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With the KiwiWRAP KiwiSaver Scheme, I can create truly independent investment solutions that are not off-the-shelf but highly personalised to each individual. At Compound Wealth, we go beyond simply selling a 'fund'—we help clients answer the big questions: How much can you spend in retirement? How long will your money last? If you’re looking for a superior level of KiwiSaver advice, get in touch today. Consilium KiwiWRAP #Compound #financialadvice

Investing in #NPS is not only a route to building a retirement corpus, but it also helps in tax saving. Visit https://lnkd.in/g2BRmpmH to know more. National Pension System Trust Protean eGov Technologies KFin Technologies Ltd. CAMSfinserv PFRDA (Pension Fund Regulatory and Development Authority) #TomorrowsFreedomStartsToday #NPSZaruriHai #TaxSavings

December’s here! As the year winds down, let’s take control of tomorrow, today. Plan smart, invest wisely, and ease into the new year with financial confidence. Here’s to a year of smart decisions and smoother journeys ahead. 💡📈 Let's #EndTheYearStrong Pension Fund Regulatory and Development Authority Protean eGov Technologies #MaxLife #SochOfTheMonth #SmartTaxPlanning #YearEnd #MaxLifePensionFundManagement #HarGharPension #NPSZaruriHai #NPS #HappyRetirementKaBestPlan #PensionFund #InvestmentTips #SecureFuture #NPSBenefits #SmartInvestment #CompoundingPower #FinancialPlanning #TaxManagement #FinancialReels 

Small steps, big results! Just like a snowball rolling downhill, your NPS contributions can grow significantly over time with the power of compounding and achieve financial freedom in your golden years. Visit https://lnkd.in/g2BRmpmH to know more. National Pension System Trust CAMSfinserv PFRDA (Pension Fund Regulatory and Development Authority) Protean eGov Technologies KFin Technologies Ltd. #TomorrowsFreedomStartsToday #NPSZaruriHai #TaxSavings #HowToInvest #InvestmentAdvice #FuturePlanning #RetirementGoals #Pension

Catherine Mulholland, Head of Key Accounts at Otivo, shares her insights from the 2024 Super Advice Report, revealing more Australians are facing financial stress and aren't confident of enjoying a comfortable retirement. Catherine also explains why closing the advice gap is crucial for helping people take charge of their financial future. #Otivo #BeBetterOff #FinancialAdvice #DigitalAdvice #Super #Superannuation

Because Mistakes Are Costly, We Ensure There Are None At PenCentral, we understand the critical importance of precision in pension management. Every step we take is guided by a commitment to accuracy, transparency, and excellence, ensuring your future remains secure and worry-free. Mistakes are costly, and we take every measure to eliminate them, so you can plan for tomorrow with confidence. #PenCentral #ExcellenceInPensions #SecureFuture #NoRoomForError

A great write-up in the AFR last week on Atlas Partners' client, UniSuper. Along with Colonial First State, they are one of only two major funds to improve their services to members this past year. The results are based on CoreData Group's retirement confidence index which tracks fund customers’ “preparedness to retire” and “retirement satisfaction” every year. The results are likely to add to commentary around the regulatory environment, with the Labor government already considering legislation to force funds to improve their customer service. Article link in the comments. #unisuper #superannuation #atlaspartners #regulatorychange

Wouldn’t it be good to know that you have financial plans in place to enjoy a long and happy retirement? The final day at work should be a time of celebration, but many are concerned about whether their pension will be sufficient. At Stringer Mann, we know that lack of available funds doesn’t mean giving up on your goals. With a manageable spend save strategy, we can help you visualise and realise your aspirations. Ask about our Cashflow Forecasting service. Visit our website to learn more> https://lnkd.in/ecN2_Phc The value of your pension can go down as well as up. You could get back less than you invested. Stringer Mann Chartered Financial Planners is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). Stringer Mann Chartered Financial Planners is a trading name of Stringer Mann. SJP Approved: 20/08/2024 #FinancialPlanning #RetirementPlanning #Cashflow

Here's a few interesting facts about this announcement; 1️⃣ There is ZERO EVIDENCE of PMF for 9 in 10 customers across 45m DC Workplace Pension pots. 2️⃣ The average shortfall amount was £200k in 2013 and now it's over £250k for those Most at Risk (MaR). 3️⃣ The monthly cost over 20 years to save £100k is on average £260/mth assuming the typical Default Fund and a 0.5% p.a. product fee. ADDITIONAL POINTS: ➡️ The 1st Anniversary of Consumer Duty arrives on 31st July 2024. ➡️ Since 2019 Smart Pensions have refused to provide me with sufficient data to evaluate the Effectiveness, Efficiency and Relevance of their solution meeting the needs of their MaR customers. ➡️ Since 2021 the SMCR's at Smart Pensions have failed to engage on concerns of their platform causing serious financial harm to it's MaR customers. ➡️ In 2022 I compared average member outcomes for 14 Default Funds between April 2010 to October 2021 and found the 3PPS Framework delivered ~1x better outcomes, without adding extra investment risk. ➡️ In 2023 I reviewed the Mobius Investment platform during Due Diligence of a DC Workplace and Individual Pension provider for an Intermediary client. CONCLUSION: The most Effective, Efficient and Relevant solution for targeting a £100k shortfall over 20yrs costs 40% less than Default Fund strategies, costing ~£150/mth. I expect there is ZERO EVIDENCE that Smart Pensions and Mobius are capable of affordably meeting the unmet needs of MaR members. The average Financial Harm per member is currently around 1.5x annual salary, with an average sum worth ~£60,000 per worker. Based on financial analysis prepared in 2022 for the FCA Executive, I would estimate #RestitutionFunding liabilities to be in the region of ~£75bn (e.g. 1.26m x £60k). Just Saying 🤷♂️ #BUOM

What does your dream retirement look like? No matter how it looks, we are here to help. Our advisers are on hand to help you make your retirement dreams a reality. We understand that many people are intimidated by retirement planning, but it's never too late to start. Here's a step-by-step guide to help you get started 👉 https://bit.ly/3QzSnjd #Pensions #Retirement #Wealth #Investments