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Accumulating a pension corpus is crucial for ensuring a stable and comfortable retirement, and the steady growth of the NPS kitty highlights its reliability and more importantly the increasing awareness among Indians about the benefits of retirement savings. This also underscores the need for more specialized companies to manage pension investments effectively, ensuring optimal returns for investors.Best time is now, to take a step towards securing your future, by investing and leveraging the expertise of companies that specialise in pension fund management. https://lnkd.in/gM7ZZxRr

Are you considering how to secure a comfortable retirement? Understanding the National Pension System (NPS) might just be the missing piece to your financial plan. Here are a few practical steps to get started with NPS: 1. Register online and create your account easily. 2. Choose between the Tier I and Tier II accounts based on your savings goals. 3. Select suitable investment options that align with your risk appetite and retirement timeline. By taking these steps, you could enhance your retirement savings and enjoy benefits like tax deductions and a reliable income post-retirement. We invite you to share your own insights or tips on preparing for retirement. Your experiences can inspire others in their financial journey! https://lnkd.in/dkWreE8q

Stanbic IBTC Pension Managers recently published its 2023 corporate and pension fund audited accounts, providing a summary overview of its financial health and fund performance. This report provides a summary review and presents key financial highlights, financial ratios, fund performance, and the trend in the number of Retirement Savings Account (RSA) holders. https://lnkd.in/dkgvfXi9

As you near retirement from bp several questions may arise: Should you take your pension immediately or defer it? Will your pension be enough alongside savings to provide a comfortable retirement? And the list goes on and on. Our BP benefits experts walk you through the important factors to understand about your pension so you can make better decisions in our article here: https://hubs.li/Q02DW14n0

🎉 We bring a new promotion: the European pension year free. 🎉 Pensions are a much talked about topic and many people see that it is not enough to rely on the government if they want to have a good retirement. ❌ That's why we are coming up with a new promotion, offering you a modern European Pension (PEPP) for one year completely free of charge. 🤩 Do you find one year is not enough and you want to have your PEPP managed for free for longer? 😱 Invite friends to set up a European Pension in Finax and with each invited friend who successfully completes the registration, you will be awarded an additional year of free management. 💙 The promotion runs from 1.6 to 30.6.2024. Read more about the ongoing promotion in the blog. 👇 Find out more about the European Pension in the KID at 👉 https://finax.tech/pepp-en ❗There is risk involved in investing. #Finax #ETF #investing #money #PEPP #EuropeanRetirement #income #investment #saving #action #ad

Are you a UN employee planning for retirement? You might already be familiar with the standard income-for-life pension option from your UN pension, providing a steady income stream for life. But there’s another powerful choice to consider: taking your UN pension as a lump sum and reinvesting it. ✨ This option offers flexibility, greater growth potential, and the ability to tailor your investments to fit your financial goals. But most importantly, it offers more flexibility in succession planning. Our latest blog breaks down the benefits and considerations of each approach, helping you make the best choice for a secure retirement. If you would like to discuss your UN Pension options with one of our specialists, please DM Nicholas Galea, (Financial Planner, Investment Adviser, & Insurance Broker). Nicholas will be in Vienna between 2nd and 5th December. #RetirementPlanning #PensionOptions #UNRetirement #Vienna https://lnkd.in/ds7tz7sx This post is prepared for information purposes only and should not be interpreted as investment advice nor is it an invitation by MWC Group to any person to buy or sell any investment. MWC Group has based this post on information obtained from sources it believes to be reliable. Manentia Wealth Consulting Group Limited is licensed and regulated by the Malta Financial Services Authority (MFSA) under the Investment Services Act to provide investment services as a Portfolio Manager and under the Insurance Distribution Act to act as an Enrolled Insurance Broker. Manentia Wealth Consulting Group Limited is a subsidiary of Manentia Wealth Consulting Group AG (Swiss company registered number: CHE-116.117.306). MWC Group UK is authorised by the FCA FRN 973440 to provide Investment advice and portfolio management in relation to various financial instruments. It is a Branch of Manentia Wealth Consulting Group AG, which is registered with FINMA as an Insurance Broker under number 29575 and a member of PolyReg/PolyAsset as a Portfolio Manager. Manentia Wealth Consulting Group AG is registered with FINMA as Insurance Broker under number 29575 and member of PolyReg/PolyAsset as Portfolio Manager.

At PortfolioMetrix, we know that pension saving isn’t always a client's top priority. That’s why we’re dedicated to supporting financial advisers in guiding their clients toward a secure financial future. With increasing concerns about the sustainability of the state pension, these conversations are becoming even more critical. 📊 Recent analysis from the Adam Smith Institute suggests that the state pension alone may not provide a comfortable retirement for many. As advisers work to address this challenge, we help them build diversified, risk-appropriate portfolios tailored to their clients' long-term retirement goals. 💡 By focusing on pension planning as a core part of financial discussions, advisers can ensure their clients are on the right path to achieving a stable and secure retirement. At PortfolioMetrix, we’re committed to making that process easier with robust investment solutions that align with client needs. 🔗 Explore this important topic further in an insightful article by Ahmed Baw (Rosemount Financial Solutions (IFA) Ltd): https://lnkd.in/eqFD35NM

Would you put your pension with an expensive provider because their pension funds were performing well? We talk a lot about what the platforms charge at Investing Insiders, and yesterday our brilliant finance writer, Clare West, posted a graph that shows how the various pension providers stack up against each other in terms of cost. But, how much impact do fees have on your overall returns over time? The best performing 'Starter Pension Funds' out there came from Moneybox, but Moneybox rarely comes out as a cheap option, so last night our Senior Equity Analyst John Choong and I crunched numbers late into the night to come up with the answer of exactly how much impact these fees have. (I'll be honest, John did most of the number crunching while I suggested unhelpful adjustments) As you can see, this did impact some of the platforms in terms of whether your money would have grown more elsewhere, but Moneybox managed to retain a comfortable lead. Pension savers are the holy grail for these platforms as they often have a large portfolio. So, if your provider is looking a little lacklustre and you are considering swapping, contact the provider you want to swap to first as they will often facilitate the swap for you - it really is pretty easy. I'll also link to our Best Pension Provider page in the comments in case you need any further information to help with your decision. #pensions #retirementsavings #money

Learn about the withdrawal options offered by the National Pension System (NPS), including partial withdrawals, premature exit conditions, final withdrawals at maturity, and the new staggered withdrawal facility. Plan your retirement effectively with NPS. . . . . . #NPSWithdrawalOptions #RetirementPlanning #PartialWithdrawals #PrematureExit #StaggeredWithdrawal #FinalWithdrawals #NPSBenefits #FinancialPlanning #RetirementSavings #NPSInvestment . . https://lnkd.in/gH2CMQj2

An Individual Pension Plan (IPP) - A Retirement Solution for Business-Owners An IPP is a defined benefit pension plan and is typically established by a company for a single person and generally includes higher tax-deductible contributions than an RRSP, allowing you to build your retirement savings more quickly. Who can open an IPP? IPPs are designed for incorporated business owners and incorporated professionals, deemed to be “connected” members who directly or indirectly (through a spouse or family member) own 10% or more of the company shares. Ideally the candidate will be between the ages of 40 and 71, operates an incorporated business and has earned T4 income since the date of incorporation. This will create eligible years of past service allowing individuals to compensate for the years when corporate revenue was largely reinvested in the establishment and growth of the business. By providing the maximum benefits permitted under the Income Tax Act, an IPP generally allows higher tax-deductible contribution amounts than those permitted under an RRSP. For individuals who wish to maintain their pre-retirement lifestyle when retired, IPPs are an effective way to accumulate tax sheltered funds. If you are a business owner and would like to learn more, please reach out and we can start a conversation. Assuming that you're an ideal candidate, then we can look at illustrations that will demonstrate the effectiveness of an IPP for you. #IPP #businessowner #retirement #definedbenefitpension #smallbusiness #YGK #RBC #investmentadvisor