Ever wonder what makes an e-commerce business "fundable"? Our underwriting team has distilled it down to 4 key factors: 1. Unit economics 2. Working capital 3. Liquidity 4. Debt management We've just published an in-depth article explaining: • Why these factors matter to lenders • How to calculate and interpret key metrics • Real-world examples of strong vs. weak financial profiles Whether you're seeking credit now or planning to in the future, understanding these elements is crucial for sustainable growth. Read the full breakdown via the link in the comments. #ecommerce #funding #growth
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Get insider tips on how to effectively grow your customer base! Are you finding it difficult to increase your online store’s visibility and attract more customers? It’s a common issue for many e-commerce owners. 🤕 Swipe to read the practical insights you need to succeed. Want to know more? Join our newsletter to get the to the tools and insights that can elevate your e-commerce store. Subscribe now! 🟣👉🏻 https://hubs.ly/Q02BRmQW0 #chocoup #funding #finance #financing #revenuebasedfinancing #rbf #ecommerce
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Ever wondered how mastering cash flow could transform your eCommerce venture? Managing cash flow is among the most vital activities for eCommerce managers. This blog shares essential tips to implement data driven systems, processes, tools, and policies for managing your eCommerce cash flow. Check it out: https://lnkd.in/dDj8wM6z eFunder helps online businesses get access to funds that are essential for their business growth. Get started: https://lnkd.in/dFFGG2nV #SMEs #eCommerce #Financing #Cash #BusinessGrowth #eFunder #Ramadan2024
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For Ecom SME's who are interested by or have considered financing - give it a quick read!
Ask: Introductions to UK SME eCommerce businesses that have had bad experiences with obtaining finance. Reason: After speaking with several eCom players and viewing the landscape, I see that there's a big problem in eCom SME finance. Knowing a little bit about borrowing, the asset-light, multi-channel nature of eCom makes underwriting a timely (therefore expensive) process that puts off traditional lenders until businesses reach a specific size. Until then, they're limited to revenue-based fintech lenders who have invested in solutions that gather, analyse and verify the business's data through plug-ins. Naturally, this has created a low-competition environment, resulting in inflexible and expensive lending. Not to mention how the data-sharing process has to be done individually per lender - a disincentive to shop around. Desired Outcome: I have a simple solution to the issue that would be relatively cheap to ship. I've had good feedback from eCommerce players about it, but I want to validate the idea a little more. Jump in my DMs to discuss. Thanks!
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📦💸 Quick Tip: Always keep receipts! It’s the fastest way to get your money back. #ShippingRefunds #RefundPros #SmartShipping #refunds #reimbursements #ecommerce #tipsandtricks #retailhacks
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Retail and e-commerce are booming, and so should your business! With Livfin's finance solutions, leverage your invoices for better cash flow management and seize market opportunities. . . . #livfin #livfinfinance #financewithlivfin #ecommerce #business #retail #SmartFinancing #ecommerceventures #CashFlowManagement #BusinessFinance
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Fractional CFO & Strategic advisor to Startups | I help ambitions founders scale through Data-Driven Insights with my team of finance professionals | Working with venture and private equity backed scaleups
Is your business profitable on paper but teetering on the edge of bankruptcy? The overlooked culprit might be your cash conversion cycle. One of our clients, who owns a growing e-commerce retail business. Despite strong sales, he struggled with cash flow. During the Christmas season, he stocked up on inventory, but payments from customers were slow, and suppliers demanded quicker payments. This cash crunch nearly crippled his operations, leaving him stressed and frustrated. We optimised his cash conversion cycle (CCC) by: 1️⃣ Inventory Management: Streamlining inventory processes and implementing just-in-time practices to minimize overstocking and free up cash. 2️⃣Accounts Receivable: Introducing stringent credit policies and early payment discounts to encourage faster customer payments. 3️⃣Accounts Payable: Negotiating better payment terms with suppliers to extend payment periods without penalties. Optimising the CCC transformed our clients business. Now, he no longer worries about cash flow, even during peak seasons. Understanding and mastering your cash conversion cycle is crucial for ensuring liquidity and sustainable growth. If your business faces similar challenges, let’s optimise your cash flow together. It’s the key to not just surviving, but thriving.
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Running an eCommerce business in today’s fast-paced market can be overwhelming. Between market volatility, high operating costs, regulatory changes, and competitive pressures, financial stress is at an all-time high. But what if you could change that? 💪 With access to all the right lending options, you can... Smooth out cash flow during volatile market shifts. Lower operating costs by accessing low-interest financing options. Adapt quickly to regulatory changes without financial strain. Invest in competitive strategies that keep you ahead of the curve. Secure the funding and lending needed to smooth out cash flow, lower operating costs, and stay competitive! Get started now: https://lnkd.in/g9fbX3Z2
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How does the e-commerce business model support cash flow? Join John Cafarelli, President of BeautyMatter, and our CEO and Co-founder, Michal Baumwald Oron 🎗️, as they explore this critical question in the video below #Ecommerce #CashFlow #BusinessGrowth #BeautyMatter
I’m glad to share another short video from the Fortunet - E-Commerce Investment Banking webinar in partnership with BeautyMatter. In this clip, I respond to John Cafarelli’s question: How does the e-commerce business model help support cash flow? Watch the video to find out! #Ecommerce #CashFlow #BusinessGrowth #BeautyMatter
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"Moving a business online can be as challenging as it is rewarding." This is especially true for small businesses who may not have the revenue nor cash on hand to implement the "big" digital tools that their larger competitors can. But there are opportunities that may not break the bank. #SmallBusinessOnline #DigitalTransformation #BusinessGrowth
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[ BNPL for Business ] 🚀🌟 The world of Fintech is revolutionizing the way we handle our finances, and one standout innovation is Buy Now, Pay Later (BNPL) for business. Today, I want to share some practical insights and tips on how BNPL can bring tangible benefits to your business operations.🌟 🌟 https://lnkd.in/dNmkE5tG #Fintech #AI #Innovazione #BusinessRevolution #BNPLB2B #bnpl
[ BNPL for Business] The world of Fintech is revolutionizing the way we handle our finances, and one standout innovation is Buy Now, Pay Later (BNPL) for business. Today, I want to share some practical insights and tips on how BNPL can bring tangible benefits to your business operations. 🔍 Understanding BNPL for Business: BNPL allows businesses to purchase essential items and services immediately, with the flexibility to pay over time. This means better cash flow management and the ability to invest in growth without immediate financial strain. 💡 Practical Tips for Implementing BNPL: Assess Your Needs: Determine what purchases can be deferred. Office equipment, software, and even marketing services can be financed through BNPL. Choose the Right Provider: Look for BNPL providers with favorable terms, transparent fees, and strong customer support. Monitor Your Cash Flow: Use BNPL strategically to maintain a healthy cash flow. This ensures you can cover other operational expenses without stress. Plan Your Repayments: Create a repayment schedule that aligns with your revenue cycles. Avoid late fees and keep your credit in good standing. Leverage BNPL for Growth: Invest in resources that will enhance productivity and drive business growth, knowing you have the flexibility to pay over time. 🌱 Practical Value of BNPL: Implementing BNPL in your business not only helps manage expenses but also empowers you to seize opportunities that would otherwise require significant upfront investment. It’s about being resourceful and strategic, ensuring that every decision contributes to the overall growth and success of your business. 💪 Feel Useful, Share Your Knowledge: If you've successfully integrated BNPL into your business, share your experiences! Your insights could be invaluable to other entrepreneurs navigating the same waters. Whether it’s tips on choosing providers or managing repayments, your guidance can make a real difference. Let's leverage the power of Fintech and BNPL to not just survive, but thrive in today's competitive market. Together, we can make smart financial decisions that benefit our businesses and our community. #Fintech #BNPL #BusinessGrowth #CashFlowManagement #PracticalTips #FinancialPlanning #Innovation Wishing everyone a productive and successful day! PausePay - il Buy Now Pay Later B2B italiano pausepay.it
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https://www.getparker.com/blog/what-kinds-of-companies-get-funded-for-credit