Garrington Capital’s Post

Did you miss this webinar? HMDA for Commercial Loans is available on-demand! This webinar outlines the reporting requirements on commercial loan applications, including which data needs to be collected, how to handle mixed-used properties, and when a loan is reportable or excluded. Order this training online here: https://lnkd.in/gnrtMezw #creditunions #cubg #businessservices #creditunionregulations #lendingregulations

FAQ's Do I have to pay for this service? Though we will help you organise your loan, instead of charging you, we are remunerated by the lender you choose after your loan has settled. Moreover, we outline in full exactly how much we are paid by the nominated lender prior to submitting your application, meaning the entire process is clear and fully transparent for you. #JEMFinanceGroup #FAQs #financefaqs

Unlock your real estate potential with a DSCR loan! 📈 Invest smarter and grow your portfolio with confidence. Contact us to learn more! 888.848.3114 now! #RealEstateInvestment #DSCRLoan #PassiveIncome #WealthBuilding #InvestSmart #FinancialFreedom #PropertyInvestment #RealEstateTips

🔍 Check out this article for everything real estate investors need to know of DSCR loans! 📊 #RealEstateInvesting #DSCRLoans #SFR #Investors #LendingOne

Rates go up and rates go down, when dealing with DSCR loans, it is only one variable in the transaction. The #1 concern, for 'most' investors looking at buy/hold properties, does it cashflow? The rate 'is' important as it's a variable to factor when calculating your DSCR (debt service coverage ratio), but if the numbers still hit your cashflow target at 'X' intertest rate, it may be a deal. More seasoned investors understand they can refinance down the road and won't allow a high rate environment to stop their progress. Will they look to buy deeper and underwrite more conservatively, sure, but it doesn't mean they are on the sidelines long. Remember, there are buying opportunities now. As rates decrease into 2025, prices will elevate, cause and effect. If you are sitting on equity in your existing rentals and are wanting to build your portfolio, let's strategize the best way to turn your equity into buying power while prices are down and build up your cash-flowing door count! #DSCR #portfolio #Rentals #Equity #cashflow

💳 DSCR loans are all the rage right now due to their simplicity. No need for extensive documentation or debt-to-income ratios. 🚫 Just focus on property potential & credit score. 📈 #realestateinvesting #investmentproperty #mortgageloans #propertyinvestment #commercialrealestate #realestatefinance

Challenges posed by lender resistance can cause loan pricing model implementations to fall short of meeting expectations. In this webinar from Forvis Mazars, we will break down what needs to be considered when creating a successful model for your institution: https://bit.ly/3X0eEKm

The FDIC five-year formula for real estate loans is a method used by the Federal Deposit Insurance Corporation to calculate the risk-weighted assets for real estate loans held by banks. This formula takes into account the loan-to-value ratio, the loan's interest rate, and the maturity of the loan to determine the appropriate risk weight for the loan.

Navigate the complexities of Merchant Cash Advance (MCA) loans and make informed financial decisions! 📊💸 Discover the ins and outs of calculating loan interest for MCA loans, ensuring transparency and financial clarity. 💼💡 Read more in our insightful blog post: https://lnkd.in/gnQKeaDT #MCALoans #LoanInterest #FinancialInsights #CFOShareInsights #CFOShareBlog