FintechIO’s Post

💡 Discover how Open Finance is not only transforming transactions but also creating sustainable practices and empowering communities worldwide. 🌍✨ From leveraging AI to enhance customer experiences to fostering inclusivity, this insightful dialogue delves into the future of finance and the collective actions needed for positive societal change. 🤝 https://lnkd.in/dvbTBu2W #openfinance #sustainability #financialinclusion

Fintech in 2025: AI & sustainable finance to lead change - IT Brief Australia: The fintech industry is gearing up for major transformations in 2025, driven by sustainable finance and AI trends, say leaders from Bruc Bond and ...

In this deep dive, we speak to Bill Waid, Chief Product & Technology Officer at FICO, on fintech’s digital transformation gold rush and how innovation can be mass-produced. More below. #Fintech #Innovation #Indepth

🚀 Exciting times in fintech! Digital Ledger, a fintech startup, has just raised a whopping $9 million to revolutionize balance sheet management for banks and financial institutions. Their AI-driven platform promises to enhance the way these institutions manage assets and liabilities, unlocking capital and minimizing risks. 💡 **Here's Why This Is a Game Changer:** With AI and machine learning at its core, Digital Ledger's solution is set to transform the critical yet complex task of balance sheet optimization. This is crucial because, despite 71% of banks recognizing the importance of balance sheet management, only 22% feel adequately equipped to handle it (Deloitte). 🌍 The push towards digital solutions is more vital than ever, as the global balance sheet management market is expected to see a growth rate of 12.1% from 2022 to 2027 (MarketsandMarkets). And with AI in banking poised to amplify operational efficiency by 25% by 2025 (PwC), the timing couldn't be more perfect. 💡 **Personal Insight:** Reflecting on my experience in financial management, it's clear how transformative AI can be. Simplifying complex data into actionable insights not only boosts efficiency but can also drive significant economic gains. It’s an evolution I've witnessed first-hand and one that is increasingly indispensable. 📈 **Looking Ahead:** With this funding, Digital Lord pledges major growth, eyeing new markets and robust bank partnerships. As digital transformation remains a dominant priority—yet challenging—with only 22% banks feeling significantly progressive (EY), Digital Ledger's journey will be one to watch. 🤔 What impact do you think such AI-driven platforms will have on your industry? Have you seen similar innovations streamline operations in your field? #fintech #AI #digitalbanking #venturecapital #financialmanagement

Informative read which touches on the importance of collaboration between tech firms and traditional institutions, and where embedded financial products for large corporates are heading 🚀 🏢 🔁 🏦 📈 🔁 🏪 Anybody navigating the world of finance and tech partnerships can check it out in full here:

📈 How Fintech Innovations are Fueling Business Growth In today's fast-paced digital landscape, businesses need to leverage financial technology (#fintech) to stay ahead. It's remarkable how even small improvements to a firm's financial tools can ripple across various facets, driving substantial growth. Just yesterday, I was discussing with a client how integrating AI-driven analytics into their internal finance systems has revolutionized their decision-making process. Previously, their finance team spent hours sifting through data. Now, real-time insights enable them to spot trends and make informed decisions at a glance. This not only boosts efficiency within the firm but also enhances client interactions by providing more accurate and timely financial advice. #clientengagement Moreover, in light of tightening economic conditions and rising competition, firms that overlook fintech advancements risk falling behind. For example, as the UK navigates post-Brexit financial regulations, firms equipped with agile, tech-driven solutions are better positioned to comply with new requirements swiftly and cost-effectively. On the client side, this translates to smoother transactions and higher trust in the firm's capabilities—key elements for client retention and growth. It's clear that fintech isn't just a buzzword; it's a critical investment. Firms embracing these technologies unlock new growth channels and safeguard their market position, while those dragging their feet may find themselves outpaced. Let's make sure we're the ones leading the charge, not playing catch-up! #businessgrowth #technologicaladvancements

Strong performance of tech shares, AI tools, new regulatory frameworks accelerate institutional adoption of asset class https://lnkd.in/g6CxBuMA #DigitalAssets #Investment #Finance #Technology  

Toqio's CEO Eduardo Martinez Garcia was interviewed by MadTech Magazine for an extraordinary piece, titled: "How is Embedded Finance Ensuring the Checkout Experience is Financially Inclusive?". In the feature, Eduardo discusses several key insights into the future of finance and technology, particularly regarding corporate embedded finance and the emergence of generative AI. Embedded finance, while already prevalent in consumer products, is now extending into the corporate realm, which is why Eduardo clearly signals embedded finance as a trend set to reshape the financial landscape in the corporate ecosystem, with such services as distributor payment processing, supply chain financing, and merchant lending services. Eduardo does an excellent job of providing key insights into the evolving landscape of finance and technology, underscoring the importance of collaboration between tech companies and traditional institutions. Link: https://hubs.la/Q02vxQKM0 To learn more about how Toqio helps corporates create new financial channels visit: https://hubs.la/Q02vxQLz0 Mia Mohamed Kunal Galav Michael Galvin Michael Pierce Arancha Riestra Robert Burke Aaron Scherer Elena Costa Montalvá #corporates #merchantnetwork #financialexchange #marketplaces #automatedcollection #merchantfinancing #distributionnetwork #embeddedfinance #fintech #digitalpayments #generativeai #ai #supplychainfinance #corporatefinance #businessfinance #foodandbeverage #healthcare #distributorpaymentprocessing #lending

A very interesting, visionary and well-founded point of view. Toqio is fortunate to be strategically guided by this clear vision of the future of the financial market. Many make predictions but few get it right. So far, at Toqio, we have been getting it right. Not bad, right? #Toqio #EmbeddedFinance #Fintech #NewFinancialRules #Evolving #Advancing #Innovating #BestIdeas2024 #HealthCare #CyberHealthCare

Reasons finance leaders don't invest in new tech: "It's too expensive." "Not the right time." "Changing our processes scares me." "No time to implement new systems." Businesses will always have reasons to not invest in new tech, but putting off progress now means falling behind. Finance teams could save money, provide new value and improve older systems by upgrading their tech. Put simply, the cost of not modernising finance outweighs the cost of inaction! What do you think? Is your finance tech up-to-date? #AI #Automation #Fintech #TMS