FinFloh’s Post

Embedded finance is the new fax machine – outdated before it even starts. 🚫✨ In a recent article, Thredd’s McCarthy expressed concerns that embedded finance might be regressing rather than advancing. When industry insiders start sounding alarm bells, it's time we pay attention. Are we witnessing a reversal where fintech innovation gets stuck in reverse gear? Here's what I think: 1. **Innovation Without Evolution**: 🚀 Embedded finance was supposed to revolutionize the way we interact with financial services by integrating them seamlessly into our daily lives. Instead, many solutions feel as clunky and outdated as a 90s fax machine. If we're not careful, we risk developing platforms that no one wants to use because they don’t genuinely solve a consumer problem. 2. **The User Experience Crisis**: 🧩 Too often, innovation focuses on flashy features and not enough on a smooth user experience. A seamless integration is key – not just throwing fintech in the mix for the sake of it. Customization and personalized financial insights should elevate the customer experience, not complicate it. 3. **Data, Data Everywhere, But Not a Drop to Drink**: 📊 We’re collecting huge amounts of data, but are businesses effectively utilizing it? Platforms like Finotor offer insights that could redefine accounting and financial analysis. Leveraging such tools can prevent us from drowning in data without understanding it. 4. **The Real World Implication**: 🌍 Beyond innovation, real-world application and practicality matter most. We must channel all these advancements into creating value-driven financial ecosystems that cater to businesses and end-users alike. Solutions should enable, not hinder. Let’s challenge embedded finance to step up its game. It's time for businesses to really put the 'smart' in smart finance - or risk becoming obsolete. What are your thoughts? Are we moving forwards, or just spinning our wheels? Franck BRUNET ---------------------- Liked this post? Want to see more? Ring it on my profile 🔔 Connect with me 🔝 Follow me: #franckbrunet #finotor

Embedded finance is the new fax machine – outdated before it even starts. 🚫✨ In a recent article, Thredd’s McCarthy expressed concerns that embedded finance might be regressing rather than advancing. When industry insiders start sounding alarm bells, it's time we pay attention. Are we witnessing a reversal where fintech innovation gets stuck in reverse gear? Here's what I think: 1. **Innovation Without Evolution**: 🚀 Embedded finance was supposed to revolutionize the way we interact with financial services by integrating them seamlessly into our daily lives. Instead, many solutions feel as clunky and outdated as a 90s fax machine. If we're not careful, we risk developing platforms that no one wants to use because they don’t genuinely solve a consumer problem. 2. **The User Experience Crisis**: 🧩 Too often, innovation focuses on flashy features and not enough on a smooth user experience. A seamless integration is key – not just throwing fintech in the mix for the sake of it. Customization and personalized financial insights should elevate the customer experience, not complicate it. 3. **Data, Data Everywhere, But Not a Drop to Drink**: 📊 We’re collecting huge amounts of data, but are businesses effectively utilizing it? Platforms like Finotor offer insights that could redefine accounting and financial analysis. Leveraging such tools can prevent us from drowning in data without understanding it. 4. **The Real World Implication**: 🌍 Beyond innovation, real-world application and practicality matter most. We must channel all these advancements into creating value-driven financial ecosystems that cater to businesses and end-users alike. Solutions should enable, not hinder. Let’s challenge embedded finance to step up its game. It's time for businesses to really put the 'smart' in smart finance - or risk becoming obsolete. What are your thoughts? Are we moving forwards, or just spinning our wheels? Franck BRUNET ---------------------- Liked this post? Want to see more? Ring it on my profile 🔔 Connect with me 🔝 Follow me: #franckbrunet #finotor

Fintech + Treasury = Financial Innovation Treasury teams using spreadsheets often struggle to get accurate/timely cash data for strategic cash management. It would be much easier to make strategic financial decisions with real-time insights. Here are a few recent examples of Nilus AI-insights that clients received on their data: 1️⃣ Payroll decreased by 5% this quarter 2️⃣ Collections are up by 11% this month 3️⃣ CAPEX exceeded budget by 22% Teams using modern tech within their treasury are smarter with their finances. They know when to invest idle cash or renew deposits. They also improve DSO/DPO and often minimize revolver usage. Treasury needs modern tech to thrive. What makes up your treasury tech stack❓ Comment below ⤵ #Treasury #AI #CashManagement #StrategicInsights #Nilus #Fintech #TechStack

The Future of Wealth Management: Technology Meets Human Expertise At Moat Financial Services, we believe the future of wealth management lies in combining advanced technology with the irreplaceable human touch. Technology has transformed the way we approach investments. With tools like AI-driven insights and real-time dashboards, clients can now track their portfolios, identify trends, and make informed decisions effortlessly. It’s not just about convenience – it’s about delivering precision, transparency, and a personalized experience. However, technology alone isn’t enough. Wealth management is personal. Every client has unique goals, challenges, and aspirations that algorithms can’t fully understand. This is where human expertise shines. Our advisors bring empathy, experience, and a deep understanding to craft strategies that resonate with your values and long-term vision. The real magic happens when technology and human expertise work together. AI can analyze markets and suggest opportunities, but it’s the human touch that refines these insights to fit your unique journey. At Moat Financial Services, we’re committed to a future where innovation and personal connection go hand in hand. By blending cutting-edge tools with heartfelt guidance, we ensure your financial success is not just a number but a reflection of your dreams and aspirations. Here’s to a future where technology empowers, and human expertise inspires! Team Moat Financial Services #WealthManagement #InnovationMeetsExpertise #FutureOfFinance #HumanTouch #AIInFinance #MoatFinancialServices #SmartInvesting #FinancialFreedom #EmpoweringWealth

Ever wonder how our clients get fast and efficient approval for business funding? Our Data Scientist, Charbel Merhej, explains how our data-driven approach goes beyond your past to predict your future sales potential. Learn how eFunder uses next-level data analysis and AI to assess your business potential, not just your history. This means expediting faster approvals and offering the ideal amount of funding to fuel your growth strategies. Contact sales@efunder.ai for more details. #eFunder #SMEs #innovation #eCommerce #financing #digitalfinance #fintech #amazonsellers

𝗕𝗼𝗼𝘀𝘁 𝗬𝗼𝘂𝗿 𝗖𝗿𝗲𝗱𝗶𝘁 𝗦𝗰𝗼𝗿𝗲 𝘄𝗶𝘁𝗵 𝗢𝘂𝗿 𝗔𝗜-𝗣𝗼𝘄𝗲𝗿𝗲𝗱 𝗖𝗿𝗲𝗱𝗶𝘁 𝗥𝗲𝗽𝗮𝗶𝗿 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀 🤖✨ Are you tired of struggling with a low credit score? At DIP Capital Partners, we're excited to introduce our innovative credit repair services, enhanced by cutting-edge AI technologies to help you improve your credit score efficiently and effectively. 𝗛𝗼𝘄 𝗢𝘂𝗿 𝗔𝗜-𝗣𝗼𝘄𝗲𝗿𝗲𝗱 𝗖𝗿𝗲𝗱𝗶𝘁 𝗥𝗲𝗽𝗮𝗶𝗿 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀 𝗪𝗼𝗿𝗸: 🤖 1. 𝗖𝗿𝗲𝗱𝗶𝘁 𝗥𝗲𝗽𝗼𝗿𝘁 𝗔𝗻𝗮𝗹𝘆𝘀𝗶𝘀: Our AI technology analyzes your credit report, identifying errors, inaccuracies, and negative marks. 2. 𝗖𝘂𝘀𝘁𝗼𝗺𝗶𝘇𝗲𝗱 𝗔𝗰𝘁𝗶𝗼𝗻 𝗣𝗹𝗮𝗻: Our AI system creates a tailored action plan to address each issue, providing step-by-step instructions for disputing errors, negotiating with creditors, and implementing positive financial habits. 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗼𝗳 𝗢𝘂𝗿 𝗔𝗜-𝗣𝗼𝘄𝗲𝗿𝗲𝗱 𝗖𝗿𝗲𝗱𝗶𝘁 𝗥𝗲𝗽𝗮𝗶𝗿 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀: 🤖 1. 𝗜𝗻𝗰𝗿𝗲𝗮𝘀𝗲𝗱 𝗘𝗳𝗳𝗶𝗰𝗶𝗲𝗻𝗰𝘆: Our AI system automates the credit repair process, saving you time and effort. 2. 𝗜𝗺𝗽𝗿𝗼𝘃𝗲𝗱 𝗔𝗰𝗰𝘂𝗿𝗮𝗰𝘆: AI-powered analysis reduces the risk of human error, ensuring accuracy and precision. 3. 𝗣𝗲𝗿𝘀𝗼𝗻𝗮𝗹𝗶𝘇𝗲𝗱 𝗥𝗲𝗰𝗼𝗺𝗺𝗲𝗻𝗱𝗮𝘁𝗶𝗼𝗻𝘀: Our AI system provides personalized recommendations based on your unique credit situation. 𝗚𝗲𝘁 𝗦𝘁𝗮𝗿𝘁𝗲𝗱 𝗧𝗼𝗱𝗮𝘆!!!✅ Don't let poor credit hold you back any longer. Contact us to learn more about our AI-powered credit repair services and take the first step towards a stronger credit score. Schedule your credit analysis now and start building a brighter financial future with us. #CreditHelp #AICreditRepair #AITechnology

🚀 Introducing Birbal: Your AI-Powered Financial Advisor! 🤖💰 Exciting news! Mool, a leading fintech company, has launched Birbal, an AI-driven platform that revolutionizes personal finance management. With Birbal, you can now access expert financial guidance tailored to your unique needs, all at your fingertips! 📱 🔍 Effortlessly track your expenses and gain insights into your spending habits by consolidating your bank accounts in one place. 📈 Access expert research on India's fastest-growing companies to make informed investment decisions and grow your wealth. 🎉 Invest in expertly curated portfolios with ZERO commissions, ensuring your investments work harder for you. 💸 Choose from flexible, affordable, and easily cancelable subscription plans that cater to your specific requirements. Whether you're looking to manage your daily finances, plan for the future, or optimize your investments, Birbal is here to empower you on your financial journey. 🌟 Like this post, leave a comment, and share it with your friends to spread the word about this game-changing financial tool! #Mool #BirbalAI

🎬 Tune in to Episode 20 of The Peakflo Finance News! Is your finance team spending 3 to 4 days each month just on vendor reconciliation? That's nearly 20% of your month-end close process drained away by manual, time-intensive tasks!  In this episode of Peakflo Finance News, we reveal how AI-powered vendor reconciliation can invert the finance function pyramid. Say goodbye to endless hours of matching vendor statements with company ledger and hello to 20X faster reconciliation. 🚀 🔍 What You'll Learn: ✅ How AI automates the extraction and validation of vendor statements. ✅ How AI-powered solutions flag discrepancies in minutes, not days. ✅ How to shift from 3-4 days of manual work to just 1-3 hours. Read more here: https://hubs.la/Q02QTNPB0 Ready to let AI do the heavy lifting so your team can focus on strategic tasks? #AccountsPayable #AI #FinTech #CFO #B2B #PeakfloFinanceNews #MonthEndClose #VendorReconciliation #Peakflo #DigitalTransformation #FinanceTransformation #FinanceAutomation #Finance

🌟 From Spreadsheets to Smart Strategies: The Evolution of Finance 🌟 Looking back, accounts and finance largely used to be all about balancing the books and managing endless spreadsheets. Today, our roles have transformed beyond recognition. The fintech revolution has turned finance into a dynamic, tech-driven field. We’re now using AI to predict trends, driving financial inclusion with innovative solutions, and making data-driven decisions that propel growth. The skills that once defined a finance professional have evolved, and staying ahead means embracing technology and continuous learning. Grateful to be part of an industry that’s not just keeping up with the future but shaping it. Here’s to everyone who’s embracing change and redefining finance for the better! 🚀 #Fintech #FinanceLeadership #Innovation #GrowthMindset #TechInFinance

🌟 **Introducing ArthikGPT: Transforming Financial and Performance Analysis for Businesses!** 🌟 In the world of finance, deep analysis and accurate insights can make all the difference. Enter **ArthikGPT**, a powerful AI model designed to assist **financial institutions, banks, and insurance companies** in making smarter, data-driven decisions. 🔍 **What does ArthikGPT offer?** - **In-depth Financial Reports**: Uncover insights hidden within complex financial data, offering unparalleled depth in analysis. - 📈 **Company Performance Analysis**: Assess and predict business performance with pinpoint accuracy, helping stakeholders make strategic decisions. - 💼 **Tailored for Finance & Insurance**: Whether it’s reviewing balance sheets, analyzing profit & loss trends, or optimizing risk management, ArthikGPT delivers the insights you need — fast. 📊 **Who Benefits from ArthikGPT?** - **Banks**: Improve lending decisions and asset evaluations with comprehensive analysis. - **Insurance Companies**: Optimize risk models and claim evaluations, reducing uncertainty. - **Financial Institutions**: Drive better investment strategies with in-depth company performance reviews. 🚀 With ArthikGPT, financial professionals no longer need to sift through overwhelming data manually. The future of financial analysis is faster, smarter, and more insightful. Get ready to supercharge your analysis process — the future of finance is here! #FinancialAI #Fintech #FinancialAnalysis #BusinessIntelligence #ArthikGPT