! Having a credit card can help build your credit history and boost your score over time. Whether you're just starting out or have a low credit score, there are options available for everyone. Visit your local bank or check out the link in our bio for credit card recommendations tailored to your needs! #CreditScoreTips #FinancialLiteracy #BuildYourCredit #CreditCardOptions #BoostYourCredit #CreditAdvice #LowCreditSolutions #SmartFinancialChoices #CreditScorePro #PersonalFinance

📊 Credit score game-changer: Timing your payments 💳💰 Maximize your credit score by paying your credit card balance 3 days before the statement date. This ensures a low balance gets reported to the credit bureau, keeping your score high. Don't let high balances hurt your credit score -- time your payments strategically! 💡💳 #CreditScoreHack #SmartCreditManagement #FinancialTips #CreditBuilding #MoneySmart

Keeping your credit card balances low is essential for maintaining a healthy credit score. Aim to use less than 30% of your available credit limit—this shows lenders that you can manage credit responsibly. If possible, pay off your credit card balances in full each month. Not only does this practice save you from paying interest, but it also positively impacts your credit utilization ratio, a key factor in your credit score. Managing your credit card usage wisely can lead to significant improvements in your credit score over time. Keep those balances low and your score high! CALL TOLL FREE 1-877-871-2400 Read more: https://lnkd.in/giHPg7J8 #CreditScore #CreditCardManagement #FinancialTips #TheAscentNetwork #CreditHealth #SmartSpending

Credit cards can be pretty handy if handle right. Here are three easy tips to make sure you're getting the most out of them without getting slammed with interest charges or messing up your credit score. 1. Keep your spending in check. 2. Automate those payments. 3. Stay alert. Set up those text and email alerts from your card issuer #buildcreditnotdebt #emergencyfund #prioritizeyourself

Paying down your credit cards is great, but it does it guarantee a better credit score? It’s easy to think paying off your credit card balances will automatically improve your credit score, but that’s not always the case. Your credit score also depends on how you manage other factors like payment history, account age, and credit type. If you’ve paid down your cards and aren’t seeing the improvement you hoped for, it might be time for a deeper look and we’re here to help with that! Follow us and click the link below to join our waitlist for step-by-step guidance to boost your credit score. https://bit.ly/47o7HY0 #CreditScoreTips #CreditHealth #FinancialWellness #CreditRepair #CreditBuilding #DebtFreeJourney #ImproveYourCredit #SmartMoneyMoves #FinancialFreedom #CreditCardPayoff #MoneyManagement #PersonalFinance #BuildYourCredit #BoostYourCredit #DebtManagement

💳 Credit Card Hack You Need to Know! Want to boost your credit score? 🏆 Here’s the secret: keep your credit card balance below 10% of your total credit limit. For a $10,000 limit, that means less than $1,000! Stay below that 10%, and the credit bureaus will be singing your praises. 🎶 #CreditScore #MoneyMatters #financialtips

Calling all credit card connoisseurs! When it comes to choosing the perfect card, there are so many options it can be overwhelming. Do you prioritize rewards, low interest rates, or no annual fees? Or by issuing bank? I want to hear from you! Share your go-to credit card and why you love it. Let's compare notes and help each other find the best card for our needs. #creditcard #financialgoals #moneymatters

 Attention Cardholders! 🚨 Did you know that even though you may have a fixed interest rate on your credit card, it's not necessarily set in stone? 😱 That's right! 💳 While it's true that a fixed rate offers some stability, don't be caught off guard – your credit card company still has the ability to raise that fixed interest rate, potentially leading to higher payments for you. 💸 However, they are required to give you notice before doing so, so make sure you keep an eye on any communications from them. Stay informed and proactive about managing your credit card account to avoid any surprises! 💪 https://lnkd.in/e4jwa8hH #CreditCardEducation #StayAlert 💳📈