Envision Restoration’s Post

Is the rush to rebuild in the wake of storms putting homeowners at risk for insurance fraud? In the aftermath of Hurricane Ian and recent storms, Tampa Bay communities face significant challenges. The launch of the "Check My Contract" portal by the Florida Department of Financial Services highlights an essential step towards protecting policyholders. This resource allows homeowners to submit repair contracts for independent review, helping to uncover potential fraud. As a Realtor, I urge all homeowners to take their time when dealing with contractors and insurance claims. Desperation to restore normalcy can lead to hasty decisions that might have lasting consequences. It’s crucial to ensure you’re working with licensed and insured professionals to safeguard your investments. Utilizing available resources and conducting thorough checks can save you from future headaches. Together, let’s advocate for informed decision-making in our communities, ensuring a safe, fair rebuilding process post-disaster. #HomeownerAwareness #InsuranceFraud #CommunitySupport #RebuildingEfforts #TampaBay #RealEstateAdvice

In the case of a natural disaster or any tragedy to a home, it is important to note what steps to take in order to avoid insurer fraud. Utilizing this checklist or our downloadable resource, "How To Avoid Insurer Fraud After Natural Disasters," make sure you are knowledgable in the methods to avoid fraudsters. It is better to be safe than sorry! 🏠 #Fraudsters #InsurerFraud #CarrierSideFraud #APA #ProtectYourself #FraudFighters

Understanding Insurance: Per Risk vs. CAT Cover 🛡️ Navigating insurance can be complex, but knowing the difference between Per Risk and CAT (Catastrophe) Cover is crucial for comprehensive protection. 🔍 Per Risk Cover: Protects against individual losses, covering specific risks like fire, theft, or vandalism. Ideal for targeted protection and managing specific threats. 🌪️ CAT Cover: Designed for widespread disasters, CAT Cover provides financial security against natural catastrophes like earthquakes, floods, or hurricanes. Essential for safeguarding against large-scale events. Ensure you’re fully protected by understanding these key coverages. Make informed decisions for your peace of mind and financial security. 🌐 https://oaktree.co.za/ 📩 brokers@oaktree.co.za ☎️ 011 791 7560 #OakTreeIntermediaries #ExpertGuidance #TailoredSolutionsn#Insurance101 #PerRiskCover #CATCover #FinancialProtection #StayInformed

𝐂𝐨𝐦𝐩𝐫𝐞𝐡𝐞𝐧𝐬𝐢𝐯𝐞 𝐯𝐬. 𝐓𝐡𝐢𝐫𝐝-𝐏𝐚𝐫𝐭𝐲 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞: 𝐖𝐡𝐚𝐭'𝐬 𝐭𝐡𝐞 𝐃𝐢𝐟𝐟𝐞𝐫𝐞𝐧𝐜𝐞? 🛡️🤝 Comprehensive covers your car from theft, damage, and natural disasters, while third-party protects you from liabilities to others. Choose the right coverage for your needs! #CarInsurance #ComprehensiveInsurance #ThirdPartyInsurance #InsureMile

In addition to widespread damage and devastation, hurricanes like Helene and Milton can leave impacted homeowners feeling helpless and vulnerable. Recognizing that homeowners want to get their homes repaired as quickly as possible, scammers will sometimes prey on unsuspecting storm victims. In order to avoid falling victim to fraud - the storm after the storm - here are a few things to look out for when dealing with contractors, particularly unsolicited ones. One suggestion is to keep your insurance company in the loop and ask if they have a preferred contractor network.

Excellent advice: Do your homework and be mindful of those who try to take advantage to make a quick buck!

The first 24 hours after a disaster are critical. What you do—or don’t do—immediately following a loss can impact your restoration process. Document the damage, secure your property, and notify your insurance company without delay. These actions are essential to a smooth recovery. When it’s time to restore your belongings, Gunns Restoration is here to provide expert care and attention.

Are insurers ready for natural disasters this summer? In the past, insurers have often struggled with catastrophe-driven surges in claims, and that’s bad news for both carriers and their policyholders. Here’s how things could be better this year, thanks to digital FNOL processes. #insuranceexperience #claimsjourney https://lnkd.in/grJe4bDj

As we continue to restore the community following recent storms, you may find that your home needs certain repairs. After a natural disaster, scammers often prey on survivors. Use these tips to ensure you don't become a victim. ✔️ Reach out to your neighbors for references regarding trusted contractors. ✔️ When selecting a contractor, ask for identification, licenses, proof of insurance and references. ✔️ Always consult your insurance company or adjuster before signing a contract. If you think you are a victim of a home repair scam or price gouging, you can file a consumer complaint online with the Attorney General at https://bit.ly/4dCqyQW. Learn more "Be A Good Neighbor" tips by subscribing to Talk of The Township Newsletter at https://lnkd.in/g-dvD3Tx.

In addition to widespread damage and devastation, hurricanes like Helene and Milton can leave impacted homeowners feeling helpless and vulnerable. Recognizing that homeowners want to get their homes repaired as quickly as possible, scammers will sometimes prey on unsuspecting storm victims. In order to avoid falling victim to fraud - the storm after the storm - here are a few things to look out for when dealing with contractors, particularly unsolicited ones. One suggestion is to keep your insurance company in the loop and ask if they have a preferred contractor network.