Ethos’ Post

Not all insurance carriers and agencies are alike. Expertise. Integrity. Client claim advocacy. These are just three of the reasons to work with the professionals at Alera Group, Inc. on your #insurance coverage.

Where should you go if you're interested in some of the APA's latest news? The "News" tab on our website! Featured here is our latest newsletter, our 60 Minutes CBS feature "After the Hurricane," and a plethora of other APA happenings. If you are a journalist/reporter and are interested in interviewing the APA, please direct all media inquiries to Caitlin@APAssociation.org 🦅 #APA #FraudFighters #InsurerSideFraud #News #CBS60Minutes #AfterTheHurricane

Not all insurance carriers and agencies are alike. Expertise. Integrity. Client claim advocacy. These are just three of the reasons to work with the professionals at Alera Group on your insurance coverage. https://ow.ly/Zwbo30sGPTN

Not all insurance carriers and agencies are alike. Expertise. Integrity. Client claim advocacy. These are just three of the reasons to work with the professionals at Alera Group on your insurance coverage. https://ow.ly/8Ggp30sGQBU

🌪️ Tornadoes triggered by Hurricane Milton have left widespread destruction across Florida. While the full extent of the damage may not be known for days or even weeks, it’s expected to rise as search-and-rescue efforts continue. If your home or property has been impacted by these devastating tornadoes, Stellar Adjusters is here to help with your hurricane damage claim. Don’t wait—contact us today for expert guidance and support during this challenging time.  📞 Call us today for a FREE Claim Analysis (305) 570-3519 https://lnkd.in/e9d6cQxJ #HurricaneMilton #TornadoDamage #StellarAdjusting #StormRecovery #InsuranceHelp #FLStormRecovery

With the stormy weather hitting us today, it’s the perfect time to make sure your HOA is prepared. Our latest article is full of helpful tips on understanding your property insurance, handling windstorm damage, and protecting your community. Read the article here: https://lnkd.in/gBX6xphb and take the quiz at the end of it to earn your HOA Property Insurance Guru Certificate. Already an expert? Take the quiz now! #hurricanepreparedness #HOAinsurance #HOAmanagement #stormsafety #communityprotection #windstormcoverage #houstonstorm #houstonhurricaneseason

Hurricane Season starts tomorrow. Check out our HOA Insurance Guide and take the quiz to follow to earn your certificate in HOA/COA Property Insurance!

🚨 Attention Property Owners 🚨 If you’ve ever dealt with an insurance claim—or might need to in the future—you need to watch this. 📺 Last weeks 60 Minutes episode uncovered alarming instances of insurer fraud that are leaving property owners in the lurch. The stories shared are a wake-up call for anyone who relies on insurance to cover their most valuable assets. Don’t let yourself become a victim. Watch the episode, stay informed, and make sure you know your rights when dealing with insurance companies. Knowledge is power when it comes to protecting your property and your peace of mind. 👉 Catch part of the episode below #Insurance #PropertyOwners #InsurerFraud #ClaimsAdjusting #StayInformed https://lnkd.in/gDkaPX38

This story hits home for me. A similar situation just happened to me in real life on a commercial fire claim my firm is representing. I personally negotiate all large commercial losses for our firm. I had agreed on scope and an estimated price with the independent field adjuster on a commercial fire claim. He was even told, by his manager, we needed an agreed scope before he left the meeting. He turned in his comparable estimate and his firm cut it down to 1/3 of what we agreed was fair. He was not happy at all. The carrier sent a check for 1/3 without even reviewing it with me. Thankfully the carrier agreed to send out an actual experienced fire adjuster from JS Held. The carrier desk adjuster was understanding when I explained how unreasonable this whole situation was. The new independent adjuster also agreed with our scope and estimate while on site. I am waiting on his estimate now. This doesn’t happen often as we have been working in Ohio for so long that most adjusters know and respect our work enough to be fair once we explain our estimate and reasoning for every legitimate line item we include in our estimates. When this type of corporate greed happens to our clients, the wind gets knocked out of my sails and it’s just awful. It ruins my day and really weighs on me. I then can’t stop working on that file until we get a resolution. That could take weeks, months or even years in some cases. We always end up winning in the end but it causes a lot of down time and suffering for our clients and even sometimes a long legal battle. I am glad this is finally being exposed The need to hire a licensed public adjuster on large complex losses is more important now then ever. Getting a licensed advocate on your side from day one is very important so we can collaborate with the insurance carrier and try to resolve the claim in a reasonable amount of time. It always seems to help when I explain that I have been in their shoes before when I represented insurance companies. Sometimes nothing can cut through the corporate greed though.